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Code Context
        

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			'id' => '6830',
			'article_category_id' => '1',
			'title' => 'Himalayan’s Paid-up Capital Reaches 1.2 billion',
			'sub_title' => '',
			'summary' => 'November 5: Himalayan General Insurance Company’s paid up capital has reached Rs 1.2 billion. ',
			'content' => '<p><span style="font-size:13px">November 5: Himalayan General Insurance Company&rsquo;s paid up capital has reached Rs 1.2 billion. The Insurance Board has adopted a policy that commercial non-life insurance companies should have a paid up capital of Rs 1 billion. The board&rsquo;s director informed that Himalayan has become the first non-life insurance company from Nepal to meet the paid up capital requirement set for the non-life insurance companies. The company said it will soon start its branches at Dhangdhi, Nepalgunj and Surkhet.</span></p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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			'created' => '2017-11-05',
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			'sortorder' => '6613',
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			'id' => '6829',
			'article_category_id' => '1',
			'title' => 'Shah Appointed CEO of Century Bank',
			'sub_title' => '',
			'summary' => 'November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. ',
			'content' => '<p><span style="font-size:13px">November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. A meeting of the Board of Directors of the bank on Friday, November 3, decided to appoint Shah to the post. His tenure will start from mid-December.</span></p>
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			'created' => '2017-11-05',
			'modified' => '2017-11-05',
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			'description' => '',
			'sortorder' => '6612',
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			'id' => '6828',
			'article_category_id' => '1',
			'title' => 'NIC ASIA Bank Opens Branch in Bhojpur',
			'sub_title' => '',
			'summary' => 'November 5: NIC ASIA Bank’s opened a branch at Chainbeni of Bhojpur Ward-7. ',
			'content' => '<p style="text-align:justify"><span style="font-size:13px">November 5: NIC ASIA Bank&rsquo;s opened a branch at Chainbeni of Bhojpur Ward-7. Bhojpur Municipality&rsquo;s Mayor Kailash Kumar Ale inaugurated the branch amid a function on Friday, November 3.</span></p>

<p style="text-align:justify">With the formal inauguration of the Bhojpur branch, the bank said it is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p style="text-align:justify">Issuing a press statement, NIC ASIA Bank said it is one of the largest private sector commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network.</p>

<p style="text-align:justify">The bank said it has a strategy to reach every possible market for better service of its customers and there are more branches coming in operation soon.</p>
',
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			'created' => '2017-11-05',
			'modified' => '2017-11-05',
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			'description' => '',
			'sortorder' => '6611',
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			'id' => '6827',
			'article_category_id' => '1',
			'title' => 'IB Starts Discussion to Counter Cyber Attacks',
			'sub_title' => '',
			'summary' => 'November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.',
			'content' => '<p><span style="font-size:13px">November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.</span></p>

<p>The Insurance Board took such initiative after the recent hacking of SWIFT system of NIC Asia Bank in which the bank reportedly lost millions of rupees in its foreign transaction.</p>

<p>The board said it will prepare a directive on cyber security after holding discussions with the concerned authorities.</p>

<p>Acknowledging that the insurance sector is not an exception to cyber attacks, the board held a meeting with the CEOs of all the insurance companies of the country on Thursday, November 2.</p>

<p>The board&rsquo;s Information Technology engineer Dhruba Gyawali presented a paper on cyber security alert during the discussion organised by the board. He urged the insurance companies to hire trusted person and to check after his background before assigning the person with the responsibility of handling SWIFT system.</p>

<p>The program coordinator Purna Thapa urged the companies to use authorised software of word and excel in order to avoid hacking. The board also suggested all the companies to keep a back-up. &nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6610',
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		'Article' => array(
			'id' => '6826',
			'article_category_id' => '1',
			'title' => '15th Handicraft Trade Fair from Nov 17-21',
			'sub_title' => 'FHAN Expects Transaction Worth Rs 100 Million',
			'summary' => 'November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.',
			'content' => '<p><span style="font-size:13px">November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.</span></p>

<p>Organisers are expecting transaction worth Rs 100 million during the 15<sup>th</sup> Handicraft Trade Fair, which will be held from November 17 to 21.</p>

<p>FHAN is organising the expo with the assistance from Trade and Export Promotion Center (TEPC) and the Ministry of Commerce (MoC).</p>

<p>According to Dharmaraj Shakya, president of FHAN, this is the 15<sup>th</sup> edition of the handicraft trade fair and 13<sup>th</sup> edition of handicraft competition. Stating that there is an important place of handicraft in both domestic and foreign markets, Shakya said this kind of fair will immensely help in promoting the handicraft sector. Entrepreneurs of around 25 districts will be exhibiting their products.</p>

<p>According to Hem Ratna Shakya, coordinator of the fair, there will be nine pavilions with 200 stalls. He further informed that nine pavilions and around 95 percent of stalls have already been booked till date.</p>

<p>FHAN is expecting more than 20 buyers from China, Japan, Bhutan, India and other countries. The federation is expecting more than 1, 50,000 visitors in the fair.</p>

<p>The winner of the handicraft competition will get Rs 50,000 while the second and third place finishers will receive Rs 30,000 and Rs 20,000 respectively, said Shakya.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&nbsp;</p>
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			'sortorder' => '6609',
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		'Article' => array(
			'id' => '6825',
			'article_category_id' => '1',
			'title' => 'Machhapuchhre Bank’s Branchless Service',
			'sub_title' => '',
			'summary' => 'November 3:  Machhapuchhre Bank has initiated two branchless service in Dang district. ',
			'content' => '<p>November 3:&nbsp; Machhapuchhre Bank has initiated two branchless service in Dang district. The branchless services are available at Kalakate in Gadhwa Rural Municipality-1 and Satbaria of Lamahi Municipality-8, the bank said in a statement.</p>

<p>The bank said that it opened the branchless services in those places in collaboration with UK Aid under the financial literacy project. With this, the bank has been providing branchless services from six places.</p>
',
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			'created' => '2017-11-03',
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			'keywords' => '',
			'description' => '',
			'sortorder' => '6608',
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		'Article' => array(
			'id' => '6823',
			'article_category_id' => '1',
			'title' => 'SmartDoko’s ‘Tell a Friend’ Campaign',
			'sub_title' => '',
			'summary' => 'November 3: E-commerce portal SmartDoko has launched a consumer campaign ‘Tell a Friend’.',
			'content' => '<p>November 3: E-commerce portal SmartDoko has launched a consumer campaign &lsquo;Tell a Friend&rsquo;.</p>

<p>The first 100 people participating in the contest will win gift cards worth Rs 500, the online portal said in a statement. Under this campaign, anyone requesting ten of his/her friends to sign up and activate the SmartDoko account is entitled to get gift cards provided that they are the among the first 100 people to take the initiative.</p>

<p>Issuing a press statement, SmartDoko said that the contest will be valid from November 2-15.</p>

<p>SmartDoko said it has over 18 different product categories ranging from mobile phones, electronics, fashion items, baby cares, pet cares, food and beverages and many more.</p>

<p>SmartDoko has also pledged to make shopping more exciting and convenient for their customers by offering free delivery inside ring road and also delivering its products across many major cities of Nepal.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
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			'description' => '',
			'sortorder' => '6607',
			'image' => '20171103123339_Mnemonic.jpg',
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		'Article' => array(
			'id' => '6824',
			'article_category_id' => '1',
			'title' => 'Chandragiri Cable Car signs Agreement with Turkish Airlines',
			'sub_title' => '',
			'summary' => 'November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. ',
			'content' => '<p>November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. As per the agreement, customers of the cable car company are entitled to discounts while travelling via Turkish Airlines while the airlines&rsquo; customers will also get discount from the cable car company.&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6606',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
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		'Article' => array(
			'id' => '6822',
			'article_category_id' => '1',
			'title' => 'Importers Hit Hard by Failure to Clear Goods from Kolkata Port',
			'sub_title' => '',
			'summary' => 'November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata’s harbour in India.',
			'content' => '<p>November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata&rsquo;s harbour in India. Currently, more than 2,500 containers are in queue, waiting for being loaded away from there.</p>

<p>Importers in Nepal have been paying hefty fines to the harbour after failing to clear the containers in time due to problems in transporting them. The transportation of the goods has been affected by various hurdles that have ensued with the Indian Railways used for carrying the goods up to the Nepali border.</p>

<p>Nepal extensively relies on Kolkata port for import and export of goods. Ashok Kumar Temani, coordinator of the road and transportation committee of the Federation of Nepalese Chambers of Commerce and Industry, said that the problem has been mounting due to the failure to address the issue since years.</p>

<p>According to Temani, the containers have been stuck in Kolkata since a month. After unloading the containers, the shipping companies provide a maximum of 21 days&rsquo; time to clear the goods. However, the goods get stuck for a month at the harbor itself, say the entrepreneurs.</p>

<p>&ldquo;We have been facing such problems as our government is not serious about this issue,&rdquo; said Temani.</p>

<p>&ldquo;Importers have been forced to pay a fine of up to Rs 300,000 for a single container,&rdquo; he added.&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6605',
			'image' => null,
			'article_date' => '2017-11-02 00:00:00',
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		'Article' => array(
			'id' => '6821',
			'article_category_id' => '1',
			'title' => 'Number of Tourists up in Ghorepani and Poonhill',
			'sub_title' => '',
			'summary' => 'November 2: Annapurna region’s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.',
			'content' => '<p>November 2: Annapurna region&rsquo;s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.</p>

<p>Located in the Annapurna Circuit, many tourists prefer these two places to the view of mountain ranges and sunrise from Ghorepani and Poonhill.</p>

<p>Around 500 domestic and foreign tourists visit Poonhill, situated at an altitude of 3,210 meters from the sea level on a daily basis, on daily basis. With the start of autumn, the hotels at Ghorepani, which serves as an entrance to Poonhill, are getting packed.</p>

<p>According to Ghodepani Tourist Police Station, 5,835 foreign tourists have entered Ghorepani till October 14 this year. There are 22 hotels and lodges providing services to the tourists at Ghorepani.</p>

<p>Sushil Pun, vice-president of Ghorepani Hotel Management Sub-committee, said that the hotel entrepreneurs are expanding their capacity keeping in view the flow of tourists.</p>

<p>Meanwhile, the locals in coordination with Annapurna Conservation Area Project (ACAP) have initiated a campaign for rhododendron conservation in the region.&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</p>
',
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			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6604',
			'image' => '20171102015443_ass.jpg',
			'article_date' => '2017-11-02 00:00:00',
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	(int) 10 => array(
		'Article' => array(
			'id' => '6820',
			'article_category_id' => '1',
			'title' => 'Global IME Bank launches 3D secure service',
			'sub_title' => '',
			'summary' => 'November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.',
			'content' => '<p>November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.</p>

<p>Issuing a press statement, the bank said it is one of the first few banks that offers such service in Nepal.</p>

<p>This service allows GIBL credit card holders to use their cards during online transactions and allow them to participate in verified by Visa process. The new value-added service by Global IME Bank is an extension of the banks mission to reiterate its commitment to its consumers to meet the needs of an ever-changing market in terms of security, technology, and financial solutions, according to the statement.</p>

<p>&ldquo;The few simple steps will enable cardholders to activate the new feature while performing first ecommerce transaction where customers need to enroll and set credentials for future usage. Subsequent online purchases will then be validated with additional layer of security for cardholder&rsquo;s authentication.&nbsp; Global IME Bank in association with VISA has partnered with Izealiant Technologies for implementing this solution that provides flexibility to choose authentication types like password or OTP depending upon customer preference,&rdquo; reads the statement.</p>

<p>As a direct benefit, GIBL cardholders can now enjoy additional security for their online card usage on various ecommerce sites worldwide. The protective feature enables the bank to authenticate not only the card but also the cardholder during payment of internet purchases thus protecting their online transactions against theft and illegal use of cards, it stated.&nbsp;</p>

<p>Janak Sharma Poudyal, Acting CEO at Global IME Bank said: &ldquo;Our new 3D Secure Service for cardholders plays a significant role as it enhances security which is a critical aspect of any online business transaction. This along with our impressive card features ensures that we always meet the evolving security needs of our customers to give them a world class banking experience.&rdquo;</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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	(int) 11 => array(
		'Article' => array(
			'id' => '6813',
			'article_category_id' => '1',
			'title' => 'NOC Rolls Back Price Hike of Petroleum Products',
			'sub_title' => '',
			'summary' => 'November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.',
			'content' => '<p>November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.</p>

<p>According to informed sources, the state-owned oil monopoly decided to revoke its decision to hike fuel prices upon the instructions of Prime Minister Sher Bahadur Deuba, who expressed his annoyance saying that the decision could impact the election results.</p>

<p>NOC had earlier decided to hike the prices effective from Wednesday midnight. As per the instructions of PM Deuba, Minister for Supplies Jayant Chand instructed NOC to withdraw the price hike. NOC said that the petroleum products will now be available at the same old rates. &nbsp;</p>

<p>NOC said it hiked the prices on November 1 to adjust with the price hike of crude oil in the international market. NOC had increased Rs 2 per litre on petrol, diesel and kerosene while it had raised the price of cooking gas (LPG) by Rs 25. According to NOC, the prime minister&rsquo;s instruction to withdraw price hike will cause a loss of Rs 220 million.</p>

<p>&nbsp;</p>
',
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			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6602',
			'image' => '20171102125544_noc.jpg',
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	(int) 12 => array(
		'Article' => array(
			'id' => '6814',
			'article_category_id' => '1',
			'title' => 'Business Environment Improves in Nepal: WB report',
			'sub_title' => '',
			'summary' => 'November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.',
			'content' => '<p>November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.</p>

<p>The 15th annual edition of Doing Business report published by the WB on October 31 has commended greater corporate transparency in Nepal during last year.</p>

<p>According to the report, Nepal&rsquo;s economy ranks third among South Asian countries in terms of business environment.</p>

<p>&ldquo;The region&rsquo;s top ranked economies are Bhutan, in 75th place, India (100), and Nepal (105),&rdquo; the report states.</p>

<p>According to the report, South Asian economies carried out a record 20 business reforms in the past year, bringing to a total of 127 the number of reforms enacted in the region over the past 15 years.</p>

<p>A major focus of reforms in the past year were in the area of protecting minority investors, with half of the region&rsquo;s eight economies implementing measures to strengthen protections for minority shareholders.</p>

<p>&ldquo;The reforms included enhanced remedies to address cases of prejudicial transactions between interested parties in India; rules to clarify ownership and control structures in Bhutan; greater corporate transparency in Nepal; and facilitating legal action against directors in case of prejudicial transactions with interested parties in Pakistan,&rdquo; the report states.</p>

<p>&nbsp;&ldquo;With three-quarters of regional economies making positive reforms, it&rsquo;s no surprise that this is a record year for regional reforms. India, as the largest economy in the region, is leading by example with its eight reforms,&rdquo; said Rita Ramalho, acting director of the World Bank&rsquo;s Global Indicators Group, which produces the report Doing Business 2018: Reforming to Create Jobs.</p>

<p>&nbsp;Other reforms in India also included the creation of an online single window system to enhance the process of dealing with construction permits; consolidating forms for starting a business; and reducing paperwork for paying taxes; and introduction of new insolvency and bankruptcy code to make resolving insolvency easier, the reports states.</p>

<p>&nbsp;Bhutan, the region&rsquo;s top-ranked economy, also implemented four reforms to make it easier to register a new business, improve access to credit, and enhance the enforcement of contracts.</p>

<p>&nbsp;The report says that the region&rsquo;s economies perform well in the doing business areas of &lsquo;protecting minority investors&rsquo; and &lsquo;staring a business&rsquo;. Registering a new business, for example, takes an average of 15.5 days, which is faster than the current global average of 20 days, and a significant improvement over the 50 days it took to start a business in the region 15 years ago.</p>

<p>The region lags in areas such as registering property and resolving insolvency. It takes an average of 112 days to register property in South Asia, compared with the global average of 49.5 days. And, creditors for resolving insolvency recover about one-third of the property value, which is less than half of the recovery rate of 71.2 percent in OECD high-income economies.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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			'title' => 'Nabil Bank launches ViberBanking',
			'sub_title' => '',
			'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
			'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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			'id' => '6817',
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			'title' => 'NIC ASIA Bank Opens Branch in Pathari',
			'sub_title' => '',
			'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
			'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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		'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
		'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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View::_render() - CORE/Cake/View/View.php, line 933
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Controller::render() - CORE/Cake/Controller/Controller.php, line 968
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Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
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Warning (2): Division by zero [APP/View/Articles/index.ctp, line 36]
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			'id' => '6830',
			'article_category_id' => '1',
			'title' => 'Himalayan’s Paid-up Capital Reaches 1.2 billion',
			'sub_title' => '',
			'summary' => 'November 5: Himalayan General Insurance Company’s paid up capital has reached Rs 1.2 billion. ',
			'content' => '<p><span style="font-size:13px">November 5: Himalayan General Insurance Company&rsquo;s paid up capital has reached Rs 1.2 billion. The Insurance Board has adopted a policy that commercial non-life insurance companies should have a paid up capital of Rs 1 billion. The board&rsquo;s director informed that Himalayan has become the first non-life insurance company from Nepal to meet the paid up capital requirement set for the non-life insurance companies. The company said it will soon start its branches at Dhangdhi, Nepalgunj and Surkhet.</span></p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
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			'id' => '6829',
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			'title' => 'Shah Appointed CEO of Century Bank',
			'sub_title' => '',
			'summary' => 'November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. ',
			'content' => '<p><span style="font-size:13px">November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. A meeting of the Board of Directors of the bank on Friday, November 3, decided to appoint Shah to the post. His tenure will start from mid-December.</span></p>
',
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			'modified' => '2017-11-05',
			'keywords' => '',
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			'sortorder' => '6612',
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			'id' => '6828',
			'article_category_id' => '1',
			'title' => 'NIC ASIA Bank Opens Branch in Bhojpur',
			'sub_title' => '',
			'summary' => 'November 5: NIC ASIA Bank’s opened a branch at Chainbeni of Bhojpur Ward-7. ',
			'content' => '<p style="text-align:justify"><span style="font-size:13px">November 5: NIC ASIA Bank&rsquo;s opened a branch at Chainbeni of Bhojpur Ward-7. Bhojpur Municipality&rsquo;s Mayor Kailash Kumar Ale inaugurated the branch amid a function on Friday, November 3.</span></p>

<p style="text-align:justify">With the formal inauguration of the Bhojpur branch, the bank said it is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p style="text-align:justify">Issuing a press statement, NIC ASIA Bank said it is one of the largest private sector commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network.</p>

<p style="text-align:justify">The bank said it has a strategy to reach every possible market for better service of its customers and there are more branches coming in operation soon.</p>
',
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			'created' => '2017-11-05',
			'modified' => '2017-11-05',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6611',
			'image' => '20171105011641_Image.jpg',
			'article_date' => '2017-11-05 00:00:00',
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		'Article' => array(
			'id' => '6827',
			'article_category_id' => '1',
			'title' => 'IB Starts Discussion to Counter Cyber Attacks',
			'sub_title' => '',
			'summary' => 'November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.',
			'content' => '<p><span style="font-size:13px">November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.</span></p>

<p>The Insurance Board took such initiative after the recent hacking of SWIFT system of NIC Asia Bank in which the bank reportedly lost millions of rupees in its foreign transaction.</p>

<p>The board said it will prepare a directive on cyber security after holding discussions with the concerned authorities.</p>

<p>Acknowledging that the insurance sector is not an exception to cyber attacks, the board held a meeting with the CEOs of all the insurance companies of the country on Thursday, November 2.</p>

<p>The board&rsquo;s Information Technology engineer Dhruba Gyawali presented a paper on cyber security alert during the discussion organised by the board. He urged the insurance companies to hire trusted person and to check after his background before assigning the person with the responsibility of handling SWIFT system.</p>

<p>The program coordinator Purna Thapa urged the companies to use authorised software of word and excel in order to avoid hacking. The board also suggested all the companies to keep a back-up. &nbsp;</p>
',
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			'created' => '2017-11-03',
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			'keywords' => '',
			'description' => '',
			'sortorder' => '6610',
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		'Article' => array(
			'id' => '6826',
			'article_category_id' => '1',
			'title' => '15th Handicraft Trade Fair from Nov 17-21',
			'sub_title' => 'FHAN Expects Transaction Worth Rs 100 Million',
			'summary' => 'November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.',
			'content' => '<p><span style="font-size:13px">November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.</span></p>

<p>Organisers are expecting transaction worth Rs 100 million during the 15<sup>th</sup> Handicraft Trade Fair, which will be held from November 17 to 21.</p>

<p>FHAN is organising the expo with the assistance from Trade and Export Promotion Center (TEPC) and the Ministry of Commerce (MoC).</p>

<p>According to Dharmaraj Shakya, president of FHAN, this is the 15<sup>th</sup> edition of the handicraft trade fair and 13<sup>th</sup> edition of handicraft competition. Stating that there is an important place of handicraft in both domestic and foreign markets, Shakya said this kind of fair will immensely help in promoting the handicraft sector. Entrepreneurs of around 25 districts will be exhibiting their products.</p>

<p>According to Hem Ratna Shakya, coordinator of the fair, there will be nine pavilions with 200 stalls. He further informed that nine pavilions and around 95 percent of stalls have already been booked till date.</p>

<p>FHAN is expecting more than 20 buyers from China, Japan, Bhutan, India and other countries. The federation is expecting more than 1, 50,000 visitors in the fair.</p>

<p>The winner of the handicraft competition will get Rs 50,000 while the second and third place finishers will receive Rs 30,000 and Rs 20,000 respectively, said Shakya.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&nbsp;</p>
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		'Article' => array(
			'id' => '6825',
			'article_category_id' => '1',
			'title' => 'Machhapuchhre Bank’s Branchless Service',
			'sub_title' => '',
			'summary' => 'November 3:  Machhapuchhre Bank has initiated two branchless service in Dang district. ',
			'content' => '<p>November 3:&nbsp; Machhapuchhre Bank has initiated two branchless service in Dang district. The branchless services are available at Kalakate in Gadhwa Rural Municipality-1 and Satbaria of Lamahi Municipality-8, the bank said in a statement.</p>

<p>The bank said that it opened the branchless services in those places in collaboration with UK Aid under the financial literacy project. With this, the bank has been providing branchless services from six places.</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6608',
			'image' => null,
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	(int) 6 => array(
		'Article' => array(
			'id' => '6823',
			'article_category_id' => '1',
			'title' => 'SmartDoko’s ‘Tell a Friend’ Campaign',
			'sub_title' => '',
			'summary' => 'November 3: E-commerce portal SmartDoko has launched a consumer campaign ‘Tell a Friend’.',
			'content' => '<p>November 3: E-commerce portal SmartDoko has launched a consumer campaign &lsquo;Tell a Friend&rsquo;.</p>

<p>The first 100 people participating in the contest will win gift cards worth Rs 500, the online portal said in a statement. Under this campaign, anyone requesting ten of his/her friends to sign up and activate the SmartDoko account is entitled to get gift cards provided that they are the among the first 100 people to take the initiative.</p>

<p>Issuing a press statement, SmartDoko said that the contest will be valid from November 2-15.</p>

<p>SmartDoko said it has over 18 different product categories ranging from mobile phones, electronics, fashion items, baby cares, pet cares, food and beverages and many more.</p>

<p>SmartDoko has also pledged to make shopping more exciting and convenient for their customers by offering free delivery inside ring road and also delivering its products across many major cities of Nepal.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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			'sortorder' => '6607',
			'image' => '20171103123339_Mnemonic.jpg',
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			'id' => '6824',
			'article_category_id' => '1',
			'title' => 'Chandragiri Cable Car signs Agreement with Turkish Airlines',
			'sub_title' => '',
			'summary' => 'November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. ',
			'content' => '<p>November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. As per the agreement, customers of the cable car company are entitled to discounts while travelling via Turkish Airlines while the airlines&rsquo; customers will also get discount from the cable car company.&nbsp;</p>
',
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			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6606',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
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		'Article' => array(
			'id' => '6822',
			'article_category_id' => '1',
			'title' => 'Importers Hit Hard by Failure to Clear Goods from Kolkata Port',
			'sub_title' => '',
			'summary' => 'November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata’s harbour in India.',
			'content' => '<p>November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata&rsquo;s harbour in India. Currently, more than 2,500 containers are in queue, waiting for being loaded away from there.</p>

<p>Importers in Nepal have been paying hefty fines to the harbour after failing to clear the containers in time due to problems in transporting them. The transportation of the goods has been affected by various hurdles that have ensued with the Indian Railways used for carrying the goods up to the Nepali border.</p>

<p>Nepal extensively relies on Kolkata port for import and export of goods. Ashok Kumar Temani, coordinator of the road and transportation committee of the Federation of Nepalese Chambers of Commerce and Industry, said that the problem has been mounting due to the failure to address the issue since years.</p>

<p>According to Temani, the containers have been stuck in Kolkata since a month. After unloading the containers, the shipping companies provide a maximum of 21 days&rsquo; time to clear the goods. However, the goods get stuck for a month at the harbor itself, say the entrepreneurs.</p>

<p>&ldquo;We have been facing such problems as our government is not serious about this issue,&rdquo; said Temani.</p>

<p>&ldquo;Importers have been forced to pay a fine of up to Rs 300,000 for a single container,&rdquo; he added.&nbsp;</p>
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		'Article' => array(
			'id' => '6821',
			'article_category_id' => '1',
			'title' => 'Number of Tourists up in Ghorepani and Poonhill',
			'sub_title' => '',
			'summary' => 'November 2: Annapurna region’s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.',
			'content' => '<p>November 2: Annapurna region&rsquo;s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.</p>

<p>Located in the Annapurna Circuit, many tourists prefer these two places to the view of mountain ranges and sunrise from Ghorepani and Poonhill.</p>

<p>Around 500 domestic and foreign tourists visit Poonhill, situated at an altitude of 3,210 meters from the sea level on a daily basis, on daily basis. With the start of autumn, the hotels at Ghorepani, which serves as an entrance to Poonhill, are getting packed.</p>

<p>According to Ghodepani Tourist Police Station, 5,835 foreign tourists have entered Ghorepani till October 14 this year. There are 22 hotels and lodges providing services to the tourists at Ghorepani.</p>

<p>Sushil Pun, vice-president of Ghorepani Hotel Management Sub-committee, said that the hotel entrepreneurs are expanding their capacity keeping in view the flow of tourists.</p>

<p>Meanwhile, the locals in coordination with Annapurna Conservation Area Project (ACAP) have initiated a campaign for rhododendron conservation in the region.&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</p>
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		'Article' => array(
			'id' => '6820',
			'article_category_id' => '1',
			'title' => 'Global IME Bank launches 3D secure service',
			'sub_title' => '',
			'summary' => 'November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.',
			'content' => '<p>November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.</p>

<p>Issuing a press statement, the bank said it is one of the first few banks that offers such service in Nepal.</p>

<p>This service allows GIBL credit card holders to use their cards during online transactions and allow them to participate in verified by Visa process. The new value-added service by Global IME Bank is an extension of the banks mission to reiterate its commitment to its consumers to meet the needs of an ever-changing market in terms of security, technology, and financial solutions, according to the statement.</p>

<p>&ldquo;The few simple steps will enable cardholders to activate the new feature while performing first ecommerce transaction where customers need to enroll and set credentials for future usage. Subsequent online purchases will then be validated with additional layer of security for cardholder&rsquo;s authentication.&nbsp; Global IME Bank in association with VISA has partnered with Izealiant Technologies for implementing this solution that provides flexibility to choose authentication types like password or OTP depending upon customer preference,&rdquo; reads the statement.</p>

<p>As a direct benefit, GIBL cardholders can now enjoy additional security for their online card usage on various ecommerce sites worldwide. The protective feature enables the bank to authenticate not only the card but also the cardholder during payment of internet purchases thus protecting their online transactions against theft and illegal use of cards, it stated.&nbsp;</p>

<p>Janak Sharma Poudyal, Acting CEO at Global IME Bank said: &ldquo;Our new 3D Secure Service for cardholders plays a significant role as it enhances security which is a critical aspect of any online business transaction. This along with our impressive card features ensures that we always meet the evolving security needs of our customers to give them a world class banking experience.&rdquo;</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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		'Article' => array(
			'id' => '6813',
			'article_category_id' => '1',
			'title' => 'NOC Rolls Back Price Hike of Petroleum Products',
			'sub_title' => '',
			'summary' => 'November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.',
			'content' => '<p>November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.</p>

<p>According to informed sources, the state-owned oil monopoly decided to revoke its decision to hike fuel prices upon the instructions of Prime Minister Sher Bahadur Deuba, who expressed his annoyance saying that the decision could impact the election results.</p>

<p>NOC had earlier decided to hike the prices effective from Wednesday midnight. As per the instructions of PM Deuba, Minister for Supplies Jayant Chand instructed NOC to withdraw the price hike. NOC said that the petroleum products will now be available at the same old rates. &nbsp;</p>

<p>NOC said it hiked the prices on November 1 to adjust with the price hike of crude oil in the international market. NOC had increased Rs 2 per litre on petrol, diesel and kerosene while it had raised the price of cooking gas (LPG) by Rs 25. According to NOC, the prime minister&rsquo;s instruction to withdraw price hike will cause a loss of Rs 220 million.</p>

<p>&nbsp;</p>
',
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			'sortorder' => '6602',
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	(int) 12 => array(
		'Article' => array(
			'id' => '6814',
			'article_category_id' => '1',
			'title' => 'Business Environment Improves in Nepal: WB report',
			'sub_title' => '',
			'summary' => 'November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.',
			'content' => '<p>November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.</p>

<p>The 15th annual edition of Doing Business report published by the WB on October 31 has commended greater corporate transparency in Nepal during last year.</p>

<p>According to the report, Nepal&rsquo;s economy ranks third among South Asian countries in terms of business environment.</p>

<p>&ldquo;The region&rsquo;s top ranked economies are Bhutan, in 75th place, India (100), and Nepal (105),&rdquo; the report states.</p>

<p>According to the report, South Asian economies carried out a record 20 business reforms in the past year, bringing to a total of 127 the number of reforms enacted in the region over the past 15 years.</p>

<p>A major focus of reforms in the past year were in the area of protecting minority investors, with half of the region&rsquo;s eight economies implementing measures to strengthen protections for minority shareholders.</p>

<p>&ldquo;The reforms included enhanced remedies to address cases of prejudicial transactions between interested parties in India; rules to clarify ownership and control structures in Bhutan; greater corporate transparency in Nepal; and facilitating legal action against directors in case of prejudicial transactions with interested parties in Pakistan,&rdquo; the report states.</p>

<p>&nbsp;&ldquo;With three-quarters of regional economies making positive reforms, it&rsquo;s no surprise that this is a record year for regional reforms. India, as the largest economy in the region, is leading by example with its eight reforms,&rdquo; said Rita Ramalho, acting director of the World Bank&rsquo;s Global Indicators Group, which produces the report Doing Business 2018: Reforming to Create Jobs.</p>

<p>&nbsp;Other reforms in India also included the creation of an online single window system to enhance the process of dealing with construction permits; consolidating forms for starting a business; and reducing paperwork for paying taxes; and introduction of new insolvency and bankruptcy code to make resolving insolvency easier, the reports states.</p>

<p>&nbsp;Bhutan, the region&rsquo;s top-ranked economy, also implemented four reforms to make it easier to register a new business, improve access to credit, and enhance the enforcement of contracts.</p>

<p>&nbsp;The report says that the region&rsquo;s economies perform well in the doing business areas of &lsquo;protecting minority investors&rsquo; and &lsquo;staring a business&rsquo;. Registering a new business, for example, takes an average of 15.5 days, which is faster than the current global average of 20 days, and a significant improvement over the 50 days it took to start a business in the region 15 years ago.</p>

<p>The region lags in areas such as registering property and resolving insolvency. It takes an average of 112 days to register property in South Asia, compared with the global average of 49.5 days. And, creditors for resolving insolvency recover about one-third of the property value, which is less than half of the recovery rate of 71.2 percent in OECD high-income economies.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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			'id' => '6816',
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			'title' => 'Nabil Bank launches ViberBanking',
			'sub_title' => '',
			'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
			'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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			'id' => '6817',
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			'title' => 'NIC ASIA Bank Opens Branch in Pathari',
			'sub_title' => '',
			'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
			'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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		'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
		'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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View::render() - CORE/Cake/View/View.php, line 473
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Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
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Warning (2): getimagesize(/var/www/html/newbusinessage.com/app/webroot/img/news/thumbnails/image001.png) [<a href='http://php.net/function.getimagesize'>function.getimagesize</a>]: failed to open stream: No such file or directory [APP/View/Articles/index.ctp, line 35]
Code Context
        

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			'title' => 'Himalayan’s Paid-up Capital Reaches 1.2 billion',
			'sub_title' => '',
			'summary' => 'November 5: Himalayan General Insurance Company’s paid up capital has reached Rs 1.2 billion. ',
			'content' => '<p><span style="font-size:13px">November 5: Himalayan General Insurance Company&rsquo;s paid up capital has reached Rs 1.2 billion. The Insurance Board has adopted a policy that commercial non-life insurance companies should have a paid up capital of Rs 1 billion. The board&rsquo;s director informed that Himalayan has become the first non-life insurance company from Nepal to meet the paid up capital requirement set for the non-life insurance companies. The company said it will soon start its branches at Dhangdhi, Nepalgunj and Surkhet.</span></p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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			'title' => 'Shah Appointed CEO of Century Bank',
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			'summary' => 'November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. ',
			'content' => '<p><span style="font-size:13px">November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. A meeting of the Board of Directors of the bank on Friday, November 3, decided to appoint Shah to the post. His tenure will start from mid-December.</span></p>
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			'title' => 'NIC ASIA Bank Opens Branch in Bhojpur',
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			'summary' => 'November 5: NIC ASIA Bank’s opened a branch at Chainbeni of Bhojpur Ward-7. ',
			'content' => '<p style="text-align:justify"><span style="font-size:13px">November 5: NIC ASIA Bank&rsquo;s opened a branch at Chainbeni of Bhojpur Ward-7. Bhojpur Municipality&rsquo;s Mayor Kailash Kumar Ale inaugurated the branch amid a function on Friday, November 3.</span></p>

<p style="text-align:justify">With the formal inauguration of the Bhojpur branch, the bank said it is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p style="text-align:justify">Issuing a press statement, NIC ASIA Bank said it is one of the largest private sector commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network.</p>

<p style="text-align:justify">The bank said it has a strategy to reach every possible market for better service of its customers and there are more branches coming in operation soon.</p>
',
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		'Article' => array(
			'id' => '6827',
			'article_category_id' => '1',
			'title' => 'IB Starts Discussion to Counter Cyber Attacks',
			'sub_title' => '',
			'summary' => 'November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.',
			'content' => '<p><span style="font-size:13px">November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.</span></p>

<p>The Insurance Board took such initiative after the recent hacking of SWIFT system of NIC Asia Bank in which the bank reportedly lost millions of rupees in its foreign transaction.</p>

<p>The board said it will prepare a directive on cyber security after holding discussions with the concerned authorities.</p>

<p>Acknowledging that the insurance sector is not an exception to cyber attacks, the board held a meeting with the CEOs of all the insurance companies of the country on Thursday, November 2.</p>

<p>The board&rsquo;s Information Technology engineer Dhruba Gyawali presented a paper on cyber security alert during the discussion organised by the board. He urged the insurance companies to hire trusted person and to check after his background before assigning the person with the responsibility of handling SWIFT system.</p>

<p>The program coordinator Purna Thapa urged the companies to use authorised software of word and excel in order to avoid hacking. The board also suggested all the companies to keep a back-up. &nbsp;</p>
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	(int) 4 => array(
		'Article' => array(
			'id' => '6826',
			'article_category_id' => '1',
			'title' => '15th Handicraft Trade Fair from Nov 17-21',
			'sub_title' => 'FHAN Expects Transaction Worth Rs 100 Million',
			'summary' => 'November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.',
			'content' => '<p><span style="font-size:13px">November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.</span></p>

<p>Organisers are expecting transaction worth Rs 100 million during the 15<sup>th</sup> Handicraft Trade Fair, which will be held from November 17 to 21.</p>

<p>FHAN is organising the expo with the assistance from Trade and Export Promotion Center (TEPC) and the Ministry of Commerce (MoC).</p>

<p>According to Dharmaraj Shakya, president of FHAN, this is the 15<sup>th</sup> edition of the handicraft trade fair and 13<sup>th</sup> edition of handicraft competition. Stating that there is an important place of handicraft in both domestic and foreign markets, Shakya said this kind of fair will immensely help in promoting the handicraft sector. Entrepreneurs of around 25 districts will be exhibiting their products.</p>

<p>According to Hem Ratna Shakya, coordinator of the fair, there will be nine pavilions with 200 stalls. He further informed that nine pavilions and around 95 percent of stalls have already been booked till date.</p>

<p>FHAN is expecting more than 20 buyers from China, Japan, Bhutan, India and other countries. The federation is expecting more than 1, 50,000 visitors in the fair.</p>

<p>The winner of the handicraft competition will get Rs 50,000 while the second and third place finishers will receive Rs 30,000 and Rs 20,000 respectively, said Shakya.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&nbsp;</p>
',
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			'created' => '2017-11-03',
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			'keywords' => '',
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			'sortorder' => '6609',
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	(int) 5 => array(
		'Article' => array(
			'id' => '6825',
			'article_category_id' => '1',
			'title' => 'Machhapuchhre Bank’s Branchless Service',
			'sub_title' => '',
			'summary' => 'November 3:  Machhapuchhre Bank has initiated two branchless service in Dang district. ',
			'content' => '<p>November 3:&nbsp; Machhapuchhre Bank has initiated two branchless service in Dang district. The branchless services are available at Kalakate in Gadhwa Rural Municipality-1 and Satbaria of Lamahi Municipality-8, the bank said in a statement.</p>

<p>The bank said that it opened the branchless services in those places in collaboration with UK Aid under the financial literacy project. With this, the bank has been providing branchless services from six places.</p>
',
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			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6608',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
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	),
	(int) 6 => array(
		'Article' => array(
			'id' => '6823',
			'article_category_id' => '1',
			'title' => 'SmartDoko’s ‘Tell a Friend’ Campaign',
			'sub_title' => '',
			'summary' => 'November 3: E-commerce portal SmartDoko has launched a consumer campaign ‘Tell a Friend’.',
			'content' => '<p>November 3: E-commerce portal SmartDoko has launched a consumer campaign &lsquo;Tell a Friend&rsquo;.</p>

<p>The first 100 people participating in the contest will win gift cards worth Rs 500, the online portal said in a statement. Under this campaign, anyone requesting ten of his/her friends to sign up and activate the SmartDoko account is entitled to get gift cards provided that they are the among the first 100 people to take the initiative.</p>

<p>Issuing a press statement, SmartDoko said that the contest will be valid from November 2-15.</p>

<p>SmartDoko said it has over 18 different product categories ranging from mobile phones, electronics, fashion items, baby cares, pet cares, food and beverages and many more.</p>

<p>SmartDoko has also pledged to make shopping more exciting and convenient for their customers by offering free delivery inside ring road and also delivering its products across many major cities of Nepal.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
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			'sortorder' => '6607',
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	(int) 7 => array(
		'Article' => array(
			'id' => '6824',
			'article_category_id' => '1',
			'title' => 'Chandragiri Cable Car signs Agreement with Turkish Airlines',
			'sub_title' => '',
			'summary' => 'November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. ',
			'content' => '<p>November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. As per the agreement, customers of the cable car company are entitled to discounts while travelling via Turkish Airlines while the airlines&rsquo; customers will also get discount from the cable car company.&nbsp;</p>
',
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			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6606',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
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			'main_news' => true,
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	(int) 8 => array(
		'Article' => array(
			'id' => '6822',
			'article_category_id' => '1',
			'title' => 'Importers Hit Hard by Failure to Clear Goods from Kolkata Port',
			'sub_title' => '',
			'summary' => 'November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata’s harbour in India.',
			'content' => '<p>November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata&rsquo;s harbour in India. Currently, more than 2,500 containers are in queue, waiting for being loaded away from there.</p>

<p>Importers in Nepal have been paying hefty fines to the harbour after failing to clear the containers in time due to problems in transporting them. The transportation of the goods has been affected by various hurdles that have ensued with the Indian Railways used for carrying the goods up to the Nepali border.</p>

<p>Nepal extensively relies on Kolkata port for import and export of goods. Ashok Kumar Temani, coordinator of the road and transportation committee of the Federation of Nepalese Chambers of Commerce and Industry, said that the problem has been mounting due to the failure to address the issue since years.</p>

<p>According to Temani, the containers have been stuck in Kolkata since a month. After unloading the containers, the shipping companies provide a maximum of 21 days&rsquo; time to clear the goods. However, the goods get stuck for a month at the harbor itself, say the entrepreneurs.</p>

<p>&ldquo;We have been facing such problems as our government is not serious about this issue,&rdquo; said Temani.</p>

<p>&ldquo;Importers have been forced to pay a fine of up to Rs 300,000 for a single container,&rdquo; he added.&nbsp;</p>
',
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			'created' => '2017-11-02',
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			'description' => '',
			'sortorder' => '6605',
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	(int) 9 => array(
		'Article' => array(
			'id' => '6821',
			'article_category_id' => '1',
			'title' => 'Number of Tourists up in Ghorepani and Poonhill',
			'sub_title' => '',
			'summary' => 'November 2: Annapurna region’s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.',
			'content' => '<p>November 2: Annapurna region&rsquo;s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.</p>

<p>Located in the Annapurna Circuit, many tourists prefer these two places to the view of mountain ranges and sunrise from Ghorepani and Poonhill.</p>

<p>Around 500 domestic and foreign tourists visit Poonhill, situated at an altitude of 3,210 meters from the sea level on a daily basis, on daily basis. With the start of autumn, the hotels at Ghorepani, which serves as an entrance to Poonhill, are getting packed.</p>

<p>According to Ghodepani Tourist Police Station, 5,835 foreign tourists have entered Ghorepani till October 14 this year. There are 22 hotels and lodges providing services to the tourists at Ghorepani.</p>

<p>Sushil Pun, vice-president of Ghorepani Hotel Management Sub-committee, said that the hotel entrepreneurs are expanding their capacity keeping in view the flow of tourists.</p>

<p>Meanwhile, the locals in coordination with Annapurna Conservation Area Project (ACAP) have initiated a campaign for rhododendron conservation in the region.&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</p>
',
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			'description' => '',
			'sortorder' => '6604',
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	(int) 10 => array(
		'Article' => array(
			'id' => '6820',
			'article_category_id' => '1',
			'title' => 'Global IME Bank launches 3D secure service',
			'sub_title' => '',
			'summary' => 'November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.',
			'content' => '<p>November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.</p>

<p>Issuing a press statement, the bank said it is one of the first few banks that offers such service in Nepal.</p>

<p>This service allows GIBL credit card holders to use their cards during online transactions and allow them to participate in verified by Visa process. The new value-added service by Global IME Bank is an extension of the banks mission to reiterate its commitment to its consumers to meet the needs of an ever-changing market in terms of security, technology, and financial solutions, according to the statement.</p>

<p>&ldquo;The few simple steps will enable cardholders to activate the new feature while performing first ecommerce transaction where customers need to enroll and set credentials for future usage. Subsequent online purchases will then be validated with additional layer of security for cardholder&rsquo;s authentication.&nbsp; Global IME Bank in association with VISA has partnered with Izealiant Technologies for implementing this solution that provides flexibility to choose authentication types like password or OTP depending upon customer preference,&rdquo; reads the statement.</p>

<p>As a direct benefit, GIBL cardholders can now enjoy additional security for their online card usage on various ecommerce sites worldwide. The protective feature enables the bank to authenticate not only the card but also the cardholder during payment of internet purchases thus protecting their online transactions against theft and illegal use of cards, it stated.&nbsp;</p>

<p>Janak Sharma Poudyal, Acting CEO at Global IME Bank said: &ldquo;Our new 3D Secure Service for cardholders plays a significant role as it enhances security which is a critical aspect of any online business transaction. This along with our impressive card features ensures that we always meet the evolving security needs of our customers to give them a world class banking experience.&rdquo;</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
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			'sortorder' => '6603',
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	(int) 11 => array(
		'Article' => array(
			'id' => '6813',
			'article_category_id' => '1',
			'title' => 'NOC Rolls Back Price Hike of Petroleum Products',
			'sub_title' => '',
			'summary' => 'November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.',
			'content' => '<p>November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.</p>

<p>According to informed sources, the state-owned oil monopoly decided to revoke its decision to hike fuel prices upon the instructions of Prime Minister Sher Bahadur Deuba, who expressed his annoyance saying that the decision could impact the election results.</p>

<p>NOC had earlier decided to hike the prices effective from Wednesday midnight. As per the instructions of PM Deuba, Minister for Supplies Jayant Chand instructed NOC to withdraw the price hike. NOC said that the petroleum products will now be available at the same old rates. &nbsp;</p>

<p>NOC said it hiked the prices on November 1 to adjust with the price hike of crude oil in the international market. NOC had increased Rs 2 per litre on petrol, diesel and kerosene while it had raised the price of cooking gas (LPG) by Rs 25. According to NOC, the prime minister&rsquo;s instruction to withdraw price hike will cause a loss of Rs 220 million.</p>

<p>&nbsp;</p>
',
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			'keywords' => '',
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			'sortorder' => '6602',
			'image' => '20171102125544_noc.jpg',
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	(int) 12 => array(
		'Article' => array(
			'id' => '6814',
			'article_category_id' => '1',
			'title' => 'Business Environment Improves in Nepal: WB report',
			'sub_title' => '',
			'summary' => 'November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.',
			'content' => '<p>November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.</p>

<p>The 15th annual edition of Doing Business report published by the WB on October 31 has commended greater corporate transparency in Nepal during last year.</p>

<p>According to the report, Nepal&rsquo;s economy ranks third among South Asian countries in terms of business environment.</p>

<p>&ldquo;The region&rsquo;s top ranked economies are Bhutan, in 75th place, India (100), and Nepal (105),&rdquo; the report states.</p>

<p>According to the report, South Asian economies carried out a record 20 business reforms in the past year, bringing to a total of 127 the number of reforms enacted in the region over the past 15 years.</p>

<p>A major focus of reforms in the past year were in the area of protecting minority investors, with half of the region&rsquo;s eight economies implementing measures to strengthen protections for minority shareholders.</p>

<p>&ldquo;The reforms included enhanced remedies to address cases of prejudicial transactions between interested parties in India; rules to clarify ownership and control structures in Bhutan; greater corporate transparency in Nepal; and facilitating legal action against directors in case of prejudicial transactions with interested parties in Pakistan,&rdquo; the report states.</p>

<p>&nbsp;&ldquo;With three-quarters of regional economies making positive reforms, it&rsquo;s no surprise that this is a record year for regional reforms. India, as the largest economy in the region, is leading by example with its eight reforms,&rdquo; said Rita Ramalho, acting director of the World Bank&rsquo;s Global Indicators Group, which produces the report Doing Business 2018: Reforming to Create Jobs.</p>

<p>&nbsp;Other reforms in India also included the creation of an online single window system to enhance the process of dealing with construction permits; consolidating forms for starting a business; and reducing paperwork for paying taxes; and introduction of new insolvency and bankruptcy code to make resolving insolvency easier, the reports states.</p>

<p>&nbsp;Bhutan, the region&rsquo;s top-ranked economy, also implemented four reforms to make it easier to register a new business, improve access to credit, and enhance the enforcement of contracts.</p>

<p>&nbsp;The report says that the region&rsquo;s economies perform well in the doing business areas of &lsquo;protecting minority investors&rsquo; and &lsquo;staring a business&rsquo;. Registering a new business, for example, takes an average of 15.5 days, which is faster than the current global average of 20 days, and a significant improvement over the 50 days it took to start a business in the region 15 years ago.</p>

<p>The region lags in areas such as registering property and resolving insolvency. It takes an average of 112 days to register property in South Asia, compared with the global average of 49.5 days. And, creditors for resolving insolvency recover about one-third of the property value, which is less than half of the recovery rate of 71.2 percent in OECD high-income economies.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
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	(int) 13 => array(
		'Article' => array(
			'id' => '6816',
			'article_category_id' => '1',
			'title' => 'Nabil Bank launches ViberBanking',
			'sub_title' => '',
			'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
			'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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			'id' => '6817',
			'article_category_id' => '1',
			'title' => 'NIC ASIA Bank Opens Branch in Pathari',
			'sub_title' => '',
			'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
			'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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		'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
		'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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	(int) 0 => array(
		'Article' => array(
			'id' => '6830',
			'article_category_id' => '1',
			'title' => 'Himalayan’s Paid-up Capital Reaches 1.2 billion',
			'sub_title' => '',
			'summary' => 'November 5: Himalayan General Insurance Company’s paid up capital has reached Rs 1.2 billion. ',
			'content' => '<p><span style="font-size:13px">November 5: Himalayan General Insurance Company&rsquo;s paid up capital has reached Rs 1.2 billion. The Insurance Board has adopted a policy that commercial non-life insurance companies should have a paid up capital of Rs 1 billion. The board&rsquo;s director informed that Himalayan has become the first non-life insurance company from Nepal to meet the paid up capital requirement set for the non-life insurance companies. The company said it will soon start its branches at Dhangdhi, Nepalgunj and Surkhet.</span></p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-05',
			'modified' => '2017-11-05',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6613',
			'image' => null,
			'article_date' => '2017-11-05 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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		'Article' => array(
			'id' => '6829',
			'article_category_id' => '1',
			'title' => 'Shah Appointed CEO of Century Bank',
			'sub_title' => '',
			'summary' => 'November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. ',
			'content' => '<p><span style="font-size:13px">November 5: Anil Keshari Shah has been appointed as the CEO of Century Commercial Bank. A meeting of the Board of Directors of the bank on Friday, November 3, decided to appoint Shah to the post. His tenure will start from mid-December.</span></p>
',
			'published' => true,
			'created' => '2017-11-05',
			'modified' => '2017-11-05',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6612',
			'image' => '20171105013809_Clipboard01.jpg',
			'article_date' => '2017-11-05 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
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		'Article' => array(
			'id' => '6828',
			'article_category_id' => '1',
			'title' => 'NIC ASIA Bank Opens Branch in Bhojpur',
			'sub_title' => '',
			'summary' => 'November 5: NIC ASIA Bank’s opened a branch at Chainbeni of Bhojpur Ward-7. ',
			'content' => '<p style="text-align:justify"><span style="font-size:13px">November 5: NIC ASIA Bank&rsquo;s opened a branch at Chainbeni of Bhojpur Ward-7. Bhojpur Municipality&rsquo;s Mayor Kailash Kumar Ale inaugurated the branch amid a function on Friday, November 3.</span></p>

<p style="text-align:justify">With the formal inauguration of the Bhojpur branch, the bank said it is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p style="text-align:justify">Issuing a press statement, NIC ASIA Bank said it is one of the largest private sector commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network.</p>

<p style="text-align:justify">The bank said it has a strategy to reach every possible market for better service of its customers and there are more branches coming in operation soon.</p>
',
			'published' => true,
			'created' => '2017-11-05',
			'modified' => '2017-11-05',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6611',
			'image' => '20171105011641_Image.jpg',
			'article_date' => '2017-11-05 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
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	(int) 3 => array(
		'Article' => array(
			'id' => '6827',
			'article_category_id' => '1',
			'title' => 'IB Starts Discussion to Counter Cyber Attacks',
			'sub_title' => '',
			'summary' => 'November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.',
			'content' => '<p><span style="font-size:13px">November 3: The Insurance Board has initiated discussion to counter the threats of cyber attacks, which have surfaced in the banking and financial sector of Nepal of late.</span></p>

<p>The Insurance Board took such initiative after the recent hacking of SWIFT system of NIC Asia Bank in which the bank reportedly lost millions of rupees in its foreign transaction.</p>

<p>The board said it will prepare a directive on cyber security after holding discussions with the concerned authorities.</p>

<p>Acknowledging that the insurance sector is not an exception to cyber attacks, the board held a meeting with the CEOs of all the insurance companies of the country on Thursday, November 2.</p>

<p>The board&rsquo;s Information Technology engineer Dhruba Gyawali presented a paper on cyber security alert during the discussion organised by the board. He urged the insurance companies to hire trusted person and to check after his background before assigning the person with the responsibility of handling SWIFT system.</p>

<p>The program coordinator Purna Thapa urged the companies to use authorised software of word and excel in order to avoid hacking. The board also suggested all the companies to keep a back-up. &nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6610',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 4 => array(
		'Article' => array(
			'id' => '6826',
			'article_category_id' => '1',
			'title' => '15th Handicraft Trade Fair from Nov 17-21',
			'sub_title' => 'FHAN Expects Transaction Worth Rs 100 Million',
			'summary' => 'November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.',
			'content' => '<p><span style="font-size:13px">November 3: Federation of Handicraft Association of Nepal (FHAN) is organising a handicraft expo in the capital with an aim of promoting Nepali products in the international market.</span></p>

<p>Organisers are expecting transaction worth Rs 100 million during the 15<sup>th</sup> Handicraft Trade Fair, which will be held from November 17 to 21.</p>

<p>FHAN is organising the expo with the assistance from Trade and Export Promotion Center (TEPC) and the Ministry of Commerce (MoC).</p>

<p>According to Dharmaraj Shakya, president of FHAN, this is the 15<sup>th</sup> edition of the handicraft trade fair and 13<sup>th</sup> edition of handicraft competition. Stating that there is an important place of handicraft in both domestic and foreign markets, Shakya said this kind of fair will immensely help in promoting the handicraft sector. Entrepreneurs of around 25 districts will be exhibiting their products.</p>

<p>According to Hem Ratna Shakya, coordinator of the fair, there will be nine pavilions with 200 stalls. He further informed that nine pavilions and around 95 percent of stalls have already been booked till date.</p>

<p>FHAN is expecting more than 20 buyers from China, Japan, Bhutan, India and other countries. The federation is expecting more than 1, 50,000 visitors in the fair.</p>

<p>The winner of the handicraft competition will get Rs 50,000 while the second and third place finishers will receive Rs 30,000 and Rs 20,000 respectively, said Shakya.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6609',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
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		'Article' => array(
			'id' => '6825',
			'article_category_id' => '1',
			'title' => 'Machhapuchhre Bank’s Branchless Service',
			'sub_title' => '',
			'summary' => 'November 3:  Machhapuchhre Bank has initiated two branchless service in Dang district. ',
			'content' => '<p>November 3:&nbsp; Machhapuchhre Bank has initiated two branchless service in Dang district. The branchless services are available at Kalakate in Gadhwa Rural Municipality-1 and Satbaria of Lamahi Municipality-8, the bank said in a statement.</p>

<p>The bank said that it opened the branchless services in those places in collaboration with UK Aid under the financial literacy project. With this, the bank has been providing branchless services from six places.</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6608',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 6 => array(
		'Article' => array(
			'id' => '6823',
			'article_category_id' => '1',
			'title' => 'SmartDoko’s ‘Tell a Friend’ Campaign',
			'sub_title' => '',
			'summary' => 'November 3: E-commerce portal SmartDoko has launched a consumer campaign ‘Tell a Friend’.',
			'content' => '<p>November 3: E-commerce portal SmartDoko has launched a consumer campaign &lsquo;Tell a Friend&rsquo;.</p>

<p>The first 100 people participating in the contest will win gift cards worth Rs 500, the online portal said in a statement. Under this campaign, anyone requesting ten of his/her friends to sign up and activate the SmartDoko account is entitled to get gift cards provided that they are the among the first 100 people to take the initiative.</p>

<p>Issuing a press statement, SmartDoko said that the contest will be valid from November 2-15.</p>

<p>SmartDoko said it has over 18 different product categories ranging from mobile phones, electronics, fashion items, baby cares, pet cares, food and beverages and many more.</p>

<p>SmartDoko has also pledged to make shopping more exciting and convenient for their customers by offering free delivery inside ring road and also delivering its products across many major cities of Nepal.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6607',
			'image' => '20171103123339_Mnemonic.jpg',
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 7 => array(
		'Article' => array(
			'id' => '6824',
			'article_category_id' => '1',
			'title' => 'Chandragiri Cable Car signs Agreement with Turkish Airlines',
			'sub_title' => '',
			'summary' => 'November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. ',
			'content' => '<p>November 3: Chandragiri Cable Car has signed an agreement with Turkish Airlines for providing concession to their customers. As per the agreement, customers of the cable car company are entitled to discounts while travelling via Turkish Airlines while the airlines&rsquo; customers will also get discount from the cable car company.&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-03',
			'modified' => '2017-11-03',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6606',
			'image' => null,
			'article_date' => '2017-11-03 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
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	(int) 8 => array(
		'Article' => array(
			'id' => '6822',
			'article_category_id' => '1',
			'title' => 'Importers Hit Hard by Failure to Clear Goods from Kolkata Port',
			'sub_title' => '',
			'summary' => 'November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata’s harbour in India.',
			'content' => '<p>November 2: Containers delivering goods to Nepal from third countries have been piled up at Kolkata&rsquo;s harbour in India. Currently, more than 2,500 containers are in queue, waiting for being loaded away from there.</p>

<p>Importers in Nepal have been paying hefty fines to the harbour after failing to clear the containers in time due to problems in transporting them. The transportation of the goods has been affected by various hurdles that have ensued with the Indian Railways used for carrying the goods up to the Nepali border.</p>

<p>Nepal extensively relies on Kolkata port for import and export of goods. Ashok Kumar Temani, coordinator of the road and transportation committee of the Federation of Nepalese Chambers of Commerce and Industry, said that the problem has been mounting due to the failure to address the issue since years.</p>

<p>According to Temani, the containers have been stuck in Kolkata since a month. After unloading the containers, the shipping companies provide a maximum of 21 days&rsquo; time to clear the goods. However, the goods get stuck for a month at the harbor itself, say the entrepreneurs.</p>

<p>&ldquo;We have been facing such problems as our government is not serious about this issue,&rdquo; said Temani.</p>

<p>&ldquo;Importers have been forced to pay a fine of up to Rs 300,000 for a single container,&rdquo; he added.&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6605',
			'image' => null,
			'article_date' => '2017-11-02 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 9 => array(
		'Article' => array(
			'id' => '6821',
			'article_category_id' => '1',
			'title' => 'Number of Tourists up in Ghorepani and Poonhill',
			'sub_title' => '',
			'summary' => 'November 2: Annapurna region’s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.',
			'content' => '<p>November 2: Annapurna region&rsquo;s popular tourist destinations Ghorepani and Poonhill are full of visitors this season.</p>

<p>Located in the Annapurna Circuit, many tourists prefer these two places to the view of mountain ranges and sunrise from Ghorepani and Poonhill.</p>

<p>Around 500 domestic and foreign tourists visit Poonhill, situated at an altitude of 3,210 meters from the sea level on a daily basis, on daily basis. With the start of autumn, the hotels at Ghorepani, which serves as an entrance to Poonhill, are getting packed.</p>

<p>According to Ghodepani Tourist Police Station, 5,835 foreign tourists have entered Ghorepani till October 14 this year. There are 22 hotels and lodges providing services to the tourists at Ghorepani.</p>

<p>Sushil Pun, vice-president of Ghorepani Hotel Management Sub-committee, said that the hotel entrepreneurs are expanding their capacity keeping in view the flow of tourists.</p>

<p>Meanwhile, the locals in coordination with Annapurna Conservation Area Project (ACAP) have initiated a campaign for rhododendron conservation in the region.&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6604',
			'image' => '20171102015443_ass.jpg',
			'article_date' => '2017-11-02 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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			'user_id' => '16'
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	(int) 10 => array(
		'Article' => array(
			'id' => '6820',
			'article_category_id' => '1',
			'title' => 'Global IME Bank launches 3D secure service',
			'sub_title' => '',
			'summary' => 'November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.',
			'content' => '<p>November 2: Global IME Bank Limited (GIBL) announced that it has launched 3D secure services for its credit cardholders to perform online transactions.</p>

<p>Issuing a press statement, the bank said it is one of the first few banks that offers such service in Nepal.</p>

<p>This service allows GIBL credit card holders to use their cards during online transactions and allow them to participate in verified by Visa process. The new value-added service by Global IME Bank is an extension of the banks mission to reiterate its commitment to its consumers to meet the needs of an ever-changing market in terms of security, technology, and financial solutions, according to the statement.</p>

<p>&ldquo;The few simple steps will enable cardholders to activate the new feature while performing first ecommerce transaction where customers need to enroll and set credentials for future usage. Subsequent online purchases will then be validated with additional layer of security for cardholder&rsquo;s authentication.&nbsp; Global IME Bank in association with VISA has partnered with Izealiant Technologies for implementing this solution that provides flexibility to choose authentication types like password or OTP depending upon customer preference,&rdquo; reads the statement.</p>

<p>As a direct benefit, GIBL cardholders can now enjoy additional security for their online card usage on various ecommerce sites worldwide. The protective feature enables the bank to authenticate not only the card but also the cardholder during payment of internet purchases thus protecting their online transactions against theft and illegal use of cards, it stated.&nbsp;</p>

<p>Janak Sharma Poudyal, Acting CEO at Global IME Bank said: &ldquo;Our new 3D Secure Service for cardholders plays a significant role as it enhances security which is a critical aspect of any online business transaction. This along with our impressive card features ensures that we always meet the evolving security needs of our customers to give them a world class banking experience.&rdquo;</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6603',
			'image' => '20171102013636_Clipboard01.jpg',
			'article_date' => '2017-11-02 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 11 => array(
		'Article' => array(
			'id' => '6813',
			'article_category_id' => '1',
			'title' => 'NOC Rolls Back Price Hike of Petroleum Products',
			'sub_title' => '',
			'summary' => 'November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.',
			'content' => '<p>November 2: An emergency board meeting of Nepal Oil Corporation on Thursday decided to roll back the price hike of petroleum products which it had announced overnight on November 1.</p>

<p>According to informed sources, the state-owned oil monopoly decided to revoke its decision to hike fuel prices upon the instructions of Prime Minister Sher Bahadur Deuba, who expressed his annoyance saying that the decision could impact the election results.</p>

<p>NOC had earlier decided to hike the prices effective from Wednesday midnight. As per the instructions of PM Deuba, Minister for Supplies Jayant Chand instructed NOC to withdraw the price hike. NOC said that the petroleum products will now be available at the same old rates. &nbsp;</p>

<p>NOC said it hiked the prices on November 1 to adjust with the price hike of crude oil in the international market. NOC had increased Rs 2 per litre on petrol, diesel and kerosene while it had raised the price of cooking gas (LPG) by Rs 25. According to NOC, the prime minister&rsquo;s instruction to withdraw price hike will cause a loss of Rs 220 million.</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2017-11-02',
			'modified' => '2017-11-02',
			'keywords' => '',
			'description' => '',
			'sortorder' => '6602',
			'image' => '20171102125544_noc.jpg',
			'article_date' => '2017-11-02 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
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	(int) 12 => array(
		'Article' => array(
			'id' => '6814',
			'article_category_id' => '1',
			'title' => 'Business Environment Improves in Nepal: WB report',
			'sub_title' => '',
			'summary' => 'November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.',
			'content' => '<p>November 2: The prospect of business environment in Nepal has improved in the last one year, says a recent World Bank (WB) report.</p>

<p>The 15th annual edition of Doing Business report published by the WB on October 31 has commended greater corporate transparency in Nepal during last year.</p>

<p>According to the report, Nepal&rsquo;s economy ranks third among South Asian countries in terms of business environment.</p>

<p>&ldquo;The region&rsquo;s top ranked economies are Bhutan, in 75th place, India (100), and Nepal (105),&rdquo; the report states.</p>

<p>According to the report, South Asian economies carried out a record 20 business reforms in the past year, bringing to a total of 127 the number of reforms enacted in the region over the past 15 years.</p>

<p>A major focus of reforms in the past year were in the area of protecting minority investors, with half of the region&rsquo;s eight economies implementing measures to strengthen protections for minority shareholders.</p>

<p>&ldquo;The reforms included enhanced remedies to address cases of prejudicial transactions between interested parties in India; rules to clarify ownership and control structures in Bhutan; greater corporate transparency in Nepal; and facilitating legal action against directors in case of prejudicial transactions with interested parties in Pakistan,&rdquo; the report states.</p>

<p>&nbsp;&ldquo;With three-quarters of regional economies making positive reforms, it&rsquo;s no surprise that this is a record year for regional reforms. India, as the largest economy in the region, is leading by example with its eight reforms,&rdquo; said Rita Ramalho, acting director of the World Bank&rsquo;s Global Indicators Group, which produces the report Doing Business 2018: Reforming to Create Jobs.</p>

<p>&nbsp;Other reforms in India also included the creation of an online single window system to enhance the process of dealing with construction permits; consolidating forms for starting a business; and reducing paperwork for paying taxes; and introduction of new insolvency and bankruptcy code to make resolving insolvency easier, the reports states.</p>

<p>&nbsp;Bhutan, the region&rsquo;s top-ranked economy, also implemented four reforms to make it easier to register a new business, improve access to credit, and enhance the enforcement of contracts.</p>

<p>&nbsp;The report says that the region&rsquo;s economies perform well in the doing business areas of &lsquo;protecting minority investors&rsquo; and &lsquo;staring a business&rsquo;. Registering a new business, for example, takes an average of 15.5 days, which is faster than the current global average of 20 days, and a significant improvement over the 50 days it took to start a business in the region 15 years ago.</p>

<p>The region lags in areas such as registering property and resolving insolvency. It takes an average of 112 days to register property in South Asia, compared with the global average of 49.5 days. And, creditors for resolving insolvency recover about one-third of the property value, which is less than half of the recovery rate of 71.2 percent in OECD high-income economies.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>
',
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			'description' => '',
			'sortorder' => '6601',
			'image' => '20171102125646_wb.jpg',
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	(int) 13 => array(
		'Article' => array(
			'id' => '6816',
			'article_category_id' => '1',
			'title' => 'Nabil Bank launches ViberBanking',
			'sub_title' => '',
			'summary' => 'November 2: Nabil Bank is has announce the launch of “Nabil ViberBanking” for its customers for the first time in Nepal. ',
			'content' => '<p>November 2: Nabil Bank is has announce the launch of &ldquo;Nabil ViberBanking&rdquo; for its customers for the first time in Nepal. Issuing a press statement, Nabil Bank said that ViberBanking is a chat-bot enabled service integrated with the public account of the bank on Viber.</p>

<p>&ldquo;A chat-bot is a service powered by rules and artificial intelligence that one interacts with via a chat interface of Viber.&nbsp; By using Nabil ViberBanking, customers of the Bank can access their bank account and perform various activities such as check account balance, mini-statement, check account details, make exchange rate/interest rate queries, etc,&rdquo; reads the statement.</p>

<p>Nabil ViberBanking customers can also obtain the latest news/notices, information about the bank&rsquo;s branches and ATM locations, banking hour information, information about products/promotions being offered by the bank. Customers can register themselves for this service through the public account of Nabil Bank available on Viber.&nbsp; &nbsp;</p>

<p>&quot;This service is a milestone in Nepali banking sector which will help promote digital banking to the next level by facilitating online access to customers&#39; accounts enabling them to have their bank on their finger tips,&quot; said CEO of Nabil Bank, Sashin Joshi.</p>

<p>During FY 2016/17, Nabil Bank said it was successful in posting the highest profit in the industry at Rs 3.613 billion on a balance sheet size of Rs 140.33 billion with Return of Equity (ROE) of 26.65% and Earning Per Share (EPS) of Rs 58.41. The Bank has distributed 48% (30% bonus + 18% cash) for the year. The Bank has also earned a net profit of Rs 851 million in the first quarter under the current fiscal year 2017/18.</p>
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			'title' => 'NIC ASIA Bank Opens Branch in Pathari',
			'sub_title' => '',
			'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
			'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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		'id' => '6817',
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		'title' => 'NIC ASIA Bank Opens Branch in Pathari',
		'sub_title' => '',
		'summary' => 'November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang.',
		'content' => '<p>November 2: NIC ASIA Bank has opened a branch at Pathari Sanischare Municipality-1, Morang. The municipality&rsquo;s Mayor Dilip Kumar Rai inaugurated the branch amid a function on November 1.</p>

<p>NIC ASIA Bank claimed that it is one of the largest private commercial banks in the country in terms of capital base, balance-sheet size, customer base, number of branches and ATM network. With the formal inauguration of the Pathari branch, the bank is currently providing services to its customers through 133 branches and 141 ATM counters, spread all over the country.</p>

<p>The bank said it has a strategy to reach every possible market for better service to its customers.&nbsp;<a name="_GoBack"></a></p>
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