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			'title' => 'China Credit Crunch Fears Fade',
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	<span style="font-size: 12px;">China’s stock markets scored their biggest gains in two months on Friday in a sign of growing confidence that credit conditions were improving as cash rates extended their fall from peaks reached during last week’s credit crunch. (www.cnbc.com)</span></p>',
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			'description' => 'China’s stock markets scored their biggest gains in two months on Friday',
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	<span style="font-size: 12px;">Coca-Cola Co announced plans on Wednesday to introduce a cola that is sweetened with sugar and the naturally occurring, no-calorie sweetener stevia, the latest move in the high-stakes race to turn around the soda industry. Coca- Cola Life will have about half the calories of regular Coke. It will go on sale this week in Argentina. (Agency)</span></p>
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	<span style="font-size: 12px;">US home prices have seen their biggest annual rise since 2006, a closely-watched survey suggests. The Standard &amp; Poor’s/Case Shiller index, which monitors single-family home prices across 20 cities, rose 12.1% in April compared to the same month last year. The jump, due to increasing demand and a shortage of supply, was bigger than many analysts had been expecting. (Agency)</span></p>
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			'title' => 'India’s Current Account Gap Widens',
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	<span style="font-size: 12px;">India’s current account deficit hit a record high 4.8 percent of gross domestic product in the fiscal year that ended in March, fuelled by rising imports of oil and gold, but was lower than an expected gap of 5 percent, giving a boost to the battered rupee. (The Economic Times)</span></p>
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			'description' => 'India’s current account deficit hit a record high 4.8 percent of gross domestic product',
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			'id' => '1244',
			'article_category_id' => '34',
			'title' => '‘Big Companies Are Showing Interest In Social Work’',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size:14px;">David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this.&nbsp;</span></p>
<p>
	<strong><span style="font-size: 12px;">Excerpts:</span></strong></p>
<p>
	<strong><img alt="David Wright,Country Director of Save the Children, Nepal and Bhutan" height="240" src="https://lh6.googleusercontent.com/-jfFs7R-FVvw/UdFZdaATTBI/AAAAAAAAAoM/R8zUSKlDA10/s394/David%2520Wright.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="205" />How has Save the Children’s experience in Nepal been? </strong></p>
<p>
	Save the Children is the largest INGO in Nepal. More than 1.9 million people have benefitted from our work. We have a wide portfolio in Nepal as we have been working in number of projects related to child rights, good governance, health, livelihood, nutrition, disaster risk reduction and HIV/AIDs.&nbsp;</p>
<p>
	<strong>Could you give some examples of how Save the Children has been helping Nepali children?&nbsp;</strong></p>
<p>
	We basically focus on primary education. One of the main things we do is encourage schools to do away with corporal punishment. In one of the schools in Sindhupalchowk where we have been working for last 20 years, the principal said that some students were not coming to class regularly. There were also instances of parents not sending their children to school. However, after corporal punishment was completely done away with, 30 percent more children started coming to school regularly.&nbsp;</p>
<p>
	Similarly, we have been working with more than 400 schools in Kapilbastu and Pyuthan, where we have established Early Childhood Development Centres. The centres are designed to prepare children for primary education by working on their social, physical and mental skills.&nbsp;</p>
<p>
	<strong>Save the Children has been working together with the private sector. How successful has the partnership been?&nbsp;</strong></p>
<p>
	Yes, we believe that the private sector should also play its part in social development efforts. We take support from a number of private sector companies such as Ncell and Yeti Airlines. Last year alone, the private sector of Nepal contributed Rs 50 million for projects such as to construct school buildings, classrooms, libraries, labs and other facilities. We are happy that local as well as big companies are showing interest. Ncell and Yeti Airlines have contributed to our programmes in 17 different schools.</p>
<p>
	<strong>How do you ensure that the services reach the targeted group?&nbsp;</strong></p>
<p>
	Save the Children in Nepal is working with 150 different local partners. We have done a number of things to ensure that our assistance reaches the right people. For example, we have increased the number of staff members in the districts. They provide guidance to our local partners. Moreover, we are also working on putting up a country-wide monitoring system to allow communities to give us feedback. For example, during the second half of this year, we will be putting up banners in different communities of the country explaining the benefits locals can reap from our projects. We are also trying to set up a system that people can use to directly reach us with their feedback. All this is part of our efforts to ensure accountability.&nbsp;</p>
<p>
	<strong>Could you share with us one of the best experiences the INGO has had working with Nepali bureaucrats?&nbsp;</strong></p>
<p>
	Save the Children has lots of success stories working with government officials. We are constantly working with the government to develop innovative ideas and programmes. For example, we are working with the Ministry of Health to develop community-based new born health packages.</p>
<p>
	<strong>How much money does Save the Children invest in Nepal each year?&nbsp;</strong></p>
<p>
	Save The Children at the moment spends around $31 million dollar each year. In addition to that we are investing $ 5 million on food aid from the World food Programme.</p>
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			'description' => 'David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this',
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			'title' => 'GSK And Save The Children Launch $1 Million Award',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare which have proven successful in reducing child deaths in developing countries. From the 27th June – 26th August, organisations from across the developing world can nominate examples of innovative healthcare approaches they have discovered or implemented. ‘These approaches must have resulted in tangible improvements to under-5 child survival rates, be sustainable and have the potential to be scaled-up and replicated,’ states a press statement by the Save the Children.&nbsp;</p>
<p>
	Co-chaired by Sir Andrew Witty, CEO of GSK, and Justin Forsyth, CEO of Save the Children, the Judging Panel, made up of experts from the fields of public health, science and academia, will award $250,000 to the best healthcare innovation to further progress their work. An additional $750,000 will be made available for runners-up awards.</p>
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			'description' => 'Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare..',
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			'title' => 'Chinese Tourists On The Rise',
			'sub_title' => '',
			'summary' => null,
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	<span style="font-size: 12px;">Nepal is registering a sharp increase in the number of Chinese visitorship in recent months. The figures released by Immigration Office revealed that arrivals from the neighbouring nation has registered a significant growth of 35.7 percent in March this year despite the decline of overall tourist arrivals by 2.1 percent compared to the same month of 2012. Some 5,782 visitors from China made their trip to Nepal in March this year. Chinese tourist arrivals via air reached 17,341 in the first three months of 2013. China has managed to secure second position in the top lists of countries .The number of Chinese visitors reached 85,832 in 2012. The average length of stay for Chinese tourists is 10 days, according to government statistics. Buddhist pilgrimages and adventure activities such as trekking, paragliding and rafting are the main draws for Chinese visitors. Burgeoning number of promotional activities is being credited for this as Nepal’s participation at Chinese trade shows are increasing.&nbsp;</span></p>
<p>
	‘But, there are various problem seen to attract more Chinese tourists like adequate shopping destinations of luxury goods’, says Ashok Pokharel, the President of Nepal Association of Tour Operators (NATO). He told that Chinese visitors aren’t getting other services properly as they face difficulty in communications caused by language problems. Pokharel also pointed to the lack of adequate airline access and higher air fare as other factors hindering the arrival of more Chinese guests. ‘Similarly, private sector and government should make effective plans to increase their stay period in Nepal,’ he added.</p>',
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			'description' => 'Nepal is registering a sharp increasein the number of Chinese visitorshipin recent months...',
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			'article_category_id' => '137',
			'title' => 'Countries Luring Chinese Tourists',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size: 12px;">As China moves towards being an economic superpower, its citizens have gained a greater ability to travel and spend internationally. Now, Chinese are increasingly the driving force for the world’s biggest tourism companies. China last year passed Germany and the U.S. to become the world’s biggest source of tourists. Similarly, a report published in April showed that Chinese tourists surpassed Germans tourists in spending. According to the UN World Tourism Organization Chinese tourists spent $102 billion worldwide last year.&nbsp;</span></p>
<p>
	As the Chinese are now a lot more affluent than they were 10 years ago, they can afford more luxury products in Europe and the United States. Because of this, many are prone to prodigious spending. It is interesting to note that Chinese tourists spend more on shopping than sightseeing. There is a simple psychology to this: After decades of deprivation and conformism, Chinese consumers regard expensive consumer goods as trophies of success. Chinese tourists largely prefer lively, loud environments where they can shop for luxury goods, while European tourists tend to prefer a more tranquil, back-to-nature kind of experience. The Chinese demand for luxury goods has increased for a number of reasons, including rapidly increasing disposable income, sophistication of Chinese consumers, and rapid urbanization.&nbsp;</p>
<p>
	Watching this tendency, countries across the world are preparing to entice Chinese tourists.&nbsp;</p>
<p>
	<strong>Cambodia Unveils Strategy to Entice Chinese Tourists&nbsp;</strong></p>
<p>
	Cambodia’s Ministry of Tourism on Wednesday finalized its 5-year strategic plan to attract at least 1.3 million Chinese visitors by 2018. To reach the goal, Cambodia would continue broadening promotion of Cambodian tourism destinations to China and encouraging more direct flight connection between the two countries. According to the strategic plan, the country would prepare entry-exit application forms and announcements at airports in Chinese language, write signs on main roads in Chinese language, study to establish China Town and train more Chinese speaking tour guides.&nbsp;</p>
<p>
	<strong>Australia Eyes Buddha and Baccarat</strong></p>
<p>
	&nbsp;Australia, is also preparing various strategies to attract Chinese tourist. A A$ 500 million theme park is being built at Wyong region outside Sydney that will include a full-size replica of Beijing’s Forbidden City and a nine-storey temple housing a giant statue Buddha. Similarly, two companies are said to be developing casinos in Sydney to attract gambling tourists from mainland China.&nbsp;</p>
<p>
	<strong>Israel Streamlines Visa Policy&nbsp;</strong></p>
<p>
	The Israeli Embassy in China announced a set of new visa policies for Chinese tourists. The new rules introduce tourist visas that individuals can apply for directly, as well as a simplified visa application process for business visas and other favorable policies targeting residents of the cities of Beijing, Shanghai and Guangzhou. The new visa policies are part of Israeli efforts to consolidate its share in the rapidly expanding Chinese tourism market. (Agencies)</p>
<p>
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			'title' => '‘Long-term G-secs Needed For Insurance Sector’',
			'sub_title' => '',
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			'content' => '<p>
	<span style="font-size:14px;">Vivek Jha is the CEO of Nepal Life Insurance. In an interview with The Corporate’s Sweta Sharma, he talked about the overall scenario of life insurance business in Nepal and future reforms necessary to take the sector forward.&nbsp;</span></p>
<p>
	<span style="font-size:14px;"><strong>Excerpts:</strong></span></p>
<p>
	<strong><img alt="Vivek Jha,CEO of Nepal Life Insurance" height="245" src="https://lh3.googleusercontent.com/-mXl_uWsh1XQ/UdFQLcSkBaI/AAAAAAAAAns/0uhVocA-ADU/s309/VJ.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="220" />How would you evaluate the overall scenario of life insurance business in the country? </strong></p>
<p>
	Well, we can say that although the sector is in its infancy, it is definitely growing. But there is a lot that needs to be done. The insurance sector contributes Rs 1.46 per cent to Nepal’s GDP. A total of Rs 60 billion has been invested in the insurance sector. NLIC alone has put in Rs 13-14 billion.&nbsp;</p>
<p>
	According to official figures, around five per cent of Nepalis are insured. However, I believe the figure is much lower as many people have subscribed to more than one insurance scheme.&nbsp;</p>
<p>
	For any insurance market to develop, the people should understand that insurance is for financial security. In Nepal, however the present situation is such that agents need to force people into buying policies as the general public is not aware of the benefits of insurance.&nbsp;</p>
<p>
	<strong>In your view, what types of reforms are needed in the business?&nbsp;</strong></p>
<p>
	Basically, the very first thing that the government should do is prioritise the sector. I believe that the sector can take off if the government could issue long term bonds of 14-15 years.</p>
<p>
	The next thing that needs to be done is bring about awareness among the people that insurance is necessary for financial security. Similarly, insurance companies should work on improving the standard of their corporate governance and other services. Investment opportunities for insurance companies in our country is available only for shorter term because our government does not issue long-term securities. If the government issues long-term infrastructure bonds, the insurance sector could contribute.&nbsp;</p>
<p>
	Human resources, including the insurance agents are very important in insurance business. They need to be able to perform their jobs well.</p>
<p>
	<strong>Most people, including the educated, still do not have a clear idea of insurance. They take it as an expense rather than investment. What should be done to raise awareness?&nbsp;</strong></p>
<p>
	Life insurance basically entails two products -- protection and investment. In our country, it is mostly the investment product that is being sold. And there is a big misconception among buyers of life insurance policy that the amount they have invested will be doubled upon maturity.&nbsp;</p>
<p>
	Before buying any policy, one has to be sure about the returns. And this is possible only when agents take the time to explain.</p>
<p>
	<strong>The purpose of insurance is basically to provide financial security. People with low income are the ones who need such security. But they cannot afford it. What should be done to provide them insurance cover?&nbsp;</strong></p>
<p>
	That is where micro insurance comes in. We have been working on the idea for quite some time now. We have covered 63 districts and are definitely going to cover all 75 soon.&nbsp;</p>
<p>
	<strong>It has been said that premium rates are quite high in Nepal compared to those in the neighbouring countries. Is that so?</strong></p>
<p>
	In my opinion, the premium rates are not high. Rather, the rate of return on the insurance premium paid is higher here. We can say this while comparing with India where the insurance products are similar to ours.&nbsp;</p>
<p>
	Bonus rate of 60 to 80 per thousand as provided by Nepal Life Insurance is very competitive and is better than in neighbouring countries. There are low cost products such as term insurance products, which are not that popular in our country. To bring down the premium rate, we should introduce such types of products.</p>
<p>
	<strong>Does NLIC have any plans to launch new policies?&nbsp;</strong></p>
<p>
	We are going to expand micro insurance. We are also concentrating on health insurance. We are trying to bring some diversified products which will be new to the Nepali market. We are also going to make some segmentation.&nbsp;</p>
<p>
	We are also planning to introduce child education insurance. Right now we are opting for low cost outlets that will function more like customer care units.&nbsp;</p>
<p>
	<strong>What major three points that makes your company stand out from the rest?</strong></p>
<p>
	We have a totally committed and visionary team in the management. We believe that people are the most important assets of our company. We also have professionally dedicated agents working for us.&nbsp;</p>
<p>
	The most important thing that sets us apart from the rest is that we believe in customer satisfaction. Our ability to satisfy the customer’s needs is what has made us successful in what we do. We aspire to have the highest possible level of coordination among staffers.</p>
<p>
	<strong>What has the future in store for the insurance business in Nepal?&nbsp;</strong></p>
<p>
	The future of insurance business in Nepal is very bright. The sector has huge potentials. A huge sum of money is leaving the country to pay for reinsurance. We should be able to stem that outflow.&nbsp;</p>
<p>
	It is actually very easy for the sector to grow five folds. But the players need to be disciplined, have a vision and concentrate on improving consumer satisfaction. Agents should not engage themselves in fraudulent activities to sell insurance.</p>
<div>
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			'title' => 'Machhapuchhre At Putalibazaar',
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	<img alt="" height="59" src="https://lh5.googleusercontent.com/-kJaMnqaiD1Y/UdFMsQ1KcCI/AAAAAAAAAmE/gecinzZYqoU/h59/Machhapuchhre.bmp" width="355" /><br />
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	Machhapuchhre Bank has opened its 53rd branch at Putalibazaar, Syangja on June 10. Chairman of bank Surya Bahadur KC inaugurated the branch.<br />
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			'title' => 'Jyoti Group: Reaches Out To Health & Agriculture',
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	<strong><span style="font-size: 12px;">--By Gaurav Aryal</span></strong></p>
<p>
	<span style="font-size: 12px;">Jyoti Group, one of the leading industrial houses of Nepal is diversifying its investment portfolio. Recently the group has come up with new ventures in the health and agriculture sectors, where the group never had its presence. The group has moved into these sectors through Grande Hospital and MaHa Himal Agriculture.</span></p>
<p>
	<strong style="font-size: 12px;">Diversification&nbsp;</strong></p>
<p>
	In the Grande Hospital, the Jyoti Group is one of the leading promoters. Saurabh Jyoti, Director of Jyoti Group said that the newly built hospital is a promise of service excellence and use of state of the art medical technology. “This hospital will end the trend of Nepalis going abroad for health treatment,” he said. Jyoti added that this hospital will be established as a model of a high standard hospital to provide world class services to the general public at an affordable cost. The hospital has started its operation but is set to be formally launched within two months.</p>
<p>
	Similarly, the MaHa Himal Agriculture (MHA) at Parwanipur of Parsa is an attempt of commercial agriculture with the use of Israeli farming technology. The group owns majority of stakes in the company while the group led by comedian duo Madan Krishna Shrestha and Hari Bansha Acharya have contributed the technical expertise. This move has been in line to the group’s belief that agriculture is one of the areas with highest prospects and the way to reduce food insecurity and substitute food imports from India. According to Jyoti, after the energy sector, country’s move towards prosperity would be through agricultural development.</p>
<p>
	The MHA, located near Birgunj, an industrial town, is spread over 150 ropanis of land. The company employing Israeli technology of farming intensively utilises green houses, tunnels, drip irrigation and temperature controlled environment to farm vegetables and other crops throughout the year. Migrant workers who returned from Israel working in agriculture there are also working in the farm. “We are excited about it as it is a new venture and agriculture is totally a new sector for us,” said Jyoti.&nbsp;</p>
<p>
	These two ventures came after the group acquired stakes of Butwal Power Company during the privatisation of the company in 2003. Today, the group through its subsidiary, Shangri- La Energy Limited, owns 68.95 per cent stakes in the hydropower company. According to Jyoti, the company is performing well. The company is headed by Padma Jyoti, Chairman of Jyoti Group.</p>
<p>
	<strong>Project Expansions&nbsp;</strong></p>
<p>
	The Jyoti Group has a strong foothold on the manufacturing sector. One of the group’s flagship companies, Himal Iron and Steel Pvt Ltd has completed 50 years of operation. Jyoti said that it is one of the few industries in Nepal that has such a long history. Himal, the first steel factory of Nepal was established with second hand equipment brought from Japan has been recently upgraded to a fully automated system with a production capacity of 80,000 metric tonnes.&nbsp;</p>
<p>
	Similarly, Himal Oxygen Pvt Ltd, another major unit of the group that has been in existence for over four decades is also being expanded. The Himal Oxygen with a production unit in Birgunj is expanding its wing at Balaju in Kathmandu. Jyoti revealed that the new plant will begin its operation in two months. Both the plants, having production capacity of 80 cubic metres produce oxygen for medical purpose. He also hinted that the pharmaceutical wing of the group is also in an expansion mode. Jyoti said that the expansion is a constant process to give companies, an extra edge to the competition.&nbsp;</p>
<p>
	In the service frontier, Bhajuratna Finance and Saving Co Ltd, owned by the group was merged with Vibor Bikas Bank in 2012. Jyoti said that the bank’s further merger with Kist Bank Limited is also in the pipeline. He said, “We are optimistic about the advancement of our involvement in the financial sector.”</p>
<p>
	<strong>Leading the Market&nbsp;</strong></p>
<p>
	The group has a robust presence also in the trading sector. The group through its subsidiary, Syakar Trading Company Limited is importing automobiles, two wheelers and power equipments from a leading Japanese company - Honda. According to Jyoti who is also the Chairman of Syakar Trading Company, Honda Dream Yuga, an entry segment 110cc motorcycle and Honda Amaze, an entry level premium sedan were recently launched in the market. Similarly, few months back, Honda Brio, an entry segment hatchback was launched, that pushed the market share of Honda cars to a new height. “Recently after the Brio’s launch, we have registered a growth of 500 per cent. In the Japanese car market of Nepal, Honda has become the market leader,” Jyoti claimed, “We have surpassed the Toyota’s dominance for the first time in history.” He said that Honda Amaze has also already gathered overwhelming response and the company has targeted to sell 320 units within a year.&nbsp;</p>
<p>
	The Syakar Company also imports electronics and home appliances from the Philips brand. Likewise, Bhajuratna Engineering and Sales, an old company established in 1964 has its presence in major cities across Nepal. It is involved in import, sales and distribution of tractors, agricultural equipment, heavy duty vehicles, buses and trucks, electrodes and welding accessories, mechanical power transmission products and also distribution of products produced by the group such as steel and oxygen.</p>
<p>
	<strong>Management Style&nbsp;</strong></p>
<p>
	Jyoti said that the company has successfully retained employees that have been working with the company since the first foundation stone was laid by Surabh’s grandfather Maniharsha Jyoti, founder of Jyoti Group. Now the group has moved to the hands of his grandchildren. Similarly, among the current employees, many are grand-children of those who were with Maniharsha in the beginning. Saurabh Jyoti said, for that reason, a mixed management strategy is adopted. “There are managers from my grandfather’s time and we have retained them. We also have new generation of professional managers,” he added, “We have delegated responsibilities according to one’s expertise for decision making. However, the decision will be endorsed only after discussion in the board.” He said that the hierarchy is not a top-down one but a mixed model. There are 3000 employees working in all the companies of the group. Jyoti said that the team is an extended family of the Jyoti Group and a warm relationship is maintained at all levels.&nbsp;</p>
<p>
	<strong>CSR Activities&nbsp;</strong></p>
<p>
	Jyoti Group is actively involved in various Corporate Social Responsibility (CSR) activities. At the group’s Jyoti Farm in Parsa, where a number of group’s factories are located, the group has established a school for employees’ children. Likewise, a health clinic is also established for providing health services to local people.&nbsp;</p>
<p>
	Jyoti Group is also a partner in Hamri Bahini campaign for women empowerment. Financially backward women are given employment to produce cloth bags that also contributes for creating plastic free environment. Apart from these, the group has supported literary and religious activities as a part of CSR activities.&nbsp;</p>
<p>
	Syakar Safety Riding Training Centre is one of the socially responsible ventures of the group. Jyoti said that the company does not only import vehicles but also teaches safe driving. The centre is spread over 30 ropanis of land at Gwarko, Lalitpur. Safe riding training is imparted by a team of specialists. Training courses are offered for both children and adults.</p>
<hr />
<p>
	<strong><span style="font-size:14px;">Jyoti Group of Companies&nbsp;</span></strong></p>
<p>
	<strong>Syakar Company Ltd&nbsp;</strong></p>
<p>
	Established in 1976, the company is the authorised distributor of Honda Motorcycles, Honda Automobiles, Power Products and Philips audio video and home appliances.&nbsp;</p>
<p>
	<strong>Himal Iron and Steel Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1961 commenced its operation with production of plain steel bars. It currently produces ribbed plain, cold twisted bars and TMT Steel Bars.&nbsp;</p>
<p>
	<strong>Himal Wires (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1982, it manufactures galvanised wires, barbed wires, binding wires, deformed wires, annealed wires that are used in infrastructure building projects.&nbsp;</p>
<p>
	<strong>Himal Oxygen (P) Ltd&nbsp;</strong></p>
<p>
	Company claims it is the first gas plant in Nepal and was established in 1972. It is one of the leading names in producing medical and industrial; high purity Oxygen and Nitrogen gas in both liquid and gas form.&nbsp;</p>
<p>
	<strong>Jyoti Spinning Mills Ltd&nbsp;</strong></p>
<p>
	Established in 1989, one of the largest textile yarn spinning mills produces cotton, polyester, viscose, polyester/cotton and polyester/viscose blend yarn.&nbsp;</p>
<p>
	<strong>Bhajuratna Pharma (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1991 and currently being expanded is the distributor and super stockist of pharmaceutical and medicines from Merck Ltd, Karnataka Antibiotics and Pharmaceuticals, Wockhardt Ltd, Sarabhai Piramal, Sarabhai Zydus and Yash Pharma among others.&nbsp;</p>
<p>
	<strong>Bhajuratna Engineering &amp; Sales Ltd&nbsp;</strong></p>
<p>
	The company is involved in the sales and distribution of products from Massey Ferguson, TAFE, Philips, Ashok Leyland, Usha, Esab and Fenner brands.&nbsp;</p>
<p>
	<strong>Syamukapu International&nbsp;</strong></p>
<p>
	The oldest company of Jyoti Group was established in 1920s to take advantage of the trading opportunities in the Tibet Region. It traded items such as cloth, Lux soap, Binanca toothpaste, Parker pen, medicine, Horlicks, herbs, woollen textiles etc.&nbsp;</p>
<p>
	<strong>Suruchi Travels and Tours&nbsp;</strong></p>
<p>
	Established in 1990 provides travel and tour packages for both inbound and outbound tours.&nbsp;</p>
<p>
	<strong>Himal Agencies&nbsp;</strong></p>
<p>
	Clearing, forwarding and transportation from Kolkata port to different parts of Nepal.&nbsp;</p>
<p>
	<strong>Jyoti Yarn Processing Pvt Ltd&nbsp;</strong></p>
<p>
	The company involved in dyeing cotton yarn, polyester/cotton yarn and polyester/viscose yarn was established in 1994.&nbsp;</p>
<p>
	<strong>Bagmati Carpets Pvt Ltd&nbsp;</strong></p>
<p>
	This carpet factory was established in 1997 and produces hand-woven carpets for export.&nbsp;</p>
<p>
	<strong>Jay Spinning (P) Ltd.&nbsp;</strong></p>
<p>
	Beginning its operation in 2012, it is one of Nepal’s largest textile yarn spinning mills. It specialises in manufacture of cotton, polyester, viscose, polyester/cotton, polyester/viscose and blend yarns.&nbsp;</p>
<p>
	<strong>Vibor Bikas Bank Ltd&nbsp;</strong></p>
<p>
	Bhajuratna Finance and Saving Co. Ltd, under the ownership of Jyoti Group was merged with the Vibor Bikas Bank on March 2012 and started joint operation from September 2012.&nbsp;</p>
<p>
	<strong>Jyoti Ceramics Pvt Ltd&nbsp;</strong></p>
<p>
	The company claims that it is the only terra-cotta tile manufacturing company in Nepal.&nbsp;</p>
<p>
	<strong>Shangrila Fashions Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1998, produces garments and apparels for export.&nbsp;</p>
<p>
	<strong>Roof of the World Wool Manufacturing Co. Ltd&nbsp;</strong></p>
<p>
	It has a wool scouring factory in Tibet.&nbsp;</p>
<p>
	<strong>Sagarmatha Insurance Company Ltd&nbsp;</strong></p>
<p>
	General insurance business.&nbsp;</p>
<p>
	<strong>Grande Hospital&nbsp;</strong></p>
<p>
	One of the newest ventures of the group promises to offer best health care services in Nepal with state of the art technology.&nbsp;</p>
<p>
	<strong>Butwal Power Company Ltd&nbsp;</strong></p>
<p>
	BPC is one of the leading companies in Nepal’s power sector with generation and distribution as its core business areas. Incorporated in 1966 as private company and converted into public limited company in 1993.</p>
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	Nepal Investment Bank (NIBL) opened its 43rd branch in Manthali, Ramechhap on June 13. Director of the bank Bhuvanneshwar Prasad Shah inaugurated the branch.<br />
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	<span style="font-size: 12px;">China’s stock markets scored their biggest gains in two months on Friday in a sign of growing confidence that credit conditions were improving as cash rates extended their fall from peaks reached during last week’s credit crunch. (www.cnbc.com)</span></p>',
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	<span style="font-size: 12px;">Coca-Cola Co announced plans on Wednesday to introduce a cola that is sweetened with sugar and the naturally occurring, no-calorie sweetener stevia, the latest move in the high-stakes race to turn around the soda industry. Coca- Cola Life will have about half the calories of regular Coke. It will go on sale this week in Argentina. (Agency)</span></p>
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	<span style="font-size: 12px;">US home prices have seen their biggest annual rise since 2006, a closely-watched survey suggests. The Standard &amp; Poor’s/Case Shiller index, which monitors single-family home prices across 20 cities, rose 12.1% in April compared to the same month last year. The jump, due to increasing demand and a shortage of supply, was bigger than many analysts had been expecting. (Agency)</span></p>
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	<span style="font-size: 12px;">India’s current account deficit hit a record high 4.8 percent of gross domestic product in the fiscal year that ended in March, fuelled by rising imports of oil and gold, but was lower than an expected gap of 5 percent, giving a boost to the battered rupee. (The Economic Times)</span></p>
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			'article_category_id' => '34',
			'title' => '‘Big Companies Are Showing Interest In Social Work’',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size:14px;">David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this.&nbsp;</span></p>
<p>
	<strong><span style="font-size: 12px;">Excerpts:</span></strong></p>
<p>
	<strong><img alt="David Wright,Country Director of Save the Children, Nepal and Bhutan" height="240" src="https://lh6.googleusercontent.com/-jfFs7R-FVvw/UdFZdaATTBI/AAAAAAAAAoM/R8zUSKlDA10/s394/David%2520Wright.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="205" />How has Save the Children’s experience in Nepal been? </strong></p>
<p>
	Save the Children is the largest INGO in Nepal. More than 1.9 million people have benefitted from our work. We have a wide portfolio in Nepal as we have been working in number of projects related to child rights, good governance, health, livelihood, nutrition, disaster risk reduction and HIV/AIDs.&nbsp;</p>
<p>
	<strong>Could you give some examples of how Save the Children has been helping Nepali children?&nbsp;</strong></p>
<p>
	We basically focus on primary education. One of the main things we do is encourage schools to do away with corporal punishment. In one of the schools in Sindhupalchowk where we have been working for last 20 years, the principal said that some students were not coming to class regularly. There were also instances of parents not sending their children to school. However, after corporal punishment was completely done away with, 30 percent more children started coming to school regularly.&nbsp;</p>
<p>
	Similarly, we have been working with more than 400 schools in Kapilbastu and Pyuthan, where we have established Early Childhood Development Centres. The centres are designed to prepare children for primary education by working on their social, physical and mental skills.&nbsp;</p>
<p>
	<strong>Save the Children has been working together with the private sector. How successful has the partnership been?&nbsp;</strong></p>
<p>
	Yes, we believe that the private sector should also play its part in social development efforts. We take support from a number of private sector companies such as Ncell and Yeti Airlines. Last year alone, the private sector of Nepal contributed Rs 50 million for projects such as to construct school buildings, classrooms, libraries, labs and other facilities. We are happy that local as well as big companies are showing interest. Ncell and Yeti Airlines have contributed to our programmes in 17 different schools.</p>
<p>
	<strong>How do you ensure that the services reach the targeted group?&nbsp;</strong></p>
<p>
	Save the Children in Nepal is working with 150 different local partners. We have done a number of things to ensure that our assistance reaches the right people. For example, we have increased the number of staff members in the districts. They provide guidance to our local partners. Moreover, we are also working on putting up a country-wide monitoring system to allow communities to give us feedback. For example, during the second half of this year, we will be putting up banners in different communities of the country explaining the benefits locals can reap from our projects. We are also trying to set up a system that people can use to directly reach us with their feedback. All this is part of our efforts to ensure accountability.&nbsp;</p>
<p>
	<strong>Could you share with us one of the best experiences the INGO has had working with Nepali bureaucrats?&nbsp;</strong></p>
<p>
	Save the Children has lots of success stories working with government officials. We are constantly working with the government to develop innovative ideas and programmes. For example, we are working with the Ministry of Health to develop community-based new born health packages.</p>
<p>
	<strong>How much money does Save the Children invest in Nepal each year?&nbsp;</strong></p>
<p>
	Save The Children at the moment spends around $31 million dollar each year. In addition to that we are investing $ 5 million on food aid from the World food Programme.</p>
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			'title' => 'GSK And Save The Children Launch $1 Million Award',
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			'summary' => null,
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	Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare which have proven successful in reducing child deaths in developing countries. From the 27th June – 26th August, organisations from across the developing world can nominate examples of innovative healthcare approaches they have discovered or implemented. ‘These approaches must have resulted in tangible improvements to under-5 child survival rates, be sustainable and have the potential to be scaled-up and replicated,’ states a press statement by the Save the Children.&nbsp;</p>
<p>
	Co-chaired by Sir Andrew Witty, CEO of GSK, and Justin Forsyth, CEO of Save the Children, the Judging Panel, made up of experts from the fields of public health, science and academia, will award $250,000 to the best healthcare innovation to further progress their work. An additional $750,000 will be made available for runners-up awards.</p>
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			'title' => 'Chinese Tourists On The Rise',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size: 12px;">Nepal is registering a sharp increase in the number of Chinese visitorship in recent months. The figures released by Immigration Office revealed that arrivals from the neighbouring nation has registered a significant growth of 35.7 percent in March this year despite the decline of overall tourist arrivals by 2.1 percent compared to the same month of 2012. Some 5,782 visitors from China made their trip to Nepal in March this year. Chinese tourist arrivals via air reached 17,341 in the first three months of 2013. China has managed to secure second position in the top lists of countries .The number of Chinese visitors reached 85,832 in 2012. The average length of stay for Chinese tourists is 10 days, according to government statistics. Buddhist pilgrimages and adventure activities such as trekking, paragliding and rafting are the main draws for Chinese visitors. Burgeoning number of promotional activities is being credited for this as Nepal’s participation at Chinese trade shows are increasing.&nbsp;</span></p>
<p>
	‘But, there are various problem seen to attract more Chinese tourists like adequate shopping destinations of luxury goods’, says Ashok Pokharel, the President of Nepal Association of Tour Operators (NATO). He told that Chinese visitors aren’t getting other services properly as they face difficulty in communications caused by language problems. Pokharel also pointed to the lack of adequate airline access and higher air fare as other factors hindering the arrival of more Chinese guests. ‘Similarly, private sector and government should make effective plans to increase their stay period in Nepal,’ he added.</p>',
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			'article_category_id' => '137',
			'title' => 'Countries Luring Chinese Tourists',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size: 12px;">As China moves towards being an economic superpower, its citizens have gained a greater ability to travel and spend internationally. Now, Chinese are increasingly the driving force for the world’s biggest tourism companies. China last year passed Germany and the U.S. to become the world’s biggest source of tourists. Similarly, a report published in April showed that Chinese tourists surpassed Germans tourists in spending. According to the UN World Tourism Organization Chinese tourists spent $102 billion worldwide last year.&nbsp;</span></p>
<p>
	As the Chinese are now a lot more affluent than they were 10 years ago, they can afford more luxury products in Europe and the United States. Because of this, many are prone to prodigious spending. It is interesting to note that Chinese tourists spend more on shopping than sightseeing. There is a simple psychology to this: After decades of deprivation and conformism, Chinese consumers regard expensive consumer goods as trophies of success. Chinese tourists largely prefer lively, loud environments where they can shop for luxury goods, while European tourists tend to prefer a more tranquil, back-to-nature kind of experience. The Chinese demand for luxury goods has increased for a number of reasons, including rapidly increasing disposable income, sophistication of Chinese consumers, and rapid urbanization.&nbsp;</p>
<p>
	Watching this tendency, countries across the world are preparing to entice Chinese tourists.&nbsp;</p>
<p>
	<strong>Cambodia Unveils Strategy to Entice Chinese Tourists&nbsp;</strong></p>
<p>
	Cambodia’s Ministry of Tourism on Wednesday finalized its 5-year strategic plan to attract at least 1.3 million Chinese visitors by 2018. To reach the goal, Cambodia would continue broadening promotion of Cambodian tourism destinations to China and encouraging more direct flight connection between the two countries. According to the strategic plan, the country would prepare entry-exit application forms and announcements at airports in Chinese language, write signs on main roads in Chinese language, study to establish China Town and train more Chinese speaking tour guides.&nbsp;</p>
<p>
	<strong>Australia Eyes Buddha and Baccarat</strong></p>
<p>
	&nbsp;Australia, is also preparing various strategies to attract Chinese tourist. A A$ 500 million theme park is being built at Wyong region outside Sydney that will include a full-size replica of Beijing’s Forbidden City and a nine-storey temple housing a giant statue Buddha. Similarly, two companies are said to be developing casinos in Sydney to attract gambling tourists from mainland China.&nbsp;</p>
<p>
	<strong>Israel Streamlines Visa Policy&nbsp;</strong></p>
<p>
	The Israeli Embassy in China announced a set of new visa policies for Chinese tourists. The new rules introduce tourist visas that individuals can apply for directly, as well as a simplified visa application process for business visas and other favorable policies targeting residents of the cities of Beijing, Shanghai and Guangzhou. The new visa policies are part of Israeli efforts to consolidate its share in the rapidly expanding Chinese tourism market. (Agencies)</p>
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			'description' => 'As China moves towards being an economic superpower, its citizens have gained a greater ability to travel and spend internationally. Now, Chinese are increasingly the driving force for the world’s biggest tourism companies...',
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			'title' => '‘Long-term G-secs Needed For Insurance Sector’',
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	<span style="font-size:14px;">Vivek Jha is the CEO of Nepal Life Insurance. In an interview with The Corporate’s Sweta Sharma, he talked about the overall scenario of life insurance business in Nepal and future reforms necessary to take the sector forward.&nbsp;</span></p>
<p>
	<span style="font-size:14px;"><strong>Excerpts:</strong></span></p>
<p>
	<strong><img alt="Vivek Jha,CEO of Nepal Life Insurance" height="245" src="https://lh3.googleusercontent.com/-mXl_uWsh1XQ/UdFQLcSkBaI/AAAAAAAAAns/0uhVocA-ADU/s309/VJ.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="220" />How would you evaluate the overall scenario of life insurance business in the country? </strong></p>
<p>
	Well, we can say that although the sector is in its infancy, it is definitely growing. But there is a lot that needs to be done. The insurance sector contributes Rs 1.46 per cent to Nepal’s GDP. A total of Rs 60 billion has been invested in the insurance sector. NLIC alone has put in Rs 13-14 billion.&nbsp;</p>
<p>
	According to official figures, around five per cent of Nepalis are insured. However, I believe the figure is much lower as many people have subscribed to more than one insurance scheme.&nbsp;</p>
<p>
	For any insurance market to develop, the people should understand that insurance is for financial security. In Nepal, however the present situation is such that agents need to force people into buying policies as the general public is not aware of the benefits of insurance.&nbsp;</p>
<p>
	<strong>In your view, what types of reforms are needed in the business?&nbsp;</strong></p>
<p>
	Basically, the very first thing that the government should do is prioritise the sector. I believe that the sector can take off if the government could issue long term bonds of 14-15 years.</p>
<p>
	The next thing that needs to be done is bring about awareness among the people that insurance is necessary for financial security. Similarly, insurance companies should work on improving the standard of their corporate governance and other services. Investment opportunities for insurance companies in our country is available only for shorter term because our government does not issue long-term securities. If the government issues long-term infrastructure bonds, the insurance sector could contribute.&nbsp;</p>
<p>
	Human resources, including the insurance agents are very important in insurance business. They need to be able to perform their jobs well.</p>
<p>
	<strong>Most people, including the educated, still do not have a clear idea of insurance. They take it as an expense rather than investment. What should be done to raise awareness?&nbsp;</strong></p>
<p>
	Life insurance basically entails two products -- protection and investment. In our country, it is mostly the investment product that is being sold. And there is a big misconception among buyers of life insurance policy that the amount they have invested will be doubled upon maturity.&nbsp;</p>
<p>
	Before buying any policy, one has to be sure about the returns. And this is possible only when agents take the time to explain.</p>
<p>
	<strong>The purpose of insurance is basically to provide financial security. People with low income are the ones who need such security. But they cannot afford it. What should be done to provide them insurance cover?&nbsp;</strong></p>
<p>
	That is where micro insurance comes in. We have been working on the idea for quite some time now. We have covered 63 districts and are definitely going to cover all 75 soon.&nbsp;</p>
<p>
	<strong>It has been said that premium rates are quite high in Nepal compared to those in the neighbouring countries. Is that so?</strong></p>
<p>
	In my opinion, the premium rates are not high. Rather, the rate of return on the insurance premium paid is higher here. We can say this while comparing with India where the insurance products are similar to ours.&nbsp;</p>
<p>
	Bonus rate of 60 to 80 per thousand as provided by Nepal Life Insurance is very competitive and is better than in neighbouring countries. There are low cost products such as term insurance products, which are not that popular in our country. To bring down the premium rate, we should introduce such types of products.</p>
<p>
	<strong>Does NLIC have any plans to launch new policies?&nbsp;</strong></p>
<p>
	We are going to expand micro insurance. We are also concentrating on health insurance. We are trying to bring some diversified products which will be new to the Nepali market. We are also going to make some segmentation.&nbsp;</p>
<p>
	We are also planning to introduce child education insurance. Right now we are opting for low cost outlets that will function more like customer care units.&nbsp;</p>
<p>
	<strong>What major three points that makes your company stand out from the rest?</strong></p>
<p>
	We have a totally committed and visionary team in the management. We believe that people are the most important assets of our company. We also have professionally dedicated agents working for us.&nbsp;</p>
<p>
	The most important thing that sets us apart from the rest is that we believe in customer satisfaction. Our ability to satisfy the customer’s needs is what has made us successful in what we do. We aspire to have the highest possible level of coordination among staffers.</p>
<p>
	<strong>What has the future in store for the insurance business in Nepal?&nbsp;</strong></p>
<p>
	The future of insurance business in Nepal is very bright. The sector has huge potentials. A huge sum of money is leaving the country to pay for reinsurance. We should be able to stem that outflow.&nbsp;</p>
<p>
	It is actually very easy for the sector to grow five folds. But the players need to be disciplined, have a vision and concentrate on improving consumer satisfaction. Agents should not engage themselves in fraudulent activities to sell insurance.</p>
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	Machhapuchhre Bank has opened its 53rd branch at Putalibazaar, Syangja on June 10. Chairman of bank Surya Bahadur KC inaugurated the branch.<br />
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	<strong><span style="font-size: 12px;">--By Gaurav Aryal</span></strong></p>
<p>
	<span style="font-size: 12px;">Jyoti Group, one of the leading industrial houses of Nepal is diversifying its investment portfolio. Recently the group has come up with new ventures in the health and agriculture sectors, where the group never had its presence. The group has moved into these sectors through Grande Hospital and MaHa Himal Agriculture.</span></p>
<p>
	<strong style="font-size: 12px;">Diversification&nbsp;</strong></p>
<p>
	In the Grande Hospital, the Jyoti Group is one of the leading promoters. Saurabh Jyoti, Director of Jyoti Group said that the newly built hospital is a promise of service excellence and use of state of the art medical technology. “This hospital will end the trend of Nepalis going abroad for health treatment,” he said. Jyoti added that this hospital will be established as a model of a high standard hospital to provide world class services to the general public at an affordable cost. The hospital has started its operation but is set to be formally launched within two months.</p>
<p>
	Similarly, the MaHa Himal Agriculture (MHA) at Parwanipur of Parsa is an attempt of commercial agriculture with the use of Israeli farming technology. The group owns majority of stakes in the company while the group led by comedian duo Madan Krishna Shrestha and Hari Bansha Acharya have contributed the technical expertise. This move has been in line to the group’s belief that agriculture is one of the areas with highest prospects and the way to reduce food insecurity and substitute food imports from India. According to Jyoti, after the energy sector, country’s move towards prosperity would be through agricultural development.</p>
<p>
	The MHA, located near Birgunj, an industrial town, is spread over 150 ropanis of land. The company employing Israeli technology of farming intensively utilises green houses, tunnels, drip irrigation and temperature controlled environment to farm vegetables and other crops throughout the year. Migrant workers who returned from Israel working in agriculture there are also working in the farm. “We are excited about it as it is a new venture and agriculture is totally a new sector for us,” said Jyoti.&nbsp;</p>
<p>
	These two ventures came after the group acquired stakes of Butwal Power Company during the privatisation of the company in 2003. Today, the group through its subsidiary, Shangri- La Energy Limited, owns 68.95 per cent stakes in the hydropower company. According to Jyoti, the company is performing well. The company is headed by Padma Jyoti, Chairman of Jyoti Group.</p>
<p>
	<strong>Project Expansions&nbsp;</strong></p>
<p>
	The Jyoti Group has a strong foothold on the manufacturing sector. One of the group’s flagship companies, Himal Iron and Steel Pvt Ltd has completed 50 years of operation. Jyoti said that it is one of the few industries in Nepal that has such a long history. Himal, the first steel factory of Nepal was established with second hand equipment brought from Japan has been recently upgraded to a fully automated system with a production capacity of 80,000 metric tonnes.&nbsp;</p>
<p>
	Similarly, Himal Oxygen Pvt Ltd, another major unit of the group that has been in existence for over four decades is also being expanded. The Himal Oxygen with a production unit in Birgunj is expanding its wing at Balaju in Kathmandu. Jyoti revealed that the new plant will begin its operation in two months. Both the plants, having production capacity of 80 cubic metres produce oxygen for medical purpose. He also hinted that the pharmaceutical wing of the group is also in an expansion mode. Jyoti said that the expansion is a constant process to give companies, an extra edge to the competition.&nbsp;</p>
<p>
	In the service frontier, Bhajuratna Finance and Saving Co Ltd, owned by the group was merged with Vibor Bikas Bank in 2012. Jyoti said that the bank’s further merger with Kist Bank Limited is also in the pipeline. He said, “We are optimistic about the advancement of our involvement in the financial sector.”</p>
<p>
	<strong>Leading the Market&nbsp;</strong></p>
<p>
	The group has a robust presence also in the trading sector. The group through its subsidiary, Syakar Trading Company Limited is importing automobiles, two wheelers and power equipments from a leading Japanese company - Honda. According to Jyoti who is also the Chairman of Syakar Trading Company, Honda Dream Yuga, an entry segment 110cc motorcycle and Honda Amaze, an entry level premium sedan were recently launched in the market. Similarly, few months back, Honda Brio, an entry segment hatchback was launched, that pushed the market share of Honda cars to a new height. “Recently after the Brio’s launch, we have registered a growth of 500 per cent. In the Japanese car market of Nepal, Honda has become the market leader,” Jyoti claimed, “We have surpassed the Toyota’s dominance for the first time in history.” He said that Honda Amaze has also already gathered overwhelming response and the company has targeted to sell 320 units within a year.&nbsp;</p>
<p>
	The Syakar Company also imports electronics and home appliances from the Philips brand. Likewise, Bhajuratna Engineering and Sales, an old company established in 1964 has its presence in major cities across Nepal. It is involved in import, sales and distribution of tractors, agricultural equipment, heavy duty vehicles, buses and trucks, electrodes and welding accessories, mechanical power transmission products and also distribution of products produced by the group such as steel and oxygen.</p>
<p>
	<strong>Management Style&nbsp;</strong></p>
<p>
	Jyoti said that the company has successfully retained employees that have been working with the company since the first foundation stone was laid by Surabh’s grandfather Maniharsha Jyoti, founder of Jyoti Group. Now the group has moved to the hands of his grandchildren. Similarly, among the current employees, many are grand-children of those who were with Maniharsha in the beginning. Saurabh Jyoti said, for that reason, a mixed management strategy is adopted. “There are managers from my grandfather’s time and we have retained them. We also have new generation of professional managers,” he added, “We have delegated responsibilities according to one’s expertise for decision making. However, the decision will be endorsed only after discussion in the board.” He said that the hierarchy is not a top-down one but a mixed model. There are 3000 employees working in all the companies of the group. Jyoti said that the team is an extended family of the Jyoti Group and a warm relationship is maintained at all levels.&nbsp;</p>
<p>
	<strong>CSR Activities&nbsp;</strong></p>
<p>
	Jyoti Group is actively involved in various Corporate Social Responsibility (CSR) activities. At the group’s Jyoti Farm in Parsa, where a number of group’s factories are located, the group has established a school for employees’ children. Likewise, a health clinic is also established for providing health services to local people.&nbsp;</p>
<p>
	Jyoti Group is also a partner in Hamri Bahini campaign for women empowerment. Financially backward women are given employment to produce cloth bags that also contributes for creating plastic free environment. Apart from these, the group has supported literary and religious activities as a part of CSR activities.&nbsp;</p>
<p>
	Syakar Safety Riding Training Centre is one of the socially responsible ventures of the group. Jyoti said that the company does not only import vehicles but also teaches safe driving. The centre is spread over 30 ropanis of land at Gwarko, Lalitpur. Safe riding training is imparted by a team of specialists. Training courses are offered for both children and adults.</p>
<hr />
<p>
	<strong><span style="font-size:14px;">Jyoti Group of Companies&nbsp;</span></strong></p>
<p>
	<strong>Syakar Company Ltd&nbsp;</strong></p>
<p>
	Established in 1976, the company is the authorised distributor of Honda Motorcycles, Honda Automobiles, Power Products and Philips audio video and home appliances.&nbsp;</p>
<p>
	<strong>Himal Iron and Steel Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1961 commenced its operation with production of plain steel bars. It currently produces ribbed plain, cold twisted bars and TMT Steel Bars.&nbsp;</p>
<p>
	<strong>Himal Wires (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1982, it manufactures galvanised wires, barbed wires, binding wires, deformed wires, annealed wires that are used in infrastructure building projects.&nbsp;</p>
<p>
	<strong>Himal Oxygen (P) Ltd&nbsp;</strong></p>
<p>
	Company claims it is the first gas plant in Nepal and was established in 1972. It is one of the leading names in producing medical and industrial; high purity Oxygen and Nitrogen gas in both liquid and gas form.&nbsp;</p>
<p>
	<strong>Jyoti Spinning Mills Ltd&nbsp;</strong></p>
<p>
	Established in 1989, one of the largest textile yarn spinning mills produces cotton, polyester, viscose, polyester/cotton and polyester/viscose blend yarn.&nbsp;</p>
<p>
	<strong>Bhajuratna Pharma (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1991 and currently being expanded is the distributor and super stockist of pharmaceutical and medicines from Merck Ltd, Karnataka Antibiotics and Pharmaceuticals, Wockhardt Ltd, Sarabhai Piramal, Sarabhai Zydus and Yash Pharma among others.&nbsp;</p>
<p>
	<strong>Bhajuratna Engineering &amp; Sales Ltd&nbsp;</strong></p>
<p>
	The company is involved in the sales and distribution of products from Massey Ferguson, TAFE, Philips, Ashok Leyland, Usha, Esab and Fenner brands.&nbsp;</p>
<p>
	<strong>Syamukapu International&nbsp;</strong></p>
<p>
	The oldest company of Jyoti Group was established in 1920s to take advantage of the trading opportunities in the Tibet Region. It traded items such as cloth, Lux soap, Binanca toothpaste, Parker pen, medicine, Horlicks, herbs, woollen textiles etc.&nbsp;</p>
<p>
	<strong>Suruchi Travels and Tours&nbsp;</strong></p>
<p>
	Established in 1990 provides travel and tour packages for both inbound and outbound tours.&nbsp;</p>
<p>
	<strong>Himal Agencies&nbsp;</strong></p>
<p>
	Clearing, forwarding and transportation from Kolkata port to different parts of Nepal.&nbsp;</p>
<p>
	<strong>Jyoti Yarn Processing Pvt Ltd&nbsp;</strong></p>
<p>
	The company involved in dyeing cotton yarn, polyester/cotton yarn and polyester/viscose yarn was established in 1994.&nbsp;</p>
<p>
	<strong>Bagmati Carpets Pvt Ltd&nbsp;</strong></p>
<p>
	This carpet factory was established in 1997 and produces hand-woven carpets for export.&nbsp;</p>
<p>
	<strong>Jay Spinning (P) Ltd.&nbsp;</strong></p>
<p>
	Beginning its operation in 2012, it is one of Nepal’s largest textile yarn spinning mills. It specialises in manufacture of cotton, polyester, viscose, polyester/cotton, polyester/viscose and blend yarns.&nbsp;</p>
<p>
	<strong>Vibor Bikas Bank Ltd&nbsp;</strong></p>
<p>
	Bhajuratna Finance and Saving Co. Ltd, under the ownership of Jyoti Group was merged with the Vibor Bikas Bank on March 2012 and started joint operation from September 2012.&nbsp;</p>
<p>
	<strong>Jyoti Ceramics Pvt Ltd&nbsp;</strong></p>
<p>
	The company claims that it is the only terra-cotta tile manufacturing company in Nepal.&nbsp;</p>
<p>
	<strong>Shangrila Fashions Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1998, produces garments and apparels for export.&nbsp;</p>
<p>
	<strong>Roof of the World Wool Manufacturing Co. Ltd&nbsp;</strong></p>
<p>
	It has a wool scouring factory in Tibet.&nbsp;</p>
<p>
	<strong>Sagarmatha Insurance Company Ltd&nbsp;</strong></p>
<p>
	General insurance business.&nbsp;</p>
<p>
	<strong>Grande Hospital&nbsp;</strong></p>
<p>
	One of the newest ventures of the group promises to offer best health care services in Nepal with state of the art technology.&nbsp;</p>
<p>
	<strong>Butwal Power Company Ltd&nbsp;</strong></p>
<p>
	BPC is one of the leading companies in Nepal’s power sector with generation and distribution as its core business areas. Incorporated in 1966 as private company and converted into public limited company in 1993.</p>
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	<span style="font-size: 12px;">Coca-Cola Co announced plans on Wednesday to introduce a cola that is sweetened with sugar and the naturally occurring, no-calorie sweetener stevia, the latest move in the high-stakes race to turn around the soda industry. Coca- Cola Life will have about half the calories of regular Coke. It will go on sale this week in Argentina. (Agency)</span></p>
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	<span style="font-size: 12px;">India’s current account deficit hit a record high 4.8 percent of gross domestic product in the fiscal year that ended in March, fuelled by rising imports of oil and gold, but was lower than an expected gap of 5 percent, giving a boost to the battered rupee. (The Economic Times)</span></p>
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	<span style="font-size:14px;">David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this.&nbsp;</span></p>
<p>
	<strong><span style="font-size: 12px;">Excerpts:</span></strong></p>
<p>
	<strong><img alt="David Wright,Country Director of Save the Children, Nepal and Bhutan" height="240" src="https://lh6.googleusercontent.com/-jfFs7R-FVvw/UdFZdaATTBI/AAAAAAAAAoM/R8zUSKlDA10/s394/David%2520Wright.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="205" />How has Save the Children’s experience in Nepal been? </strong></p>
<p>
	Save the Children is the largest INGO in Nepal. More than 1.9 million people have benefitted from our work. We have a wide portfolio in Nepal as we have been working in number of projects related to child rights, good governance, health, livelihood, nutrition, disaster risk reduction and HIV/AIDs.&nbsp;</p>
<p>
	<strong>Could you give some examples of how Save the Children has been helping Nepali children?&nbsp;</strong></p>
<p>
	We basically focus on primary education. One of the main things we do is encourage schools to do away with corporal punishment. In one of the schools in Sindhupalchowk where we have been working for last 20 years, the principal said that some students were not coming to class regularly. There were also instances of parents not sending their children to school. However, after corporal punishment was completely done away with, 30 percent more children started coming to school regularly.&nbsp;</p>
<p>
	Similarly, we have been working with more than 400 schools in Kapilbastu and Pyuthan, where we have established Early Childhood Development Centres. The centres are designed to prepare children for primary education by working on their social, physical and mental skills.&nbsp;</p>
<p>
	<strong>Save the Children has been working together with the private sector. How successful has the partnership been?&nbsp;</strong></p>
<p>
	Yes, we believe that the private sector should also play its part in social development efforts. We take support from a number of private sector companies such as Ncell and Yeti Airlines. Last year alone, the private sector of Nepal contributed Rs 50 million for projects such as to construct school buildings, classrooms, libraries, labs and other facilities. We are happy that local as well as big companies are showing interest. Ncell and Yeti Airlines have contributed to our programmes in 17 different schools.</p>
<p>
	<strong>How do you ensure that the services reach the targeted group?&nbsp;</strong></p>
<p>
	Save the Children in Nepal is working with 150 different local partners. We have done a number of things to ensure that our assistance reaches the right people. For example, we have increased the number of staff members in the districts. They provide guidance to our local partners. Moreover, we are also working on putting up a country-wide monitoring system to allow communities to give us feedback. For example, during the second half of this year, we will be putting up banners in different communities of the country explaining the benefits locals can reap from our projects. We are also trying to set up a system that people can use to directly reach us with their feedback. All this is part of our efforts to ensure accountability.&nbsp;</p>
<p>
	<strong>Could you share with us one of the best experiences the INGO has had working with Nepali bureaucrats?&nbsp;</strong></p>
<p>
	Save the Children has lots of success stories working with government officials. We are constantly working with the government to develop innovative ideas and programmes. For example, we are working with the Ministry of Health to develop community-based new born health packages.</p>
<p>
	<strong>How much money does Save the Children invest in Nepal each year?&nbsp;</strong></p>
<p>
	Save The Children at the moment spends around $31 million dollar each year. In addition to that we are investing $ 5 million on food aid from the World food Programme.</p>
<div>
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			'description' => 'David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this',
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			'title' => 'GSK And Save The Children Launch $1 Million Award',
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	Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare which have proven successful in reducing child deaths in developing countries. From the 27th June – 26th August, organisations from across the developing world can nominate examples of innovative healthcare approaches they have discovered or implemented. ‘These approaches must have resulted in tangible improvements to under-5 child survival rates, be sustainable and have the potential to be scaled-up and replicated,’ states a press statement by the Save the Children.&nbsp;</p>
<p>
	Co-chaired by Sir Andrew Witty, CEO of GSK, and Justin Forsyth, CEO of Save the Children, the Judging Panel, made up of experts from the fields of public health, science and academia, will award $250,000 to the best healthcare innovation to further progress their work. An additional $750,000 will be made available for runners-up awards.</p>
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			'title' => 'Chinese Tourists On The Rise',
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	<span style="font-size: 12px;">Nepal is registering a sharp increase in the number of Chinese visitorship in recent months. The figures released by Immigration Office revealed that arrivals from the neighbouring nation has registered a significant growth of 35.7 percent in March this year despite the decline of overall tourist arrivals by 2.1 percent compared to the same month of 2012. Some 5,782 visitors from China made their trip to Nepal in March this year. Chinese tourist arrivals via air reached 17,341 in the first three months of 2013. China has managed to secure second position in the top lists of countries .The number of Chinese visitors reached 85,832 in 2012. The average length of stay for Chinese tourists is 10 days, according to government statistics. Buddhist pilgrimages and adventure activities such as trekking, paragliding and rafting are the main draws for Chinese visitors. Burgeoning number of promotional activities is being credited for this as Nepal’s participation at Chinese trade shows are increasing.&nbsp;</span></p>
<p>
	‘But, there are various problem seen to attract more Chinese tourists like adequate shopping destinations of luxury goods’, says Ashok Pokharel, the President of Nepal Association of Tour Operators (NATO). He told that Chinese visitors aren’t getting other services properly as they face difficulty in communications caused by language problems. Pokharel also pointed to the lack of adequate airline access and higher air fare as other factors hindering the arrival of more Chinese guests. ‘Similarly, private sector and government should make effective plans to increase their stay period in Nepal,’ he added.</p>',
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			'description' => 'Nepal is registering a sharp increasein the number of Chinese visitorshipin recent months...',
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			'id' => '1241',
			'article_category_id' => '137',
			'title' => 'Countries Luring Chinese Tourists',
			'sub_title' => '',
			'summary' => null,
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	<span style="font-size: 12px;">As China moves towards being an economic superpower, its citizens have gained a greater ability to travel and spend internationally. Now, Chinese are increasingly the driving force for the world’s biggest tourism companies. China last year passed Germany and the U.S. to become the world’s biggest source of tourists. Similarly, a report published in April showed that Chinese tourists surpassed Germans tourists in spending. According to the UN World Tourism Organization Chinese tourists spent $102 billion worldwide last year.&nbsp;</span></p>
<p>
	As the Chinese are now a lot more affluent than they were 10 years ago, they can afford more luxury products in Europe and the United States. Because of this, many are prone to prodigious spending. It is interesting to note that Chinese tourists spend more on shopping than sightseeing. There is a simple psychology to this: After decades of deprivation and conformism, Chinese consumers regard expensive consumer goods as trophies of success. Chinese tourists largely prefer lively, loud environments where they can shop for luxury goods, while European tourists tend to prefer a more tranquil, back-to-nature kind of experience. The Chinese demand for luxury goods has increased for a number of reasons, including rapidly increasing disposable income, sophistication of Chinese consumers, and rapid urbanization.&nbsp;</p>
<p>
	Watching this tendency, countries across the world are preparing to entice Chinese tourists.&nbsp;</p>
<p>
	<strong>Cambodia Unveils Strategy to Entice Chinese Tourists&nbsp;</strong></p>
<p>
	Cambodia’s Ministry of Tourism on Wednesday finalized its 5-year strategic plan to attract at least 1.3 million Chinese visitors by 2018. To reach the goal, Cambodia would continue broadening promotion of Cambodian tourism destinations to China and encouraging more direct flight connection between the two countries. According to the strategic plan, the country would prepare entry-exit application forms and announcements at airports in Chinese language, write signs on main roads in Chinese language, study to establish China Town and train more Chinese speaking tour guides.&nbsp;</p>
<p>
	<strong>Australia Eyes Buddha and Baccarat</strong></p>
<p>
	&nbsp;Australia, is also preparing various strategies to attract Chinese tourist. A A$ 500 million theme park is being built at Wyong region outside Sydney that will include a full-size replica of Beijing’s Forbidden City and a nine-storey temple housing a giant statue Buddha. Similarly, two companies are said to be developing casinos in Sydney to attract gambling tourists from mainland China.&nbsp;</p>
<p>
	<strong>Israel Streamlines Visa Policy&nbsp;</strong></p>
<p>
	The Israeli Embassy in China announced a set of new visa policies for Chinese tourists. The new rules introduce tourist visas that individuals can apply for directly, as well as a simplified visa application process for business visas and other favorable policies targeting residents of the cities of Beijing, Shanghai and Guangzhou. The new visa policies are part of Israeli efforts to consolidate its share in the rapidly expanding Chinese tourism market. (Agencies)</p>
<p>
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			'article_category_id' => '119',
			'title' => '‘Long-term G-secs Needed For Insurance Sector’',
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	<span style="font-size:14px;">Vivek Jha is the CEO of Nepal Life Insurance. In an interview with The Corporate’s Sweta Sharma, he talked about the overall scenario of life insurance business in Nepal and future reforms necessary to take the sector forward.&nbsp;</span></p>
<p>
	<span style="font-size:14px;"><strong>Excerpts:</strong></span></p>
<p>
	<strong><img alt="Vivek Jha,CEO of Nepal Life Insurance" height="245" src="https://lh3.googleusercontent.com/-mXl_uWsh1XQ/UdFQLcSkBaI/AAAAAAAAAns/0uhVocA-ADU/s309/VJ.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="220" />How would you evaluate the overall scenario of life insurance business in the country? </strong></p>
<p>
	Well, we can say that although the sector is in its infancy, it is definitely growing. But there is a lot that needs to be done. The insurance sector contributes Rs 1.46 per cent to Nepal’s GDP. A total of Rs 60 billion has been invested in the insurance sector. NLIC alone has put in Rs 13-14 billion.&nbsp;</p>
<p>
	According to official figures, around five per cent of Nepalis are insured. However, I believe the figure is much lower as many people have subscribed to more than one insurance scheme.&nbsp;</p>
<p>
	For any insurance market to develop, the people should understand that insurance is for financial security. In Nepal, however the present situation is such that agents need to force people into buying policies as the general public is not aware of the benefits of insurance.&nbsp;</p>
<p>
	<strong>In your view, what types of reforms are needed in the business?&nbsp;</strong></p>
<p>
	Basically, the very first thing that the government should do is prioritise the sector. I believe that the sector can take off if the government could issue long term bonds of 14-15 years.</p>
<p>
	The next thing that needs to be done is bring about awareness among the people that insurance is necessary for financial security. Similarly, insurance companies should work on improving the standard of their corporate governance and other services. Investment opportunities for insurance companies in our country is available only for shorter term because our government does not issue long-term securities. If the government issues long-term infrastructure bonds, the insurance sector could contribute.&nbsp;</p>
<p>
	Human resources, including the insurance agents are very important in insurance business. They need to be able to perform their jobs well.</p>
<p>
	<strong>Most people, including the educated, still do not have a clear idea of insurance. They take it as an expense rather than investment. What should be done to raise awareness?&nbsp;</strong></p>
<p>
	Life insurance basically entails two products -- protection and investment. In our country, it is mostly the investment product that is being sold. And there is a big misconception among buyers of life insurance policy that the amount they have invested will be doubled upon maturity.&nbsp;</p>
<p>
	Before buying any policy, one has to be sure about the returns. And this is possible only when agents take the time to explain.</p>
<p>
	<strong>The purpose of insurance is basically to provide financial security. People with low income are the ones who need such security. But they cannot afford it. What should be done to provide them insurance cover?&nbsp;</strong></p>
<p>
	That is where micro insurance comes in. We have been working on the idea for quite some time now. We have covered 63 districts and are definitely going to cover all 75 soon.&nbsp;</p>
<p>
	<strong>It has been said that premium rates are quite high in Nepal compared to those in the neighbouring countries. Is that so?</strong></p>
<p>
	In my opinion, the premium rates are not high. Rather, the rate of return on the insurance premium paid is higher here. We can say this while comparing with India where the insurance products are similar to ours.&nbsp;</p>
<p>
	Bonus rate of 60 to 80 per thousand as provided by Nepal Life Insurance is very competitive and is better than in neighbouring countries. There are low cost products such as term insurance products, which are not that popular in our country. To bring down the premium rate, we should introduce such types of products.</p>
<p>
	<strong>Does NLIC have any plans to launch new policies?&nbsp;</strong></p>
<p>
	We are going to expand micro insurance. We are also concentrating on health insurance. We are trying to bring some diversified products which will be new to the Nepali market. We are also going to make some segmentation.&nbsp;</p>
<p>
	We are also planning to introduce child education insurance. Right now we are opting for low cost outlets that will function more like customer care units.&nbsp;</p>
<p>
	<strong>What major three points that makes your company stand out from the rest?</strong></p>
<p>
	We have a totally committed and visionary team in the management. We believe that people are the most important assets of our company. We also have professionally dedicated agents working for us.&nbsp;</p>
<p>
	The most important thing that sets us apart from the rest is that we believe in customer satisfaction. Our ability to satisfy the customer’s needs is what has made us successful in what we do. We aspire to have the highest possible level of coordination among staffers.</p>
<p>
	<strong>What has the future in store for the insurance business in Nepal?&nbsp;</strong></p>
<p>
	The future of insurance business in Nepal is very bright. The sector has huge potentials. A huge sum of money is leaving the country to pay for reinsurance. We should be able to stem that outflow.&nbsp;</p>
<p>
	It is actually very easy for the sector to grow five folds. But the players need to be disciplined, have a vision and concentrate on improving consumer satisfaction. Agents should not engage themselves in fraudulent activities to sell insurance.</p>
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	<strong><span style="font-size: 12px;">--By Gaurav Aryal</span></strong></p>
<p>
	<span style="font-size: 12px;">Jyoti Group, one of the leading industrial houses of Nepal is diversifying its investment portfolio. Recently the group has come up with new ventures in the health and agriculture sectors, where the group never had its presence. The group has moved into these sectors through Grande Hospital and MaHa Himal Agriculture.</span></p>
<p>
	<strong style="font-size: 12px;">Diversification&nbsp;</strong></p>
<p>
	In the Grande Hospital, the Jyoti Group is one of the leading promoters. Saurabh Jyoti, Director of Jyoti Group said that the newly built hospital is a promise of service excellence and use of state of the art medical technology. “This hospital will end the trend of Nepalis going abroad for health treatment,” he said. Jyoti added that this hospital will be established as a model of a high standard hospital to provide world class services to the general public at an affordable cost. The hospital has started its operation but is set to be formally launched within two months.</p>
<p>
	Similarly, the MaHa Himal Agriculture (MHA) at Parwanipur of Parsa is an attempt of commercial agriculture with the use of Israeli farming technology. The group owns majority of stakes in the company while the group led by comedian duo Madan Krishna Shrestha and Hari Bansha Acharya have contributed the technical expertise. This move has been in line to the group’s belief that agriculture is one of the areas with highest prospects and the way to reduce food insecurity and substitute food imports from India. According to Jyoti, after the energy sector, country’s move towards prosperity would be through agricultural development.</p>
<p>
	The MHA, located near Birgunj, an industrial town, is spread over 150 ropanis of land. The company employing Israeli technology of farming intensively utilises green houses, tunnels, drip irrigation and temperature controlled environment to farm vegetables and other crops throughout the year. Migrant workers who returned from Israel working in agriculture there are also working in the farm. “We are excited about it as it is a new venture and agriculture is totally a new sector for us,” said Jyoti.&nbsp;</p>
<p>
	These two ventures came after the group acquired stakes of Butwal Power Company during the privatisation of the company in 2003. Today, the group through its subsidiary, Shangri- La Energy Limited, owns 68.95 per cent stakes in the hydropower company. According to Jyoti, the company is performing well. The company is headed by Padma Jyoti, Chairman of Jyoti Group.</p>
<p>
	<strong>Project Expansions&nbsp;</strong></p>
<p>
	The Jyoti Group has a strong foothold on the manufacturing sector. One of the group’s flagship companies, Himal Iron and Steel Pvt Ltd has completed 50 years of operation. Jyoti said that it is one of the few industries in Nepal that has such a long history. Himal, the first steel factory of Nepal was established with second hand equipment brought from Japan has been recently upgraded to a fully automated system with a production capacity of 80,000 metric tonnes.&nbsp;</p>
<p>
	Similarly, Himal Oxygen Pvt Ltd, another major unit of the group that has been in existence for over four decades is also being expanded. The Himal Oxygen with a production unit in Birgunj is expanding its wing at Balaju in Kathmandu. Jyoti revealed that the new plant will begin its operation in two months. Both the plants, having production capacity of 80 cubic metres produce oxygen for medical purpose. He also hinted that the pharmaceutical wing of the group is also in an expansion mode. Jyoti said that the expansion is a constant process to give companies, an extra edge to the competition.&nbsp;</p>
<p>
	In the service frontier, Bhajuratna Finance and Saving Co Ltd, owned by the group was merged with Vibor Bikas Bank in 2012. Jyoti said that the bank’s further merger with Kist Bank Limited is also in the pipeline. He said, “We are optimistic about the advancement of our involvement in the financial sector.”</p>
<p>
	<strong>Leading the Market&nbsp;</strong></p>
<p>
	The group has a robust presence also in the trading sector. The group through its subsidiary, Syakar Trading Company Limited is importing automobiles, two wheelers and power equipments from a leading Japanese company - Honda. According to Jyoti who is also the Chairman of Syakar Trading Company, Honda Dream Yuga, an entry segment 110cc motorcycle and Honda Amaze, an entry level premium sedan were recently launched in the market. Similarly, few months back, Honda Brio, an entry segment hatchback was launched, that pushed the market share of Honda cars to a new height. “Recently after the Brio’s launch, we have registered a growth of 500 per cent. In the Japanese car market of Nepal, Honda has become the market leader,” Jyoti claimed, “We have surpassed the Toyota’s dominance for the first time in history.” He said that Honda Amaze has also already gathered overwhelming response and the company has targeted to sell 320 units within a year.&nbsp;</p>
<p>
	The Syakar Company also imports electronics and home appliances from the Philips brand. Likewise, Bhajuratna Engineering and Sales, an old company established in 1964 has its presence in major cities across Nepal. It is involved in import, sales and distribution of tractors, agricultural equipment, heavy duty vehicles, buses and trucks, electrodes and welding accessories, mechanical power transmission products and also distribution of products produced by the group such as steel and oxygen.</p>
<p>
	<strong>Management Style&nbsp;</strong></p>
<p>
	Jyoti said that the company has successfully retained employees that have been working with the company since the first foundation stone was laid by Surabh’s grandfather Maniharsha Jyoti, founder of Jyoti Group. Now the group has moved to the hands of his grandchildren. Similarly, among the current employees, many are grand-children of those who were with Maniharsha in the beginning. Saurabh Jyoti said, for that reason, a mixed management strategy is adopted. “There are managers from my grandfather’s time and we have retained them. We also have new generation of professional managers,” he added, “We have delegated responsibilities according to one’s expertise for decision making. However, the decision will be endorsed only after discussion in the board.” He said that the hierarchy is not a top-down one but a mixed model. There are 3000 employees working in all the companies of the group. Jyoti said that the team is an extended family of the Jyoti Group and a warm relationship is maintained at all levels.&nbsp;</p>
<p>
	<strong>CSR Activities&nbsp;</strong></p>
<p>
	Jyoti Group is actively involved in various Corporate Social Responsibility (CSR) activities. At the group’s Jyoti Farm in Parsa, where a number of group’s factories are located, the group has established a school for employees’ children. Likewise, a health clinic is also established for providing health services to local people.&nbsp;</p>
<p>
	Jyoti Group is also a partner in Hamri Bahini campaign for women empowerment. Financially backward women are given employment to produce cloth bags that also contributes for creating plastic free environment. Apart from these, the group has supported literary and religious activities as a part of CSR activities.&nbsp;</p>
<p>
	Syakar Safety Riding Training Centre is one of the socially responsible ventures of the group. Jyoti said that the company does not only import vehicles but also teaches safe driving. The centre is spread over 30 ropanis of land at Gwarko, Lalitpur. Safe riding training is imparted by a team of specialists. Training courses are offered for both children and adults.</p>
<hr />
<p>
	<strong><span style="font-size:14px;">Jyoti Group of Companies&nbsp;</span></strong></p>
<p>
	<strong>Syakar Company Ltd&nbsp;</strong></p>
<p>
	Established in 1976, the company is the authorised distributor of Honda Motorcycles, Honda Automobiles, Power Products and Philips audio video and home appliances.&nbsp;</p>
<p>
	<strong>Himal Iron and Steel Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1961 commenced its operation with production of plain steel bars. It currently produces ribbed plain, cold twisted bars and TMT Steel Bars.&nbsp;</p>
<p>
	<strong>Himal Wires (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1982, it manufactures galvanised wires, barbed wires, binding wires, deformed wires, annealed wires that are used in infrastructure building projects.&nbsp;</p>
<p>
	<strong>Himal Oxygen (P) Ltd&nbsp;</strong></p>
<p>
	Company claims it is the first gas plant in Nepal and was established in 1972. It is one of the leading names in producing medical and industrial; high purity Oxygen and Nitrogen gas in both liquid and gas form.&nbsp;</p>
<p>
	<strong>Jyoti Spinning Mills Ltd&nbsp;</strong></p>
<p>
	Established in 1989, one of the largest textile yarn spinning mills produces cotton, polyester, viscose, polyester/cotton and polyester/viscose blend yarn.&nbsp;</p>
<p>
	<strong>Bhajuratna Pharma (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1991 and currently being expanded is the distributor and super stockist of pharmaceutical and medicines from Merck Ltd, Karnataka Antibiotics and Pharmaceuticals, Wockhardt Ltd, Sarabhai Piramal, Sarabhai Zydus and Yash Pharma among others.&nbsp;</p>
<p>
	<strong>Bhajuratna Engineering &amp; Sales Ltd&nbsp;</strong></p>
<p>
	The company is involved in the sales and distribution of products from Massey Ferguson, TAFE, Philips, Ashok Leyland, Usha, Esab and Fenner brands.&nbsp;</p>
<p>
	<strong>Syamukapu International&nbsp;</strong></p>
<p>
	The oldest company of Jyoti Group was established in 1920s to take advantage of the trading opportunities in the Tibet Region. It traded items such as cloth, Lux soap, Binanca toothpaste, Parker pen, medicine, Horlicks, herbs, woollen textiles etc.&nbsp;</p>
<p>
	<strong>Suruchi Travels and Tours&nbsp;</strong></p>
<p>
	Established in 1990 provides travel and tour packages for both inbound and outbound tours.&nbsp;</p>
<p>
	<strong>Himal Agencies&nbsp;</strong></p>
<p>
	Clearing, forwarding and transportation from Kolkata port to different parts of Nepal.&nbsp;</p>
<p>
	<strong>Jyoti Yarn Processing Pvt Ltd&nbsp;</strong></p>
<p>
	The company involved in dyeing cotton yarn, polyester/cotton yarn and polyester/viscose yarn was established in 1994.&nbsp;</p>
<p>
	<strong>Bagmati Carpets Pvt Ltd&nbsp;</strong></p>
<p>
	This carpet factory was established in 1997 and produces hand-woven carpets for export.&nbsp;</p>
<p>
	<strong>Jay Spinning (P) Ltd.&nbsp;</strong></p>
<p>
	Beginning its operation in 2012, it is one of Nepal’s largest textile yarn spinning mills. It specialises in manufacture of cotton, polyester, viscose, polyester/cotton, polyester/viscose and blend yarns.&nbsp;</p>
<p>
	<strong>Vibor Bikas Bank Ltd&nbsp;</strong></p>
<p>
	Bhajuratna Finance and Saving Co. Ltd, under the ownership of Jyoti Group was merged with the Vibor Bikas Bank on March 2012 and started joint operation from September 2012.&nbsp;</p>
<p>
	<strong>Jyoti Ceramics Pvt Ltd&nbsp;</strong></p>
<p>
	The company claims that it is the only terra-cotta tile manufacturing company in Nepal.&nbsp;</p>
<p>
	<strong>Shangrila Fashions Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1998, produces garments and apparels for export.&nbsp;</p>
<p>
	<strong>Roof of the World Wool Manufacturing Co. Ltd&nbsp;</strong></p>
<p>
	It has a wool scouring factory in Tibet.&nbsp;</p>
<p>
	<strong>Sagarmatha Insurance Company Ltd&nbsp;</strong></p>
<p>
	General insurance business.&nbsp;</p>
<p>
	<strong>Grande Hospital&nbsp;</strong></p>
<p>
	One of the newest ventures of the group promises to offer best health care services in Nepal with state of the art technology.&nbsp;</p>
<p>
	<strong>Butwal Power Company Ltd&nbsp;</strong></p>
<p>
	BPC is one of the leading companies in Nepal’s power sector with generation and distribution as its core business areas. Incorporated in 1966 as private company and converted into public limited company in 1993.</p>
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			'title' => 'China Credit Crunch Fears Fade',
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	<span style="font-size: 12px;">China’s stock markets scored their biggest gains in two months on Friday in a sign of growing confidence that credit conditions were improving as cash rates extended their fall from peaks reached during last week’s credit crunch. (www.cnbc.com)</span></p>',
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			'description' => 'China’s stock markets scored their biggest gains in two months on Friday',
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			'title' => 'Coke To Market First ‘Natural’ Mid-Calorie Drink',
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	<span style="font-size: 12px;">Coca-Cola Co announced plans on Wednesday to introduce a cola that is sweetened with sugar and the naturally occurring, no-calorie sweetener stevia, the latest move in the high-stakes race to turn around the soda industry. Coca- Cola Life will have about half the calories of regular Coke. It will go on sale this week in Argentina. (Agency)</span></p>
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			'title' => 'US Home Prices See Biggest  Rise Since 2006',
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	<span style="font-size: 12px;">US home prices have seen their biggest annual rise since 2006, a closely-watched survey suggests. The Standard &amp; Poor’s/Case Shiller index, which monitors single-family home prices across 20 cities, rose 12.1% in April compared to the same month last year. The jump, due to increasing demand and a shortage of supply, was bigger than many analysts had been expecting. (Agency)</span></p>
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			'title' => 'India’s Current Account Gap Widens',
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	<span style="font-size: 12px;">India’s current account deficit hit a record high 4.8 percent of gross domestic product in the fiscal year that ended in March, fuelled by rising imports of oil and gold, but was lower than an expected gap of 5 percent, giving a boost to the battered rupee. (The Economic Times)</span></p>
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			'description' => 'India’s current account deficit hit a record high 4.8 percent of gross domestic product',
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			'id' => '1244',
			'article_category_id' => '34',
			'title' => '‘Big Companies Are Showing Interest In Social Work’',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size:14px;">David Wright is the country director of Save the Children, Nepal and Bhutan. Wright talked with Sujan Dhungana of The Corporate regarding developmental projects that the organization has adopted and local partners’ increasing interest in this.&nbsp;</span></p>
<p>
	<strong><span style="font-size: 12px;">Excerpts:</span></strong></p>
<p>
	<strong><img alt="David Wright,Country Director of Save the Children, Nepal and Bhutan" height="240" src="https://lh6.googleusercontent.com/-jfFs7R-FVvw/UdFZdaATTBI/AAAAAAAAAoM/R8zUSKlDA10/s394/David%2520Wright.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="205" />How has Save the Children’s experience in Nepal been? </strong></p>
<p>
	Save the Children is the largest INGO in Nepal. More than 1.9 million people have benefitted from our work. We have a wide portfolio in Nepal as we have been working in number of projects related to child rights, good governance, health, livelihood, nutrition, disaster risk reduction and HIV/AIDs.&nbsp;</p>
<p>
	<strong>Could you give some examples of how Save the Children has been helping Nepali children?&nbsp;</strong></p>
<p>
	We basically focus on primary education. One of the main things we do is encourage schools to do away with corporal punishment. In one of the schools in Sindhupalchowk where we have been working for last 20 years, the principal said that some students were not coming to class regularly. There were also instances of parents not sending their children to school. However, after corporal punishment was completely done away with, 30 percent more children started coming to school regularly.&nbsp;</p>
<p>
	Similarly, we have been working with more than 400 schools in Kapilbastu and Pyuthan, where we have established Early Childhood Development Centres. The centres are designed to prepare children for primary education by working on their social, physical and mental skills.&nbsp;</p>
<p>
	<strong>Save the Children has been working together with the private sector. How successful has the partnership been?&nbsp;</strong></p>
<p>
	Yes, we believe that the private sector should also play its part in social development efforts. We take support from a number of private sector companies such as Ncell and Yeti Airlines. Last year alone, the private sector of Nepal contributed Rs 50 million for projects such as to construct school buildings, classrooms, libraries, labs and other facilities. We are happy that local as well as big companies are showing interest. Ncell and Yeti Airlines have contributed to our programmes in 17 different schools.</p>
<p>
	<strong>How do you ensure that the services reach the targeted group?&nbsp;</strong></p>
<p>
	Save the Children in Nepal is working with 150 different local partners. We have done a number of things to ensure that our assistance reaches the right people. For example, we have increased the number of staff members in the districts. They provide guidance to our local partners. Moreover, we are also working on putting up a country-wide monitoring system to allow communities to give us feedback. For example, during the second half of this year, we will be putting up banners in different communities of the country explaining the benefits locals can reap from our projects. We are also trying to set up a system that people can use to directly reach us with their feedback. All this is part of our efforts to ensure accountability.&nbsp;</p>
<p>
	<strong>Could you share with us one of the best experiences the INGO has had working with Nepali bureaucrats?&nbsp;</strong></p>
<p>
	Save the Children has lots of success stories working with government officials. We are constantly working with the government to develop innovative ideas and programmes. For example, we are working with the Ministry of Health to develop community-based new born health packages.</p>
<p>
	<strong>How much money does Save the Children invest in Nepal each year?&nbsp;</strong></p>
<p>
	Save The Children at the moment spends around $31 million dollar each year. In addition to that we are investing $ 5 million on food aid from the World food Programme.</p>
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			'title' => 'GSK And Save The Children Launch $1 Million Award',
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			'summary' => null,
			'content' => '<p>
	Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare which have proven successful in reducing child deaths in developing countries. From the 27th June – 26th August, organisations from across the developing world can nominate examples of innovative healthcare approaches they have discovered or implemented. ‘These approaches must have resulted in tangible improvements to under-5 child survival rates, be sustainable and have the potential to be scaled-up and replicated,’ states a press statement by the Save the Children.&nbsp;</p>
<p>
	Co-chaired by Sir Andrew Witty, CEO of GSK, and Justin Forsyth, CEO of Save the Children, the Judging Panel, made up of experts from the fields of public health, science and academia, will award $250,000 to the best healthcare innovation to further progress their work. An additional $750,000 will be made available for runners-up awards.</p>
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			'description' => 'Glaxo Smith Kline and Save the Children on Thursday launched a $1 million Healthcare Innovation Award to identify and reward innovations in healthcare..',
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			'article_category_id' => '138',
			'title' => 'Chinese Tourists On The Rise',
			'sub_title' => '',
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	<span style="font-size: 12px;">Nepal is registering a sharp increase in the number of Chinese visitorship in recent months. The figures released by Immigration Office revealed that arrivals from the neighbouring nation has registered a significant growth of 35.7 percent in March this year despite the decline of overall tourist arrivals by 2.1 percent compared to the same month of 2012. Some 5,782 visitors from China made their trip to Nepal in March this year. Chinese tourist arrivals via air reached 17,341 in the first three months of 2013. China has managed to secure second position in the top lists of countries .The number of Chinese visitors reached 85,832 in 2012. The average length of stay for Chinese tourists is 10 days, according to government statistics. Buddhist pilgrimages and adventure activities such as trekking, paragliding and rafting are the main draws for Chinese visitors. Burgeoning number of promotional activities is being credited for this as Nepal’s participation at Chinese trade shows are increasing.&nbsp;</span></p>
<p>
	‘But, there are various problem seen to attract more Chinese tourists like adequate shopping destinations of luxury goods’, says Ashok Pokharel, the President of Nepal Association of Tour Operators (NATO). He told that Chinese visitors aren’t getting other services properly as they face difficulty in communications caused by language problems. Pokharel also pointed to the lack of adequate airline access and higher air fare as other factors hindering the arrival of more Chinese guests. ‘Similarly, private sector and government should make effective plans to increase their stay period in Nepal,’ he added.</p>',
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			'description' => 'Nepal is registering a sharp increasein the number of Chinese visitorshipin recent months...',
			'sortorder' => '1104',
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			'id' => '1241',
			'article_category_id' => '137',
			'title' => 'Countries Luring Chinese Tourists',
			'sub_title' => '',
			'summary' => null,
			'content' => '<p>
	<span style="font-size: 12px;">As China moves towards being an economic superpower, its citizens have gained a greater ability to travel and spend internationally. Now, Chinese are increasingly the driving force for the world’s biggest tourism companies. China last year passed Germany and the U.S. to become the world’s biggest source of tourists. Similarly, a report published in April showed that Chinese tourists surpassed Germans tourists in spending. According to the UN World Tourism Organization Chinese tourists spent $102 billion worldwide last year.&nbsp;</span></p>
<p>
	As the Chinese are now a lot more affluent than they were 10 years ago, they can afford more luxury products in Europe and the United States. Because of this, many are prone to prodigious spending. It is interesting to note that Chinese tourists spend more on shopping than sightseeing. There is a simple psychology to this: After decades of deprivation and conformism, Chinese consumers regard expensive consumer goods as trophies of success. Chinese tourists largely prefer lively, loud environments where they can shop for luxury goods, while European tourists tend to prefer a more tranquil, back-to-nature kind of experience. The Chinese demand for luxury goods has increased for a number of reasons, including rapidly increasing disposable income, sophistication of Chinese consumers, and rapid urbanization.&nbsp;</p>
<p>
	Watching this tendency, countries across the world are preparing to entice Chinese tourists.&nbsp;</p>
<p>
	<strong>Cambodia Unveils Strategy to Entice Chinese Tourists&nbsp;</strong></p>
<p>
	Cambodia’s Ministry of Tourism on Wednesday finalized its 5-year strategic plan to attract at least 1.3 million Chinese visitors by 2018. To reach the goal, Cambodia would continue broadening promotion of Cambodian tourism destinations to China and encouraging more direct flight connection between the two countries. According to the strategic plan, the country would prepare entry-exit application forms and announcements at airports in Chinese language, write signs on main roads in Chinese language, study to establish China Town and train more Chinese speaking tour guides.&nbsp;</p>
<p>
	<strong>Australia Eyes Buddha and Baccarat</strong></p>
<p>
	&nbsp;Australia, is also preparing various strategies to attract Chinese tourist. A A$ 500 million theme park is being built at Wyong region outside Sydney that will include a full-size replica of Beijing’s Forbidden City and a nine-storey temple housing a giant statue Buddha. Similarly, two companies are said to be developing casinos in Sydney to attract gambling tourists from mainland China.&nbsp;</p>
<p>
	<strong>Israel Streamlines Visa Policy&nbsp;</strong></p>
<p>
	The Israeli Embassy in China announced a set of new visa policies for Chinese tourists. The new rules introduce tourist visas that individuals can apply for directly, as well as a simplified visa application process for business visas and other favorable policies targeting residents of the cities of Beijing, Shanghai and Guangzhou. The new visa policies are part of Israeli efforts to consolidate its share in the rapidly expanding Chinese tourism market. (Agencies)</p>
<p>
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			'article_category_id' => '119',
			'title' => '‘Long-term G-secs Needed For Insurance Sector’',
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	<span style="font-size:14px;">Vivek Jha is the CEO of Nepal Life Insurance. In an interview with The Corporate’s Sweta Sharma, he talked about the overall scenario of life insurance business in Nepal and future reforms necessary to take the sector forward.&nbsp;</span></p>
<p>
	<span style="font-size:14px;"><strong>Excerpts:</strong></span></p>
<p>
	<strong><img alt="Vivek Jha,CEO of Nepal Life Insurance" height="245" src="https://lh3.googleusercontent.com/-mXl_uWsh1XQ/UdFQLcSkBaI/AAAAAAAAAns/0uhVocA-ADU/s309/VJ.jpg" style="float: left; margin: 0px 10px 0px 0px;" width="220" />How would you evaluate the overall scenario of life insurance business in the country? </strong></p>
<p>
	Well, we can say that although the sector is in its infancy, it is definitely growing. But there is a lot that needs to be done. The insurance sector contributes Rs 1.46 per cent to Nepal’s GDP. A total of Rs 60 billion has been invested in the insurance sector. NLIC alone has put in Rs 13-14 billion.&nbsp;</p>
<p>
	According to official figures, around five per cent of Nepalis are insured. However, I believe the figure is much lower as many people have subscribed to more than one insurance scheme.&nbsp;</p>
<p>
	For any insurance market to develop, the people should understand that insurance is for financial security. In Nepal, however the present situation is such that agents need to force people into buying policies as the general public is not aware of the benefits of insurance.&nbsp;</p>
<p>
	<strong>In your view, what types of reforms are needed in the business?&nbsp;</strong></p>
<p>
	Basically, the very first thing that the government should do is prioritise the sector. I believe that the sector can take off if the government could issue long term bonds of 14-15 years.</p>
<p>
	The next thing that needs to be done is bring about awareness among the people that insurance is necessary for financial security. Similarly, insurance companies should work on improving the standard of their corporate governance and other services. Investment opportunities for insurance companies in our country is available only for shorter term because our government does not issue long-term securities. If the government issues long-term infrastructure bonds, the insurance sector could contribute.&nbsp;</p>
<p>
	Human resources, including the insurance agents are very important in insurance business. They need to be able to perform their jobs well.</p>
<p>
	<strong>Most people, including the educated, still do not have a clear idea of insurance. They take it as an expense rather than investment. What should be done to raise awareness?&nbsp;</strong></p>
<p>
	Life insurance basically entails two products -- protection and investment. In our country, it is mostly the investment product that is being sold. And there is a big misconception among buyers of life insurance policy that the amount they have invested will be doubled upon maturity.&nbsp;</p>
<p>
	Before buying any policy, one has to be sure about the returns. And this is possible only when agents take the time to explain.</p>
<p>
	<strong>The purpose of insurance is basically to provide financial security. People with low income are the ones who need such security. But they cannot afford it. What should be done to provide them insurance cover?&nbsp;</strong></p>
<p>
	That is where micro insurance comes in. We have been working on the idea for quite some time now. We have covered 63 districts and are definitely going to cover all 75 soon.&nbsp;</p>
<p>
	<strong>It has been said that premium rates are quite high in Nepal compared to those in the neighbouring countries. Is that so?</strong></p>
<p>
	In my opinion, the premium rates are not high. Rather, the rate of return on the insurance premium paid is higher here. We can say this while comparing with India where the insurance products are similar to ours.&nbsp;</p>
<p>
	Bonus rate of 60 to 80 per thousand as provided by Nepal Life Insurance is very competitive and is better than in neighbouring countries. There are low cost products such as term insurance products, which are not that popular in our country. To bring down the premium rate, we should introduce such types of products.</p>
<p>
	<strong>Does NLIC have any plans to launch new policies?&nbsp;</strong></p>
<p>
	We are going to expand micro insurance. We are also concentrating on health insurance. We are trying to bring some diversified products which will be new to the Nepali market. We are also going to make some segmentation.&nbsp;</p>
<p>
	We are also planning to introduce child education insurance. Right now we are opting for low cost outlets that will function more like customer care units.&nbsp;</p>
<p>
	<strong>What major three points that makes your company stand out from the rest?</strong></p>
<p>
	We have a totally committed and visionary team in the management. We believe that people are the most important assets of our company. We also have professionally dedicated agents working for us.&nbsp;</p>
<p>
	The most important thing that sets us apart from the rest is that we believe in customer satisfaction. Our ability to satisfy the customer’s needs is what has made us successful in what we do. We aspire to have the highest possible level of coordination among staffers.</p>
<p>
	<strong>What has the future in store for the insurance business in Nepal?&nbsp;</strong></p>
<p>
	The future of insurance business in Nepal is very bright. The sector has huge potentials. A huge sum of money is leaving the country to pay for reinsurance. We should be able to stem that outflow.&nbsp;</p>
<p>
	It is actually very easy for the sector to grow five folds. But the players need to be disciplined, have a vision and concentrate on improving consumer satisfaction. Agents should not engage themselves in fraudulent activities to sell insurance.</p>
<div>
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			'title' => 'Machhapuchhre At Putalibazaar',
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	Machhapuchhre Bank has opened its 53rd branch at Putalibazaar, Syangja on June 10. Chairman of bank Surya Bahadur KC inaugurated the branch.<br />
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	<strong><span style="font-size: 12px;">--By Gaurav Aryal</span></strong></p>
<p>
	<span style="font-size: 12px;">Jyoti Group, one of the leading industrial houses of Nepal is diversifying its investment portfolio. Recently the group has come up with new ventures in the health and agriculture sectors, where the group never had its presence. The group has moved into these sectors through Grande Hospital and MaHa Himal Agriculture.</span></p>
<p>
	<strong style="font-size: 12px;">Diversification&nbsp;</strong></p>
<p>
	In the Grande Hospital, the Jyoti Group is one of the leading promoters. Saurabh Jyoti, Director of Jyoti Group said that the newly built hospital is a promise of service excellence and use of state of the art medical technology. “This hospital will end the trend of Nepalis going abroad for health treatment,” he said. Jyoti added that this hospital will be established as a model of a high standard hospital to provide world class services to the general public at an affordable cost. The hospital has started its operation but is set to be formally launched within two months.</p>
<p>
	Similarly, the MaHa Himal Agriculture (MHA) at Parwanipur of Parsa is an attempt of commercial agriculture with the use of Israeli farming technology. The group owns majority of stakes in the company while the group led by comedian duo Madan Krishna Shrestha and Hari Bansha Acharya have contributed the technical expertise. This move has been in line to the group’s belief that agriculture is one of the areas with highest prospects and the way to reduce food insecurity and substitute food imports from India. According to Jyoti, after the energy sector, country’s move towards prosperity would be through agricultural development.</p>
<p>
	The MHA, located near Birgunj, an industrial town, is spread over 150 ropanis of land. The company employing Israeli technology of farming intensively utilises green houses, tunnels, drip irrigation and temperature controlled environment to farm vegetables and other crops throughout the year. Migrant workers who returned from Israel working in agriculture there are also working in the farm. “We are excited about it as it is a new venture and agriculture is totally a new sector for us,” said Jyoti.&nbsp;</p>
<p>
	These two ventures came after the group acquired stakes of Butwal Power Company during the privatisation of the company in 2003. Today, the group through its subsidiary, Shangri- La Energy Limited, owns 68.95 per cent stakes in the hydropower company. According to Jyoti, the company is performing well. The company is headed by Padma Jyoti, Chairman of Jyoti Group.</p>
<p>
	<strong>Project Expansions&nbsp;</strong></p>
<p>
	The Jyoti Group has a strong foothold on the manufacturing sector. One of the group’s flagship companies, Himal Iron and Steel Pvt Ltd has completed 50 years of operation. Jyoti said that it is one of the few industries in Nepal that has such a long history. Himal, the first steel factory of Nepal was established with second hand equipment brought from Japan has been recently upgraded to a fully automated system with a production capacity of 80,000 metric tonnes.&nbsp;</p>
<p>
	Similarly, Himal Oxygen Pvt Ltd, another major unit of the group that has been in existence for over four decades is also being expanded. The Himal Oxygen with a production unit in Birgunj is expanding its wing at Balaju in Kathmandu. Jyoti revealed that the new plant will begin its operation in two months. Both the plants, having production capacity of 80 cubic metres produce oxygen for medical purpose. He also hinted that the pharmaceutical wing of the group is also in an expansion mode. Jyoti said that the expansion is a constant process to give companies, an extra edge to the competition.&nbsp;</p>
<p>
	In the service frontier, Bhajuratna Finance and Saving Co Ltd, owned by the group was merged with Vibor Bikas Bank in 2012. Jyoti said that the bank’s further merger with Kist Bank Limited is also in the pipeline. He said, “We are optimistic about the advancement of our involvement in the financial sector.”</p>
<p>
	<strong>Leading the Market&nbsp;</strong></p>
<p>
	The group has a robust presence also in the trading sector. The group through its subsidiary, Syakar Trading Company Limited is importing automobiles, two wheelers and power equipments from a leading Japanese company - Honda. According to Jyoti who is also the Chairman of Syakar Trading Company, Honda Dream Yuga, an entry segment 110cc motorcycle and Honda Amaze, an entry level premium sedan were recently launched in the market. Similarly, few months back, Honda Brio, an entry segment hatchback was launched, that pushed the market share of Honda cars to a new height. “Recently after the Brio’s launch, we have registered a growth of 500 per cent. In the Japanese car market of Nepal, Honda has become the market leader,” Jyoti claimed, “We have surpassed the Toyota’s dominance for the first time in history.” He said that Honda Amaze has also already gathered overwhelming response and the company has targeted to sell 320 units within a year.&nbsp;</p>
<p>
	The Syakar Company also imports electronics and home appliances from the Philips brand. Likewise, Bhajuratna Engineering and Sales, an old company established in 1964 has its presence in major cities across Nepal. It is involved in import, sales and distribution of tractors, agricultural equipment, heavy duty vehicles, buses and trucks, electrodes and welding accessories, mechanical power transmission products and also distribution of products produced by the group such as steel and oxygen.</p>
<p>
	<strong>Management Style&nbsp;</strong></p>
<p>
	Jyoti said that the company has successfully retained employees that have been working with the company since the first foundation stone was laid by Surabh’s grandfather Maniharsha Jyoti, founder of Jyoti Group. Now the group has moved to the hands of his grandchildren. Similarly, among the current employees, many are grand-children of those who were with Maniharsha in the beginning. Saurabh Jyoti said, for that reason, a mixed management strategy is adopted. “There are managers from my grandfather’s time and we have retained them. We also have new generation of professional managers,” he added, “We have delegated responsibilities according to one’s expertise for decision making. However, the decision will be endorsed only after discussion in the board.” He said that the hierarchy is not a top-down one but a mixed model. There are 3000 employees working in all the companies of the group. Jyoti said that the team is an extended family of the Jyoti Group and a warm relationship is maintained at all levels.&nbsp;</p>
<p>
	<strong>CSR Activities&nbsp;</strong></p>
<p>
	Jyoti Group is actively involved in various Corporate Social Responsibility (CSR) activities. At the group’s Jyoti Farm in Parsa, where a number of group’s factories are located, the group has established a school for employees’ children. Likewise, a health clinic is also established for providing health services to local people.&nbsp;</p>
<p>
	Jyoti Group is also a partner in Hamri Bahini campaign for women empowerment. Financially backward women are given employment to produce cloth bags that also contributes for creating plastic free environment. Apart from these, the group has supported literary and religious activities as a part of CSR activities.&nbsp;</p>
<p>
	Syakar Safety Riding Training Centre is one of the socially responsible ventures of the group. Jyoti said that the company does not only import vehicles but also teaches safe driving. The centre is spread over 30 ropanis of land at Gwarko, Lalitpur. Safe riding training is imparted by a team of specialists. Training courses are offered for both children and adults.</p>
<hr />
<p>
	<strong><span style="font-size:14px;">Jyoti Group of Companies&nbsp;</span></strong></p>
<p>
	<strong>Syakar Company Ltd&nbsp;</strong></p>
<p>
	Established in 1976, the company is the authorised distributor of Honda Motorcycles, Honda Automobiles, Power Products and Philips audio video and home appliances.&nbsp;</p>
<p>
	<strong>Himal Iron and Steel Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1961 commenced its operation with production of plain steel bars. It currently produces ribbed plain, cold twisted bars and TMT Steel Bars.&nbsp;</p>
<p>
	<strong>Himal Wires (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1982, it manufactures galvanised wires, barbed wires, binding wires, deformed wires, annealed wires that are used in infrastructure building projects.&nbsp;</p>
<p>
	<strong>Himal Oxygen (P) Ltd&nbsp;</strong></p>
<p>
	Company claims it is the first gas plant in Nepal and was established in 1972. It is one of the leading names in producing medical and industrial; high purity Oxygen and Nitrogen gas in both liquid and gas form.&nbsp;</p>
<p>
	<strong>Jyoti Spinning Mills Ltd&nbsp;</strong></p>
<p>
	Established in 1989, one of the largest textile yarn spinning mills produces cotton, polyester, viscose, polyester/cotton and polyester/viscose blend yarn.&nbsp;</p>
<p>
	<strong>Bhajuratna Pharma (P) Ltd&nbsp;</strong></p>
<p>
	Established in 1991 and currently being expanded is the distributor and super stockist of pharmaceutical and medicines from Merck Ltd, Karnataka Antibiotics and Pharmaceuticals, Wockhardt Ltd, Sarabhai Piramal, Sarabhai Zydus and Yash Pharma among others.&nbsp;</p>
<p>
	<strong>Bhajuratna Engineering &amp; Sales Ltd&nbsp;</strong></p>
<p>
	The company is involved in the sales and distribution of products from Massey Ferguson, TAFE, Philips, Ashok Leyland, Usha, Esab and Fenner brands.&nbsp;</p>
<p>
	<strong>Syamukapu International&nbsp;</strong></p>
<p>
	The oldest company of Jyoti Group was established in 1920s to take advantage of the trading opportunities in the Tibet Region. It traded items such as cloth, Lux soap, Binanca toothpaste, Parker pen, medicine, Horlicks, herbs, woollen textiles etc.&nbsp;</p>
<p>
	<strong>Suruchi Travels and Tours&nbsp;</strong></p>
<p>
	Established in 1990 provides travel and tour packages for both inbound and outbound tours.&nbsp;</p>
<p>
	<strong>Himal Agencies&nbsp;</strong></p>
<p>
	Clearing, forwarding and transportation from Kolkata port to different parts of Nepal.&nbsp;</p>
<p>
	<strong>Jyoti Yarn Processing Pvt Ltd&nbsp;</strong></p>
<p>
	The company involved in dyeing cotton yarn, polyester/cotton yarn and polyester/viscose yarn was established in 1994.&nbsp;</p>
<p>
	<strong>Bagmati Carpets Pvt Ltd&nbsp;</strong></p>
<p>
	This carpet factory was established in 1997 and produces hand-woven carpets for export.&nbsp;</p>
<p>
	<strong>Jay Spinning (P) Ltd.&nbsp;</strong></p>
<p>
	Beginning its operation in 2012, it is one of Nepal’s largest textile yarn spinning mills. It specialises in manufacture of cotton, polyester, viscose, polyester/cotton, polyester/viscose and blend yarns.&nbsp;</p>
<p>
	<strong>Vibor Bikas Bank Ltd&nbsp;</strong></p>
<p>
	Bhajuratna Finance and Saving Co. Ltd, under the ownership of Jyoti Group was merged with the Vibor Bikas Bank on March 2012 and started joint operation from September 2012.&nbsp;</p>
<p>
	<strong>Jyoti Ceramics Pvt Ltd&nbsp;</strong></p>
<p>
	The company claims that it is the only terra-cotta tile manufacturing company in Nepal.&nbsp;</p>
<p>
	<strong>Shangrila Fashions Pvt Ltd&nbsp;</strong></p>
<p>
	Established in 1998, produces garments and apparels for export.&nbsp;</p>
<p>
	<strong>Roof of the World Wool Manufacturing Co. Ltd&nbsp;</strong></p>
<p>
	It has a wool scouring factory in Tibet.&nbsp;</p>
<p>
	<strong>Sagarmatha Insurance Company Ltd&nbsp;</strong></p>
<p>
	General insurance business.&nbsp;</p>
<p>
	<strong>Grande Hospital&nbsp;</strong></p>
<p>
	One of the newest ventures of the group promises to offer best health care services in Nepal with state of the art technology.&nbsp;</p>
<p>
	<strong>Butwal Power Company Ltd&nbsp;</strong></p>
<p>
	BPC is one of the leading companies in Nepal’s power sector with generation and distribution as its core business areas. Incorporated in 1966 as private company and converted into public limited company in 1993.</p>
<div>
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			'title' => 'NIBL At Manthali',
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			'content' => '<p>
	Nepal Investment Bank (NIBL) opened its 43rd branch in Manthali, Ramechhap on June 13. Director of the bank Bhuvanneshwar Prasad Shah inaugurated the branch.<br />
	<br />
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