Notice (8): Undefined variable: file [APP/View/Elements/side_bar.ctp, line 60]
Code Context
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			'id' => '3617',
			'article_category_id' => '1',
			'title' => 'Samsung Galaxy J5 and J7 Launched in Nepal',
			'sub_title' => '',
			'summary' => 'May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.',
			'content' => '<p style="text-align: justify;">May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.</p>

<p style="text-align: justify;">The new Samsung smartphones come with the innovative Ultra Data Saving (UDS) mode. &ldquo;Developed in Samsung&rsquo;s R and D centres in Asia, the UDS feature allows users to save up to 50 percent mobile data through compression technology and by restricting background data consumption from applications,&rdquo; informs the company in a press statement.</p>

<p style="text-align: justify;">According to the company, it has also launched an industry first S Bike Mode with J7 and J5. &ldquo;With this feature, consumers can have tension free ride as urgent call alert system notifies callers that a person is riding and unavailable to take calls,&rdquo; reads the statement, mentioning, &ldquo;Callers can however have option to press one in case the call is urgent.&rdquo; But, the rider has to come to a halt before they can answer the call.</p>

<p style="text-align: justify;">Galaxy J5 is powered by Qualcomm Snapdragon 1.2 quad-core processor while Galaxy J&amp; 2016 has an upgraded Exynos 1.6 GHz octa-core processor. Both the devices have 2 GB RAM and 16 GB ROM with an option to expand memory up to 128 GB with micro-SD card.</p>

<p style="text-align: justify;">Running on Android 6.0 Marshmallow, Galaxy J5 and J7 house outstanding battery capacity of 3100 mAh and 3300 mAh. &ldquo;With Ultra Power Saving consumers have to never run out of the battery,&rdquo; states the statement. J7 comes with 5.5 inch screen with Super AMOLED display while J5 has 5.2 inch screen with Super AMOLED screen.</p>

<p style="text-align: justify;">Galaxy J5 and J7 come with impressive 13 Mp rear camera and 5 MP front camera. Both smart phones will be available in three color variants- gold, black and white. The Samsung Galaxy J5 and J7 are priced Rs 24,490 and Rs 27,990 respectively.</p>
',
			'published' => true,
			'created' => '2016-05-29',
			'modified' => '2016-05-29',
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			'description' => '',
			'sortorder' => '3451',
			'image' => '20160529120327_sam.JPG',
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			'id' => '3616',
			'article_category_id' => '1',
			'title' => 'NEPSE Launches New System for Listed Companies',
			'sub_title' => '',
			'summary' => 'May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.',
			'content' => '<p style="text-align: justify;"><br />
May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.</p>

<p style="text-align: justify;">Launching the system, Dr Nepal praised the NEPSE for providing information about share market.</p>

<p style="text-align: justify;">In the program, Dr Rewat Bahadur Karki, Chairman of Securities Board of Nepal (SEBON) also lauded the NEPSE for playing a great role in the sole capital market of the country by disseminating information about share market to general investors.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
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			'description' => '',
			'sortorder' => '3450',
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			'id' => '3615',
			'article_category_id' => '1',
			'title' => 'Govt Survey: Rise in Price of Major Food Items',
			'sub_title' => '',
			'summary' => 'May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.',
			'content' => '<p style="text-align: justify;">May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.</p>

<p style="text-align: justify;">The survey conducted on the basis of 10 consumer items has shown rise in price of all agricultural consumer products except the price of potato, onion and ginger. The most of the consumer items included in the survey such as rice, wheat flour, cereals, mustard oil, ghee, mutton, potato, onion and ginger has shown increase in price.</p>

<p style="text-align: justify;">The survey mentioned that the price as of mid February was high in compare to mid July of current fiscal year.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3449',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
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			'id' => '3614',
			'article_category_id' => '1',
			'title' => 'City Express Supports Dhurmus-Suntali Foundation',
			'sub_title' => '',
			'summary' => 'May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in  Giranchaur of Sindhupalchowk district.',
			'content' => '<p style="text-align: justify;">May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in &nbsp;Giranchaur of Sindhupalchowk district. City Express handed over the sum of money to Chairman Sita Ram Kattel (Dhurmus) and Treasurer Kunjana Ghimire (suntali) amid a program held on Thursday.</p>

<p style="text-align: justify;">&ldquo;The artists are doing an exceptional work by helping the earthquake survivors. Thus, the financial support is provided to further motivate them,&rdquo; says Chandra Tandan, Managing Director of City Express. He further added that foundation is working toward building environment friendly, child friendly and disable friendly city.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3448',
			'image' => '20160527043743_dhur.jpg',
			'article_date' => '2016-05-27 00:00:00',
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			'id' => '3613',
			'article_category_id' => '1',
			'title' => 'MG Motors in Nepal',
			'sub_title' => '',
			'summary' => 'May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.',
			'content' => '<p style="text-align: justify;">May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.</p>

<p style="text-align: justify;">The company informs that MG Motors have been considered reliable, qualitative and safe all across the world. Currently, two models of MG3 and 2 models of MG6 are available in the Nepali market. The company informs that the price range of MG brand vehicles is Rs 3,600,000-Rs 6,200,000.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3447',
			'image' => '20160527010315_mg.jpg',
			'article_date' => '2016-05-27 00:00:00',
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			'id' => '3612',
			'article_category_id' => '1',
			'title' => 'NIBL Extension Counter in Kalikot',
			'sub_title' => '',
			'summary' => 'May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot.',
			'content' => '<p style="text-align: justify;">May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot. Nagma Bazaar is 53 kilometers from Kalikot Headquarter and 32 kilometers from Jumla Headquarter. Locals of Nagma Bazaar had to reach Kalikot or Jumla headquarter to access financial and banking services.&nbsp; The operation of an extension counter in the area has enabled the locals from Nagma and nearby villages to receive modern banking services provided by &ldquo;A&rdquo; class bank. NIBL has planned of opening 28 units of branchless banking services in Accham, Bajang, Bajura, Darchula and Doti districts with technical and financial assistance from Sakchyam.</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3446',
			'image' => '20160527124712_jumla.jpg',
			'article_date' => '2016-05-27 00:00:00',
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		'Article' => array(
			'id' => '3611',
			'article_category_id' => '1',
			'title' => 'Per Capita Income of a Nepali  Rs 80,900',
			'sub_title' => '',
			'summary' => 'May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.',
			'content' => '<p>May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in the market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.</p>

<p>However, in US dollar term, per capita income has decreased by USD 9 to USD 766. It was USD 775 in the previous FY. Due to undervaluation of Nepali currency in compare to USD, per capital income has decreased in USD term. &nbsp;Before five years, per capita income of a Nepali was USD 708.</p>

<p><img alt="" src="/userfiles/images/chart%20per%20capita.JPG" style="height:555px; line-height:20.8px; width:600px" /></p>

<p>The financial survey of 2072/73 presented by Finance Minister Bishnu Poudel in the Parliament on Thursday shows 0.53 percent decrease of Gross National Product (GNP) in the base price of 2057/58. The GNP in the current FY is Rs 28,110, which was Rs 28,261 previous year. The economic survey shows contribution of 34 percent from agricultural sector while industrial sector has contribution of 14 percent in the economy which is in decreasing trend since some years. The remaining part of economy has been contributed by service sector as per the economic survey.</p>

<p>The survey predicts of 6.3 percent decrease in industrial sector and 2.7 percent decrease in service sector in the current FY in the non-agricultural sectors. However, it predicts increase of 1.1 percent in the agricultural sector. In the last FY, the growth rate of industrial and service sector was 1.5 and 3.6 percent respectively.</p>

<p>The survey has also shown Gross Domestic Product (GNP) of 0.77 percent, which is the minimum growth rate in last 14 years, due to the contraction in development conductor sectors of the economy such as agricultural, tourism, hydro and infrastructure.&nbsp; During the year 2058/59, when the country was reeling under internal war with rebel group, the economic growth was 0.16 percent.</p>

<p>Similarly, the inflation rate of the country has reached 9.7 percent in the current FY due to shortage of supply in compare to demand because of contraction in economic activities.</p>

<p>Although the economic growth of the country rested in minimal than the government&rsquo;s prediction of 6 percent, inflation rate however is at targeted level of 9.5 percent. &ldquo;Due to the devastating earthquake of last year followed by economic blockade, all economic activities and industrial sector were negatively affected causing contraction in the economy,&rdquo; says Krishna Prasad Devkota, Joint Secretary of Economic Policy Analysis Division of Finance Ministry. The size of economy has increased to Rs 2249 billion in the current FY from Rs 2120 billion of previous FY.</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
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			'description' => '',
			'sortorder' => '3445',
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		'Article' => array(
			'id' => '3610',
			'article_category_id' => '1',
			'title' => 'Banking Felons may Become Directors of BFIs',
			'sub_title' => '',
			'summary' => 'May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.',
			'content' => '<p style="text-align: justify;">May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.</p>

<p style="text-align: justify;">The sub-section (J) Disqualification of Directors under section (18) of proposed main bill had the sentence &ldquo;As per the prevailing law, less than five years since action taken by established regulatory body on the ground of act against commercial value and law.&rdquo; But the sub-committee has removed the phrase &ldquo;commercial value&rdquo;. &ldquo;Act against commercial value is also the act against judicial law,&rdquo; says a legal practitioner , &ldquo;However, there is still room for amendments in the bill as it has not been discussed in parliament.&rdquo; He opined that if the bill gets approval as it is; chances of increase in banking instability is high. The approved bill submitted with suggestions under leadership of MP Kuinkel will be submitted in meeting of Parliament on May 26.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3444',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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	(int) 8 => array(
		'Article' => array(
			'id' => '3609',
			'article_category_id' => '1',
			'title' => 'Ncell Introduces Unlimited Roaming Data',
			'sub_title' => '',
			'summary' => 'May 26: Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.',
			'content' => '<p style="text-align: justify;">May 26:&nbsp;Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.</p>

<p style="text-align: justify;">Under the scheme, Ncell subscribers can purchase daily data roaming pack at Rs 1,500 (including taxes) and enjoy unlimited data while travelling in Bangladesh, Cambodia, Malaysia and Sri Lanka.</p>

<p style="text-align: justify;">As per the company, subscribers can activate the unlimited data roaming pack on a recurring mode or one-time basis. Issuing a statement, Ncell informs that the activation on recurring mode ensures customers to automatically receive daily unlimited data roaming pack everyday throughout their travel, whereas activation on one-time basis would require them to activate the pack everyday as per their needs.</p>

<p style="text-align: justify;">In order to buy the pack, subscribers are required to dial *17127# to activate roaming service from the received information.</p>

<p style="text-align: justify;">&ldquo;Through these data packs, both pre-paid and post-paid subscribers will be able to stay connected with their relatives once being connected with Robi Axiata(Bangladesh), Smart Axiata(Cambodia), Celcom Axiata (Malaysia) and Dialog Axiata (Sri Lanka),&rdquo; says the company.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3443',
			'image' => '20160526011724_ncell.jpg',
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	(int) 9 => array(
		'Article' => array(
			'id' => '3608',
			'article_category_id' => '1',
			'title' => 'Banks Tighten Loans on Receivables',
			'sub_title' => '',
			'summary' => 'May 26: Business sector has complained of difficulty in receiving loans on current capitals from banks and financial institutions (BFIs) which is given on receivables above 90 days.',
			'content' => '<p style="text-align: justify;">May 26: The country&rsquo;s business sector has complained on difficulties in receiving loans on current capitals from banks and financial institutions (BFIs) which is provided on receivables above 90 days.</p>

<p style="text-align: justify;">&ldquo;Banks have been demanding us reports on such receivables. They are not issuing loans on receivables above 90 days,&rdquo; says Dinesh Shrestha, Vice-Chairman of Federation of Nepalese Chamber of Commerce and Industries (FNCCI). He complains that due to the declining availability of loans, operation of businesses have become problematic. &ldquo;We serve as personal guarantor for current capital loans, also keeping separate collaterals and show receivables too,&rdquo; he clarifies, adding, &ldquo;It is wrong to deny loans even with three levels of securities.&rdquo; He points out that BFIs should not forget honesty of shown by businessmen regarding the payment of loans during the events following the devastating earthquake and the border blockade due to which BFIs were able to earn profit in such adverse situation.</p>

<p style="text-align: justify;">However, the banks are rejecting the claims of the business sectors saying that they have not stopped issuing loans on receivables above 90 days to all customers.&nbsp; &ldquo;We are issuing such loans to selective customers only,&rdquo; says Bhuwan Dhahal, CEO of Sanima Bank.</p>

<p style="text-align: justify;">The banks have tightened the issuance of such loans after Nepal Rastra Bank (NRB), issued a circular and formulated a new mechanism regarding micro-inspection loans in the end of previous FY. According to the NRB circular, loans issued against receivables above 90 days should also be kept under classification of micro- inspection loans. Under the classification, BFIs are required to have minimum 5 percent of principal of such loans in loan loss provision. The banks have also tightened issuing such loans, as, the concessions on loan mechanism provided by NRB during the devastating earthquake of last year and the border blockade have came to an end.</p>

<p style="text-align: justify;">Meanwhile, NRB says it had implemented the new regulation to tackle the problems arise from such loans.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3442',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
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		'Article' => array(
			'id' => '3607',
			'article_category_id' => '1',
			'title' => 'Gurans Life Opens Branch in Attariya',
			'sub_title' => '',
			'summary' => 'May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.',
			'content' => '<p style="text-align: justify;">May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.</p>

<p style="text-align: justify;">In the program, Shanker Prasad Dhahal, CEO of the company informs that Gurans Life has its operation in all districts of Far-Western Region with its branches in Kailali, Kanchanpur, Doti, Dadheldhura of Far-Western Region. He says that Gurans Life has brought life insurance scheme of Rs 10,000 to Rs 150,000 considering the lower class.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3441',
			'image' => '20160525042452_guran.jpg',
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			'id' => '3606',
			'article_category_id' => '1',
			'title' => 'Yeti Introduces Yeti Anmol Bachat Plan',
			'sub_title' => '',
			'summary' => 'May 25: Yeti Development Bank has brought new saving scheme ‘Yeti Anmol Bachat.’ As per the press release issued by the bank the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.',
			'content' => '<h3 style="text-align: justify;">May 25: Yeti Development Bank has brought new saving scheme &lsquo;Yeti Anmol Bachat.&rsquo; Issuing a press statement, the bank informs that the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.</h3>

<h3 style="text-align: justify;">According to the bank, customers can open an account from minimum of &nbsp;Rs. 1,500 and will get free VISA card, internet banking and ABBS facility. The bank informs that customers will get 100 percent discount in the annual cost on the locker facility for the first year. Currently, the bank is providing financial services through 25 branches.</h3>

<h3 style="text-align: justify;">&nbsp;</h3>
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			'title' => 'Garima Devt Bank Opens Branch at  Bardaghat',
			'sub_title' => '',
			'summary' => 'May 25: A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.',
			'content' => '<h3 style="text-align:justify"><span style="font-size:16px">May 25:&nbsp;</span><span style="font-family:times new roman,times,serif; font-size:16px">A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.</span></h3>

<h3 style="text-align:justify"><span style="font-size:16px"><span style="font-family:times new roman,times,serif">Govinda Prasad Dhakal, CEO of the bank said that the branch will provide modern financial services and bring special program to improvise the financial reach of the region. Currently, Garima is providing banking services through 28 branches. &nbsp;</span></span></h3>
',
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			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3439',
			'image' => '20160525032037_20160524070807_garima bikash bank.jpg',
			'article_date' => '2016-05-25 00:00:00',
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			'id' => '3604',
			'article_category_id' => '1',
			'title' => 'Sunrise Bank Starts Branchless Banking in Dangihat',
			'sub_title' => '',
			'summary' => 'May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. “The bank has started the service with an aim of providing banking services in the places where such services have not reached,” informs the bank in a press statement.',
			'content' => '<p style="text-align: justify;">May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. &ldquo;The bank has started the service with an aim of providing banking services in the places where such services have not reached,&rdquo; informs the bank in a press statement.</p>

<p style="text-align: justify;">The branchless banking service was inaugurated by the Vice-General Manager of the bank Asha Rana Adhikari on May 24. On the occasion, Adhikari highlighted the services provided by the branchless banking and handover the point of sale machine to Rajesh Kumar Rai, Representative of branchless banking.</p>

<p style="text-align: justify;">Currently, the bank is providing modern and easily accessible services through 53 branches and 67 ATMs. &nbsp;The bank has previously started branchless banking service in Mangaltar of Kavre, Bahundangi of Jhapa and Kantibazar of Mahottari.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3438',
			'image' => '20160525015940_sun.jpg',
			'article_date' => '2016-05-25 00:00:00',
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			'id' => '3603',
			'article_category_id' => '1',
			'title' => 'LIC Nepal endorses 25% Bonus Share',
			'sub_title' => '',
			'summary' => 'May 25: The 14th Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.',
			'content' => '<p style="text-align: justify;">May 25: The 14<sup>th</sup> Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.</p>

<p style="text-align: justify;">Similarly, the AGM has endorsed the balance sheet and income and expenditure report of the fiscal year 2071/2072. Likewise, the AGM has unanimously elected Kumar Kesar Bista in the board of director (BOD) from the general shareholders. The company has earned insurance premium of Rs 1.81 billion in the FY 2071/72. During the period, the company has issued 49,000 new insurance policies. The company had total number of 515,000 insurance policies and fund of Rs 20.25 billion in total life insurance fund till the end of the FY.</p>

<p style="text-align: justify;">The company informs that there has been the growth of 30.59 percent in total life insurance fund, 41.67 percent in first insurance policy income and 63.10 percent in the issue of insurance policies in the FY 2071/2072.</p>
',
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Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117

Warning (2): simplexml_load_file() [<a href='http://php.net/function.simplexml-load-file'>function.simplexml-load-file</a>]: I/O warning : failed to load external entity &quot;&quot; [APP/View/Elements/side_bar.ctp, line 60]
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			'id' => '3617',
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			'title' => 'Samsung Galaxy J5 and J7 Launched in Nepal',
			'sub_title' => '',
			'summary' => 'May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.',
			'content' => '<p style="text-align: justify;">May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.</p>

<p style="text-align: justify;">The new Samsung smartphones come with the innovative Ultra Data Saving (UDS) mode. &ldquo;Developed in Samsung&rsquo;s R and D centres in Asia, the UDS feature allows users to save up to 50 percent mobile data through compression technology and by restricting background data consumption from applications,&rdquo; informs the company in a press statement.</p>

<p style="text-align: justify;">According to the company, it has also launched an industry first S Bike Mode with J7 and J5. &ldquo;With this feature, consumers can have tension free ride as urgent call alert system notifies callers that a person is riding and unavailable to take calls,&rdquo; reads the statement, mentioning, &ldquo;Callers can however have option to press one in case the call is urgent.&rdquo; But, the rider has to come to a halt before they can answer the call.</p>

<p style="text-align: justify;">Galaxy J5 is powered by Qualcomm Snapdragon 1.2 quad-core processor while Galaxy J&amp; 2016 has an upgraded Exynos 1.6 GHz octa-core processor. Both the devices have 2 GB RAM and 16 GB ROM with an option to expand memory up to 128 GB with micro-SD card.</p>

<p style="text-align: justify;">Running on Android 6.0 Marshmallow, Galaxy J5 and J7 house outstanding battery capacity of 3100 mAh and 3300 mAh. &ldquo;With Ultra Power Saving consumers have to never run out of the battery,&rdquo; states the statement. J7 comes with 5.5 inch screen with Super AMOLED display while J5 has 5.2 inch screen with Super AMOLED screen.</p>

<p style="text-align: justify;">Galaxy J5 and J7 come with impressive 13 Mp rear camera and 5 MP front camera. Both smart phones will be available in three color variants- gold, black and white. The Samsung Galaxy J5 and J7 are priced Rs 24,490 and Rs 27,990 respectively.</p>
',
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			'created' => '2016-05-29',
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			'sortorder' => '3451',
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			'id' => '3616',
			'article_category_id' => '1',
			'title' => 'NEPSE Launches New System for Listed Companies',
			'sub_title' => '',
			'summary' => 'May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.',
			'content' => '<p style="text-align: justify;"><br />
May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.</p>

<p style="text-align: justify;">Launching the system, Dr Nepal praised the NEPSE for providing information about share market.</p>

<p style="text-align: justify;">In the program, Dr Rewat Bahadur Karki, Chairman of Securities Board of Nepal (SEBON) also lauded the NEPSE for playing a great role in the sole capital market of the country by disseminating information about share market to general investors.</p>

<p style="text-align: justify;">&nbsp;</p>
',
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			'created' => '2016-05-27',
			'modified' => '2016-05-27',
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			'description' => '',
			'sortorder' => '3450',
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			'id' => '3615',
			'article_category_id' => '1',
			'title' => 'Govt Survey: Rise in Price of Major Food Items',
			'sub_title' => '',
			'summary' => 'May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.',
			'content' => '<p style="text-align: justify;">May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.</p>

<p style="text-align: justify;">The survey conducted on the basis of 10 consumer items has shown rise in price of all agricultural consumer products except the price of potato, onion and ginger. The most of the consumer items included in the survey such as rice, wheat flour, cereals, mustard oil, ghee, mutton, potato, onion and ginger has shown increase in price.</p>

<p style="text-align: justify;">The survey mentioned that the price as of mid February was high in compare to mid July of current fiscal year.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3449',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
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			'id' => '3614',
			'article_category_id' => '1',
			'title' => 'City Express Supports Dhurmus-Suntali Foundation',
			'sub_title' => '',
			'summary' => 'May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in  Giranchaur of Sindhupalchowk district.',
			'content' => '<p style="text-align: justify;">May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in &nbsp;Giranchaur of Sindhupalchowk district. City Express handed over the sum of money to Chairman Sita Ram Kattel (Dhurmus) and Treasurer Kunjana Ghimire (suntali) amid a program held on Thursday.</p>

<p style="text-align: justify;">&ldquo;The artists are doing an exceptional work by helping the earthquake survivors. Thus, the financial support is provided to further motivate them,&rdquo; says Chandra Tandan, Managing Director of City Express. He further added that foundation is working toward building environment friendly, child friendly and disable friendly city.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3448',
			'image' => '20160527043743_dhur.jpg',
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			'id' => '3613',
			'article_category_id' => '1',
			'title' => 'MG Motors in Nepal',
			'sub_title' => '',
			'summary' => 'May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.',
			'content' => '<p style="text-align: justify;">May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.</p>

<p style="text-align: justify;">The company informs that MG Motors have been considered reliable, qualitative and safe all across the world. Currently, two models of MG3 and 2 models of MG6 are available in the Nepali market. The company informs that the price range of MG brand vehicles is Rs 3,600,000-Rs 6,200,000.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
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			'modified' => '2016-05-27',
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			'description' => '',
			'sortorder' => '3447',
			'image' => '20160527010315_mg.jpg',
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			'id' => '3612',
			'article_category_id' => '1',
			'title' => 'NIBL Extension Counter in Kalikot',
			'sub_title' => '',
			'summary' => 'May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot.',
			'content' => '<p style="text-align: justify;">May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot. Nagma Bazaar is 53 kilometers from Kalikot Headquarter and 32 kilometers from Jumla Headquarter. Locals of Nagma Bazaar had to reach Kalikot or Jumla headquarter to access financial and banking services.&nbsp; The operation of an extension counter in the area has enabled the locals from Nagma and nearby villages to receive modern banking services provided by &ldquo;A&rdquo; class bank. NIBL has planned of opening 28 units of branchless banking services in Accham, Bajang, Bajura, Darchula and Doti districts with technical and financial assistance from Sakchyam.</p>
',
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			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
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			'sortorder' => '3446',
			'image' => '20160527124712_jumla.jpg',
			'article_date' => '2016-05-27 00:00:00',
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		'Article' => array(
			'id' => '3611',
			'article_category_id' => '1',
			'title' => 'Per Capita Income of a Nepali  Rs 80,900',
			'sub_title' => '',
			'summary' => 'May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.',
			'content' => '<p>May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in the market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.</p>

<p>However, in US dollar term, per capita income has decreased by USD 9 to USD 766. It was USD 775 in the previous FY. Due to undervaluation of Nepali currency in compare to USD, per capital income has decreased in USD term. &nbsp;Before five years, per capita income of a Nepali was USD 708.</p>

<p><img alt="" src="/userfiles/images/chart%20per%20capita.JPG" style="height:555px; line-height:20.8px; width:600px" /></p>

<p>The financial survey of 2072/73 presented by Finance Minister Bishnu Poudel in the Parliament on Thursday shows 0.53 percent decrease of Gross National Product (GNP) in the base price of 2057/58. The GNP in the current FY is Rs 28,110, which was Rs 28,261 previous year. The economic survey shows contribution of 34 percent from agricultural sector while industrial sector has contribution of 14 percent in the economy which is in decreasing trend since some years. The remaining part of economy has been contributed by service sector as per the economic survey.</p>

<p>The survey predicts of 6.3 percent decrease in industrial sector and 2.7 percent decrease in service sector in the current FY in the non-agricultural sectors. However, it predicts increase of 1.1 percent in the agricultural sector. In the last FY, the growth rate of industrial and service sector was 1.5 and 3.6 percent respectively.</p>

<p>The survey has also shown Gross Domestic Product (GNP) of 0.77 percent, which is the minimum growth rate in last 14 years, due to the contraction in development conductor sectors of the economy such as agricultural, tourism, hydro and infrastructure.&nbsp; During the year 2058/59, when the country was reeling under internal war with rebel group, the economic growth was 0.16 percent.</p>

<p>Similarly, the inflation rate of the country has reached 9.7 percent in the current FY due to shortage of supply in compare to demand because of contraction in economic activities.</p>

<p>Although the economic growth of the country rested in minimal than the government&rsquo;s prediction of 6 percent, inflation rate however is at targeted level of 9.5 percent. &ldquo;Due to the devastating earthquake of last year followed by economic blockade, all economic activities and industrial sector were negatively affected causing contraction in the economy,&rdquo; says Krishna Prasad Devkota, Joint Secretary of Economic Policy Analysis Division of Finance Ministry. The size of economy has increased to Rs 2249 billion in the current FY from Rs 2120 billion of previous FY.</p>

<p>&nbsp;</p>
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			'id' => '3610',
			'article_category_id' => '1',
			'title' => 'Banking Felons may Become Directors of BFIs',
			'sub_title' => '',
			'summary' => 'May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.',
			'content' => '<p style="text-align: justify;">May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.</p>

<p style="text-align: justify;">The sub-section (J) Disqualification of Directors under section (18) of proposed main bill had the sentence &ldquo;As per the prevailing law, less than five years since action taken by established regulatory body on the ground of act against commercial value and law.&rdquo; But the sub-committee has removed the phrase &ldquo;commercial value&rdquo;. &ldquo;Act against commercial value is also the act against judicial law,&rdquo; says a legal practitioner , &ldquo;However, there is still room for amendments in the bill as it has not been discussed in parliament.&rdquo; He opined that if the bill gets approval as it is; chances of increase in banking instability is high. The approved bill submitted with suggestions under leadership of MP Kuinkel will be submitted in meeting of Parliament on May 26.&nbsp;</p>
',
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			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3444',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
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	(int) 8 => array(
		'Article' => array(
			'id' => '3609',
			'article_category_id' => '1',
			'title' => 'Ncell Introduces Unlimited Roaming Data',
			'sub_title' => '',
			'summary' => 'May 26: Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.',
			'content' => '<p style="text-align: justify;">May 26:&nbsp;Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.</p>

<p style="text-align: justify;">Under the scheme, Ncell subscribers can purchase daily data roaming pack at Rs 1,500 (including taxes) and enjoy unlimited data while travelling in Bangladesh, Cambodia, Malaysia and Sri Lanka.</p>

<p style="text-align: justify;">As per the company, subscribers can activate the unlimited data roaming pack on a recurring mode or one-time basis. Issuing a statement, Ncell informs that the activation on recurring mode ensures customers to automatically receive daily unlimited data roaming pack everyday throughout their travel, whereas activation on one-time basis would require them to activate the pack everyday as per their needs.</p>

<p style="text-align: justify;">In order to buy the pack, subscribers are required to dial *17127# to activate roaming service from the received information.</p>

<p style="text-align: justify;">&ldquo;Through these data packs, both pre-paid and post-paid subscribers will be able to stay connected with their relatives once being connected with Robi Axiata(Bangladesh), Smart Axiata(Cambodia), Celcom Axiata (Malaysia) and Dialog Axiata (Sri Lanka),&rdquo; says the company.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
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			'keywords' => '',
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			'sortorder' => '3443',
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		'Article' => array(
			'id' => '3608',
			'article_category_id' => '1',
			'title' => 'Banks Tighten Loans on Receivables',
			'sub_title' => '',
			'summary' => 'May 26: Business sector has complained of difficulty in receiving loans on current capitals from banks and financial institutions (BFIs) which is given on receivables above 90 days.',
			'content' => '<p style="text-align: justify;">May 26: The country&rsquo;s business sector has complained on difficulties in receiving loans on current capitals from banks and financial institutions (BFIs) which is provided on receivables above 90 days.</p>

<p style="text-align: justify;">&ldquo;Banks have been demanding us reports on such receivables. They are not issuing loans on receivables above 90 days,&rdquo; says Dinesh Shrestha, Vice-Chairman of Federation of Nepalese Chamber of Commerce and Industries (FNCCI). He complains that due to the declining availability of loans, operation of businesses have become problematic. &ldquo;We serve as personal guarantor for current capital loans, also keeping separate collaterals and show receivables too,&rdquo; he clarifies, adding, &ldquo;It is wrong to deny loans even with three levels of securities.&rdquo; He points out that BFIs should not forget honesty of shown by businessmen regarding the payment of loans during the events following the devastating earthquake and the border blockade due to which BFIs were able to earn profit in such adverse situation.</p>

<p style="text-align: justify;">However, the banks are rejecting the claims of the business sectors saying that they have not stopped issuing loans on receivables above 90 days to all customers.&nbsp; &ldquo;We are issuing such loans to selective customers only,&rdquo; says Bhuwan Dhahal, CEO of Sanima Bank.</p>

<p style="text-align: justify;">The banks have tightened the issuance of such loans after Nepal Rastra Bank (NRB), issued a circular and formulated a new mechanism regarding micro-inspection loans in the end of previous FY. According to the NRB circular, loans issued against receivables above 90 days should also be kept under classification of micro- inspection loans. Under the classification, BFIs are required to have minimum 5 percent of principal of such loans in loan loss provision. The banks have also tightened issuing such loans, as, the concessions on loan mechanism provided by NRB during the devastating earthquake of last year and the border blockade have came to an end.</p>

<p style="text-align: justify;">Meanwhile, NRB says it had implemented the new regulation to tackle the problems arise from such loans.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3442',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
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	(int) 10 => array(
		'Article' => array(
			'id' => '3607',
			'article_category_id' => '1',
			'title' => 'Gurans Life Opens Branch in Attariya',
			'sub_title' => '',
			'summary' => 'May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.',
			'content' => '<p style="text-align: justify;">May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.</p>

<p style="text-align: justify;">In the program, Shanker Prasad Dhahal, CEO of the company informs that Gurans Life has its operation in all districts of Far-Western Region with its branches in Kailali, Kanchanpur, Doti, Dadheldhura of Far-Western Region. He says that Gurans Life has brought life insurance scheme of Rs 10,000 to Rs 150,000 considering the lower class.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3441',
			'image' => '20160525042452_guran.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
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	(int) 11 => array(
		'Article' => array(
			'id' => '3606',
			'article_category_id' => '1',
			'title' => 'Yeti Introduces Yeti Anmol Bachat Plan',
			'sub_title' => '',
			'summary' => 'May 25: Yeti Development Bank has brought new saving scheme ‘Yeti Anmol Bachat.’ As per the press release issued by the bank the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.',
			'content' => '<h3 style="text-align: justify;">May 25: Yeti Development Bank has brought new saving scheme &lsquo;Yeti Anmol Bachat.&rsquo; Issuing a press statement, the bank informs that the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.</h3>

<h3 style="text-align: justify;">According to the bank, customers can open an account from minimum of &nbsp;Rs. 1,500 and will get free VISA card, internet banking and ABBS facility. The bank informs that customers will get 100 percent discount in the annual cost on the locker facility for the first year. Currently, the bank is providing financial services through 25 branches.</h3>

<h3 style="text-align: justify;">&nbsp;</h3>
',
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			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3440',
			'image' => '20160525033347_yeti.jpg',
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		'Article' => array(
			'id' => '3605',
			'article_category_id' => '1',
			'title' => 'Garima Devt Bank Opens Branch at  Bardaghat',
			'sub_title' => '',
			'summary' => 'May 25: A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.',
			'content' => '<h3 style="text-align:justify"><span style="font-size:16px">May 25:&nbsp;</span><span style="font-family:times new roman,times,serif; font-size:16px">A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.</span></h3>

<h3 style="text-align:justify"><span style="font-size:16px"><span style="font-family:times new roman,times,serif">Govinda Prasad Dhakal, CEO of the bank said that the branch will provide modern financial services and bring special program to improvise the financial reach of the region. Currently, Garima is providing banking services through 28 branches. &nbsp;</span></span></h3>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3439',
			'image' => '20160525032037_20160524070807_garima bikash bank.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
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	(int) 13 => array(
		'Article' => array(
			'id' => '3604',
			'article_category_id' => '1',
			'title' => 'Sunrise Bank Starts Branchless Banking in Dangihat',
			'sub_title' => '',
			'summary' => 'May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. “The bank has started the service with an aim of providing banking services in the places where such services have not reached,” informs the bank in a press statement.',
			'content' => '<p style="text-align: justify;">May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. &ldquo;The bank has started the service with an aim of providing banking services in the places where such services have not reached,&rdquo; informs the bank in a press statement.</p>

<p style="text-align: justify;">The branchless banking service was inaugurated by the Vice-General Manager of the bank Asha Rana Adhikari on May 24. On the occasion, Adhikari highlighted the services provided by the branchless banking and handover the point of sale machine to Rajesh Kumar Rai, Representative of branchless banking.</p>

<p style="text-align: justify;">Currently, the bank is providing modern and easily accessible services through 53 branches and 67 ATMs. &nbsp;The bank has previously started branchless banking service in Mangaltar of Kavre, Bahundangi of Jhapa and Kantibazar of Mahottari.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3438',
			'image' => '20160525015940_sun.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
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	(int) 14 => array(
		'Article' => array(
			'id' => '3603',
			'article_category_id' => '1',
			'title' => 'LIC Nepal endorses 25% Bonus Share',
			'sub_title' => '',
			'summary' => 'May 25: The 14th Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.',
			'content' => '<p style="text-align: justify;">May 25: The 14<sup>th</sup> Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.</p>

<p style="text-align: justify;">Similarly, the AGM has endorsed the balance sheet and income and expenditure report of the fiscal year 2071/2072. Likewise, the AGM has unanimously elected Kumar Kesar Bista in the board of director (BOD) from the general shareholders. The company has earned insurance premium of Rs 1.81 billion in the FY 2071/72. During the period, the company has issued 49,000 new insurance policies. The company had total number of 515,000 insurance policies and fund of Rs 20.25 billion in total life insurance fund till the end of the FY.</p>

<p style="text-align: justify;">The company informs that there has been the growth of 30.59 percent in total life insurance fund, 41.67 percent in first insurance policy income and 63.10 percent in the issue of insurance policies in the FY 2071/2072.</p>
',
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View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/index.ctp, line 157
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117

Notice (8): Undefined variable: file [APP/View/Elements/side_bar.ctp, line 133]
Code Context
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		'Article' => array(
			'id' => '3617',
			'article_category_id' => '1',
			'title' => 'Samsung Galaxy J5 and J7 Launched in Nepal',
			'sub_title' => '',
			'summary' => 'May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.',
			'content' => '<p style="text-align: justify;">May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.</p>

<p style="text-align: justify;">The new Samsung smartphones come with the innovative Ultra Data Saving (UDS) mode. &ldquo;Developed in Samsung&rsquo;s R and D centres in Asia, the UDS feature allows users to save up to 50 percent mobile data through compression technology and by restricting background data consumption from applications,&rdquo; informs the company in a press statement.</p>

<p style="text-align: justify;">According to the company, it has also launched an industry first S Bike Mode with J7 and J5. &ldquo;With this feature, consumers can have tension free ride as urgent call alert system notifies callers that a person is riding and unavailable to take calls,&rdquo; reads the statement, mentioning, &ldquo;Callers can however have option to press one in case the call is urgent.&rdquo; But, the rider has to come to a halt before they can answer the call.</p>

<p style="text-align: justify;">Galaxy J5 is powered by Qualcomm Snapdragon 1.2 quad-core processor while Galaxy J&amp; 2016 has an upgraded Exynos 1.6 GHz octa-core processor. Both the devices have 2 GB RAM and 16 GB ROM with an option to expand memory up to 128 GB with micro-SD card.</p>

<p style="text-align: justify;">Running on Android 6.0 Marshmallow, Galaxy J5 and J7 house outstanding battery capacity of 3100 mAh and 3300 mAh. &ldquo;With Ultra Power Saving consumers have to never run out of the battery,&rdquo; states the statement. J7 comes with 5.5 inch screen with Super AMOLED display while J5 has 5.2 inch screen with Super AMOLED screen.</p>

<p style="text-align: justify;">Galaxy J5 and J7 come with impressive 13 Mp rear camera and 5 MP front camera. Both smart phones will be available in three color variants- gold, black and white. The Samsung Galaxy J5 and J7 are priced Rs 24,490 and Rs 27,990 respectively.</p>
',
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			'created' => '2016-05-29',
			'modified' => '2016-05-29',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3451',
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		'Article' => array(
			'id' => '3616',
			'article_category_id' => '1',
			'title' => 'NEPSE Launches New System for Listed Companies',
			'sub_title' => '',
			'summary' => 'May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.',
			'content' => '<p style="text-align: justify;"><br />
May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.</p>

<p style="text-align: justify;">Launching the system, Dr Nepal praised the NEPSE for providing information about share market.</p>

<p style="text-align: justify;">In the program, Dr Rewat Bahadur Karki, Chairman of Securities Board of Nepal (SEBON) also lauded the NEPSE for playing a great role in the sole capital market of the country by disseminating information about share market to general investors.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3450',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
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		'Article' => array(
			'id' => '3615',
			'article_category_id' => '1',
			'title' => 'Govt Survey: Rise in Price of Major Food Items',
			'sub_title' => '',
			'summary' => 'May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.',
			'content' => '<p style="text-align: justify;">May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.</p>

<p style="text-align: justify;">The survey conducted on the basis of 10 consumer items has shown rise in price of all agricultural consumer products except the price of potato, onion and ginger. The most of the consumer items included in the survey such as rice, wheat flour, cereals, mustard oil, ghee, mutton, potato, onion and ginger has shown increase in price.</p>

<p style="text-align: justify;">The survey mentioned that the price as of mid February was high in compare to mid July of current fiscal year.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3449',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
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		'Article' => array(
			'id' => '3614',
			'article_category_id' => '1',
			'title' => 'City Express Supports Dhurmus-Suntali Foundation',
			'sub_title' => '',
			'summary' => 'May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in  Giranchaur of Sindhupalchowk district.',
			'content' => '<p style="text-align: justify;">May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in &nbsp;Giranchaur of Sindhupalchowk district. City Express handed over the sum of money to Chairman Sita Ram Kattel (Dhurmus) and Treasurer Kunjana Ghimire (suntali) amid a program held on Thursday.</p>

<p style="text-align: justify;">&ldquo;The artists are doing an exceptional work by helping the earthquake survivors. Thus, the financial support is provided to further motivate them,&rdquo; says Chandra Tandan, Managing Director of City Express. He further added that foundation is working toward building environment friendly, child friendly and disable friendly city.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3448',
			'image' => '20160527043743_dhur.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
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			'in_scroller' => false,
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	(int) 4 => array(
		'Article' => array(
			'id' => '3613',
			'article_category_id' => '1',
			'title' => 'MG Motors in Nepal',
			'sub_title' => '',
			'summary' => 'May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.',
			'content' => '<p style="text-align: justify;">May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.</p>

<p style="text-align: justify;">The company informs that MG Motors have been considered reliable, qualitative and safe all across the world. Currently, two models of MG3 and 2 models of MG6 are available in the Nepali market. The company informs that the price range of MG brand vehicles is Rs 3,600,000-Rs 6,200,000.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3447',
			'image' => '20160527010315_mg.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
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	(int) 5 => array(
		'Article' => array(
			'id' => '3612',
			'article_category_id' => '1',
			'title' => 'NIBL Extension Counter in Kalikot',
			'sub_title' => '',
			'summary' => 'May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot.',
			'content' => '<p style="text-align: justify;">May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot. Nagma Bazaar is 53 kilometers from Kalikot Headquarter and 32 kilometers from Jumla Headquarter. Locals of Nagma Bazaar had to reach Kalikot or Jumla headquarter to access financial and banking services.&nbsp; The operation of an extension counter in the area has enabled the locals from Nagma and nearby villages to receive modern banking services provided by &ldquo;A&rdquo; class bank. NIBL has planned of opening 28 units of branchless banking services in Accham, Bajang, Bajura, Darchula and Doti districts with technical and financial assistance from Sakchyam.</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3446',
			'image' => '20160527124712_jumla.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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	(int) 6 => array(
		'Article' => array(
			'id' => '3611',
			'article_category_id' => '1',
			'title' => 'Per Capita Income of a Nepali  Rs 80,900',
			'sub_title' => '',
			'summary' => 'May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.',
			'content' => '<p>May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in the market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.</p>

<p>However, in US dollar term, per capita income has decreased by USD 9 to USD 766. It was USD 775 in the previous FY. Due to undervaluation of Nepali currency in compare to USD, per capital income has decreased in USD term. &nbsp;Before five years, per capita income of a Nepali was USD 708.</p>

<p><img alt="" src="/userfiles/images/chart%20per%20capita.JPG" style="height:555px; line-height:20.8px; width:600px" /></p>

<p>The financial survey of 2072/73 presented by Finance Minister Bishnu Poudel in the Parliament on Thursday shows 0.53 percent decrease of Gross National Product (GNP) in the base price of 2057/58. The GNP in the current FY is Rs 28,110, which was Rs 28,261 previous year. The economic survey shows contribution of 34 percent from agricultural sector while industrial sector has contribution of 14 percent in the economy which is in decreasing trend since some years. The remaining part of economy has been contributed by service sector as per the economic survey.</p>

<p>The survey predicts of 6.3 percent decrease in industrial sector and 2.7 percent decrease in service sector in the current FY in the non-agricultural sectors. However, it predicts increase of 1.1 percent in the agricultural sector. In the last FY, the growth rate of industrial and service sector was 1.5 and 3.6 percent respectively.</p>

<p>The survey has also shown Gross Domestic Product (GNP) of 0.77 percent, which is the minimum growth rate in last 14 years, due to the contraction in development conductor sectors of the economy such as agricultural, tourism, hydro and infrastructure.&nbsp; During the year 2058/59, when the country was reeling under internal war with rebel group, the economic growth was 0.16 percent.</p>

<p>Similarly, the inflation rate of the country has reached 9.7 percent in the current FY due to shortage of supply in compare to demand because of contraction in economic activities.</p>

<p>Although the economic growth of the country rested in minimal than the government&rsquo;s prediction of 6 percent, inflation rate however is at targeted level of 9.5 percent. &ldquo;Due to the devastating earthquake of last year followed by economic blockade, all economic activities and industrial sector were negatively affected causing contraction in the economy,&rdquo; says Krishna Prasad Devkota, Joint Secretary of Economic Policy Analysis Division of Finance Ministry. The size of economy has increased to Rs 2249 billion in the current FY from Rs 2120 billion of previous FY.</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3445',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 7 => array(
		'Article' => array(
			'id' => '3610',
			'article_category_id' => '1',
			'title' => 'Banking Felons may Become Directors of BFIs',
			'sub_title' => '',
			'summary' => 'May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.',
			'content' => '<p style="text-align: justify;">May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.</p>

<p style="text-align: justify;">The sub-section (J) Disqualification of Directors under section (18) of proposed main bill had the sentence &ldquo;As per the prevailing law, less than five years since action taken by established regulatory body on the ground of act against commercial value and law.&rdquo; But the sub-committee has removed the phrase &ldquo;commercial value&rdquo;. &ldquo;Act against commercial value is also the act against judicial law,&rdquo; says a legal practitioner , &ldquo;However, there is still room for amendments in the bill as it has not been discussed in parliament.&rdquo; He opined that if the bill gets approval as it is; chances of increase in banking instability is high. The approved bill submitted with suggestions under leadership of MP Kuinkel will be submitted in meeting of Parliament on May 26.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3444',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 8 => array(
		'Article' => array(
			'id' => '3609',
			'article_category_id' => '1',
			'title' => 'Ncell Introduces Unlimited Roaming Data',
			'sub_title' => '',
			'summary' => 'May 26: Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.',
			'content' => '<p style="text-align: justify;">May 26:&nbsp;Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.</p>

<p style="text-align: justify;">Under the scheme, Ncell subscribers can purchase daily data roaming pack at Rs 1,500 (including taxes) and enjoy unlimited data while travelling in Bangladesh, Cambodia, Malaysia and Sri Lanka.</p>

<p style="text-align: justify;">As per the company, subscribers can activate the unlimited data roaming pack on a recurring mode or one-time basis. Issuing a statement, Ncell informs that the activation on recurring mode ensures customers to automatically receive daily unlimited data roaming pack everyday throughout their travel, whereas activation on one-time basis would require them to activate the pack everyday as per their needs.</p>

<p style="text-align: justify;">In order to buy the pack, subscribers are required to dial *17127# to activate roaming service from the received information.</p>

<p style="text-align: justify;">&ldquo;Through these data packs, both pre-paid and post-paid subscribers will be able to stay connected with their relatives once being connected with Robi Axiata(Bangladesh), Smart Axiata(Cambodia), Celcom Axiata (Malaysia) and Dialog Axiata (Sri Lanka),&rdquo; says the company.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3443',
			'image' => '20160526011724_ncell.jpg',
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 9 => array(
		'Article' => array(
			'id' => '3608',
			'article_category_id' => '1',
			'title' => 'Banks Tighten Loans on Receivables',
			'sub_title' => '',
			'summary' => 'May 26: Business sector has complained of difficulty in receiving loans on current capitals from banks and financial institutions (BFIs) which is given on receivables above 90 days.',
			'content' => '<p style="text-align: justify;">May 26: The country&rsquo;s business sector has complained on difficulties in receiving loans on current capitals from banks and financial institutions (BFIs) which is provided on receivables above 90 days.</p>

<p style="text-align: justify;">&ldquo;Banks have been demanding us reports on such receivables. They are not issuing loans on receivables above 90 days,&rdquo; says Dinesh Shrestha, Vice-Chairman of Federation of Nepalese Chamber of Commerce and Industries (FNCCI). He complains that due to the declining availability of loans, operation of businesses have become problematic. &ldquo;We serve as personal guarantor for current capital loans, also keeping separate collaterals and show receivables too,&rdquo; he clarifies, adding, &ldquo;It is wrong to deny loans even with three levels of securities.&rdquo; He points out that BFIs should not forget honesty of shown by businessmen regarding the payment of loans during the events following the devastating earthquake and the border blockade due to which BFIs were able to earn profit in such adverse situation.</p>

<p style="text-align: justify;">However, the banks are rejecting the claims of the business sectors saying that they have not stopped issuing loans on receivables above 90 days to all customers.&nbsp; &ldquo;We are issuing such loans to selective customers only,&rdquo; says Bhuwan Dhahal, CEO of Sanima Bank.</p>

<p style="text-align: justify;">The banks have tightened the issuance of such loans after Nepal Rastra Bank (NRB), issued a circular and formulated a new mechanism regarding micro-inspection loans in the end of previous FY. According to the NRB circular, loans issued against receivables above 90 days should also be kept under classification of micro- inspection loans. Under the classification, BFIs are required to have minimum 5 percent of principal of such loans in loan loss provision. The banks have also tightened issuing such loans, as, the concessions on loan mechanism provided by NRB during the devastating earthquake of last year and the border blockade have came to an end.</p>

<p style="text-align: justify;">Meanwhile, NRB says it had implemented the new regulation to tackle the problems arise from such loans.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3442',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 10 => array(
		'Article' => array(
			'id' => '3607',
			'article_category_id' => '1',
			'title' => 'Gurans Life Opens Branch in Attariya',
			'sub_title' => '',
			'summary' => 'May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.',
			'content' => '<p style="text-align: justify;">May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.</p>

<p style="text-align: justify;">In the program, Shanker Prasad Dhahal, CEO of the company informs that Gurans Life has its operation in all districts of Far-Western Region with its branches in Kailali, Kanchanpur, Doti, Dadheldhura of Far-Western Region. He says that Gurans Life has brought life insurance scheme of Rs 10,000 to Rs 150,000 considering the lower class.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3441',
			'image' => '20160525042452_guran.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 11 => array(
		'Article' => array(
			'id' => '3606',
			'article_category_id' => '1',
			'title' => 'Yeti Introduces Yeti Anmol Bachat Plan',
			'sub_title' => '',
			'summary' => 'May 25: Yeti Development Bank has brought new saving scheme ‘Yeti Anmol Bachat.’ As per the press release issued by the bank the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.',
			'content' => '<h3 style="text-align: justify;">May 25: Yeti Development Bank has brought new saving scheme &lsquo;Yeti Anmol Bachat.&rsquo; Issuing a press statement, the bank informs that the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.</h3>

<h3 style="text-align: justify;">According to the bank, customers can open an account from minimum of &nbsp;Rs. 1,500 and will get free VISA card, internet banking and ABBS facility. The bank informs that customers will get 100 percent discount in the annual cost on the locker facility for the first year. Currently, the bank is providing financial services through 25 branches.</h3>

<h3 style="text-align: justify;">&nbsp;</h3>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3440',
			'image' => '20160525033347_yeti.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 12 => array(
		'Article' => array(
			'id' => '3605',
			'article_category_id' => '1',
			'title' => 'Garima Devt Bank Opens Branch at  Bardaghat',
			'sub_title' => '',
			'summary' => 'May 25: A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.',
			'content' => '<h3 style="text-align:justify"><span style="font-size:16px">May 25:&nbsp;</span><span style="font-family:times new roman,times,serif; font-size:16px">A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.</span></h3>

<h3 style="text-align:justify"><span style="font-size:16px"><span style="font-family:times new roman,times,serif">Govinda Prasad Dhakal, CEO of the bank said that the branch will provide modern financial services and bring special program to improvise the financial reach of the region. Currently, Garima is providing banking services through 28 branches. &nbsp;</span></span></h3>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3439',
			'image' => '20160525032037_20160524070807_garima bikash bank.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	),
	(int) 13 => array(
		'Article' => array(
			'id' => '3604',
			'article_category_id' => '1',
			'title' => 'Sunrise Bank Starts Branchless Banking in Dangihat',
			'sub_title' => '',
			'summary' => 'May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. “The bank has started the service with an aim of providing banking services in the places where such services have not reached,” informs the bank in a press statement.',
			'content' => '<p style="text-align: justify;">May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. &ldquo;The bank has started the service with an aim of providing banking services in the places where such services have not reached,&rdquo; informs the bank in a press statement.</p>

<p style="text-align: justify;">The branchless banking service was inaugurated by the Vice-General Manager of the bank Asha Rana Adhikari on May 24. On the occasion, Adhikari highlighted the services provided by the branchless banking and handover the point of sale machine to Rajesh Kumar Rai, Representative of branchless banking.</p>

<p style="text-align: justify;">Currently, the bank is providing modern and easily accessible services through 53 branches and 67 ATMs. &nbsp;The bank has previously started branchless banking service in Mangaltar of Kavre, Bahundangi of Jhapa and Kantibazar of Mahottari.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3438',
			'image' => '20160525015940_sun.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 14 => array(
		'Article' => array(
			'id' => '3603',
			'article_category_id' => '1',
			'title' => 'LIC Nepal endorses 25% Bonus Share',
			'sub_title' => '',
			'summary' => 'May 25: The 14th Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.',
			'content' => '<p style="text-align: justify;">May 25: The 14<sup>th</sup> Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.</p>

<p style="text-align: justify;">Similarly, the AGM has endorsed the balance sheet and income and expenditure report of the fiscal year 2071/2072. Likewise, the AGM has unanimously elected Kumar Kesar Bista in the board of director (BOD) from the general shareholders. The company has earned insurance premium of Rs 1.81 billion in the FY 2071/72. During the period, the company has issued 49,000 new insurance policies. The company had total number of 515,000 insurance policies and fund of Rs 20.25 billion in total life insurance fund till the end of the FY.</p>

<p style="text-align: justify;">The company informs that there has been the growth of 30.59 percent in total life insurance fund, 41.67 percent in first insurance policy income and 63.10 percent in the issue of insurance policies in the FY 2071/2072.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3437',
			'image' => '20160525014513_lic.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	)
)
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$xml = false
include - APP/View/Elements/side_bar.ctp, line 133
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/index.ctp, line 157
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117

Warning (2): simplexml_load_file() [<a href='http://php.net/function.simplexml-load-file'>function.simplexml-load-file</a>]: I/O warning : failed to load external entity &quot;&quot; [APP/View/Elements/side_bar.ctp, line 133]
Code Context
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	(int) 0 => array(
		'Article' => array(
			'id' => '3617',
			'article_category_id' => '1',
			'title' => 'Samsung Galaxy J5 and J7 Launched in Nepal',
			'sub_title' => '',
			'summary' => 'May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.',
			'content' => '<p style="text-align: justify;">May 29: Him Electronics, an authorized distributor of Samsung Electronics, has launched Samsung Galaxy J7 and J5 in its J series of smartphones on May 24.</p>

<p style="text-align: justify;">The new Samsung smartphones come with the innovative Ultra Data Saving (UDS) mode. &ldquo;Developed in Samsung&rsquo;s R and D centres in Asia, the UDS feature allows users to save up to 50 percent mobile data through compression technology and by restricting background data consumption from applications,&rdquo; informs the company in a press statement.</p>

<p style="text-align: justify;">According to the company, it has also launched an industry first S Bike Mode with J7 and J5. &ldquo;With this feature, consumers can have tension free ride as urgent call alert system notifies callers that a person is riding and unavailable to take calls,&rdquo; reads the statement, mentioning, &ldquo;Callers can however have option to press one in case the call is urgent.&rdquo; But, the rider has to come to a halt before they can answer the call.</p>

<p style="text-align: justify;">Galaxy J5 is powered by Qualcomm Snapdragon 1.2 quad-core processor while Galaxy J&amp; 2016 has an upgraded Exynos 1.6 GHz octa-core processor. Both the devices have 2 GB RAM and 16 GB ROM with an option to expand memory up to 128 GB with micro-SD card.</p>

<p style="text-align: justify;">Running on Android 6.0 Marshmallow, Galaxy J5 and J7 house outstanding battery capacity of 3100 mAh and 3300 mAh. &ldquo;With Ultra Power Saving consumers have to never run out of the battery,&rdquo; states the statement. J7 comes with 5.5 inch screen with Super AMOLED display while J5 has 5.2 inch screen with Super AMOLED screen.</p>

<p style="text-align: justify;">Galaxy J5 and J7 come with impressive 13 Mp rear camera and 5 MP front camera. Both smart phones will be available in three color variants- gold, black and white. The Samsung Galaxy J5 and J7 are priced Rs 24,490 and Rs 27,990 respectively.</p>
',
			'published' => true,
			'created' => '2016-05-29',
			'modified' => '2016-05-29',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3451',
			'image' => '20160529120327_sam.JPG',
			'article_date' => '2016-05-29 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 1 => array(
		'Article' => array(
			'id' => '3616',
			'article_category_id' => '1',
			'title' => 'NEPSE Launches New System for Listed Companies',
			'sub_title' => '',
			'summary' => 'May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.',
			'content' => '<p style="text-align: justify;"><br />
May 27: Dr Chiranjibi Nepal, Governor of Nepal Rastra Bank has launched a new system in Nepal Stock Exchange (NEPSE) amid a program today. According to RSS, the system launched today will facilitate the listed companies to enter updates, information and details of their company in NEPSE website by themselves.</p>

<p style="text-align: justify;">Launching the system, Dr Nepal praised the NEPSE for providing information about share market.</p>

<p style="text-align: justify;">In the program, Dr Rewat Bahadur Karki, Chairman of Securities Board of Nepal (SEBON) also lauded the NEPSE for playing a great role in the sole capital market of the country by disseminating information about share market to general investors.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3450',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 2 => array(
		'Article' => array(
			'id' => '3615',
			'article_category_id' => '1',
			'title' => 'Govt Survey: Rise in Price of Major Food Items',
			'sub_title' => '',
			'summary' => 'May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.',
			'content' => '<p style="text-align: justify;">May 27: The economic survey of current fiscal year presented by the government on Thursday at Legislature- Parliament has shown rise in price of most of the food products.</p>

<p style="text-align: justify;">The survey conducted on the basis of 10 consumer items has shown rise in price of all agricultural consumer products except the price of potato, onion and ginger. The most of the consumer items included in the survey such as rice, wheat flour, cereals, mustard oil, ghee, mutton, potato, onion and ginger has shown increase in price.</p>

<p style="text-align: justify;">The survey mentioned that the price as of mid February was high in compare to mid July of current fiscal year.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3449',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 3 => array(
		'Article' => array(
			'id' => '3614',
			'article_category_id' => '1',
			'title' => 'City Express Supports Dhurmus-Suntali Foundation',
			'sub_title' => '',
			'summary' => 'May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in  Giranchaur of Sindhupalchowk district.',
			'content' => '<p style="text-align: justify;">May 27: City Express Money Transfer has extended its support of Rs 1.5 million to Dhurmus-Suntali Foundation. The company has made the contribution in order to build integrated model houses in &nbsp;Giranchaur of Sindhupalchowk district. City Express handed over the sum of money to Chairman Sita Ram Kattel (Dhurmus) and Treasurer Kunjana Ghimire (suntali) amid a program held on Thursday.</p>

<p style="text-align: justify;">&ldquo;The artists are doing an exceptional work by helping the earthquake survivors. Thus, the financial support is provided to further motivate them,&rdquo; says Chandra Tandan, Managing Director of City Express. He further added that foundation is working toward building environment friendly, child friendly and disable friendly city.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3448',
			'image' => '20160527043743_dhur.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 4 => array(
		'Article' => array(
			'id' => '3613',
			'article_category_id' => '1',
			'title' => 'MG Motors in Nepal',
			'sub_title' => '',
			'summary' => 'May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.',
			'content' => '<p style="text-align: justify;">May 27: Morris Garage (MG) brand Motors have entered into Nepali market. SLR Techno and Trade is the authorised distributor of the prestigious British brand MG Motors for Nepal. According to press release issued by the company, sales of MG Motors have been started from the showroom at Krishna tower.</p>

<p style="text-align: justify;">The company informs that MG Motors have been considered reliable, qualitative and safe all across the world. Currently, two models of MG3 and 2 models of MG6 are available in the Nepali market. The company informs that the price range of MG brand vehicles is Rs 3,600,000-Rs 6,200,000.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3447',
			'image' => '20160527010315_mg.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
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	(int) 5 => array(
		'Article' => array(
			'id' => '3612',
			'article_category_id' => '1',
			'title' => 'NIBL Extension Counter in Kalikot',
			'sub_title' => '',
			'summary' => 'May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot.',
			'content' => '<p style="text-align: justify;">May 27: Nepal Investment Bank Limited (NIBL) in collaboration with Sakchyam Access to Finance program has started an extension counter at Nagma Bazaar of Kalikot. Nagma Bazaar is 53 kilometers from Kalikot Headquarter and 32 kilometers from Jumla Headquarter. Locals of Nagma Bazaar had to reach Kalikot or Jumla headquarter to access financial and banking services.&nbsp; The operation of an extension counter in the area has enabled the locals from Nagma and nearby villages to receive modern banking services provided by &ldquo;A&rdquo; class bank. NIBL has planned of opening 28 units of branchless banking services in Accham, Bajang, Bajura, Darchula and Doti districts with technical and financial assistance from Sakchyam.</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3446',
			'image' => '20160527124712_jumla.jpg',
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 6 => array(
		'Article' => array(
			'id' => '3611',
			'article_category_id' => '1',
			'title' => 'Per Capita Income of a Nepali  Rs 80,900',
			'sub_title' => '',
			'summary' => 'May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.',
			'content' => '<p>May 27: In the current FY 2072/73, per capital income of a Nepali has risen by 4.6 percent in the market price to Rs 80,921. In the previous year, it was Rs 77,790.Although income of a normal person has decreased in margin rate, per capital income of an individual in market price has increased by Rs 3842 than previous year due to the high inflation rate.</p>

<p>However, in US dollar term, per capita income has decreased by USD 9 to USD 766. It was USD 775 in the previous FY. Due to undervaluation of Nepali currency in compare to USD, per capital income has decreased in USD term. &nbsp;Before five years, per capita income of a Nepali was USD 708.</p>

<p><img alt="" src="/userfiles/images/chart%20per%20capita.JPG" style="height:555px; line-height:20.8px; width:600px" /></p>

<p>The financial survey of 2072/73 presented by Finance Minister Bishnu Poudel in the Parliament on Thursday shows 0.53 percent decrease of Gross National Product (GNP) in the base price of 2057/58. The GNP in the current FY is Rs 28,110, which was Rs 28,261 previous year. The economic survey shows contribution of 34 percent from agricultural sector while industrial sector has contribution of 14 percent in the economy which is in decreasing trend since some years. The remaining part of economy has been contributed by service sector as per the economic survey.</p>

<p>The survey predicts of 6.3 percent decrease in industrial sector and 2.7 percent decrease in service sector in the current FY in the non-agricultural sectors. However, it predicts increase of 1.1 percent in the agricultural sector. In the last FY, the growth rate of industrial and service sector was 1.5 and 3.6 percent respectively.</p>

<p>The survey has also shown Gross Domestic Product (GNP) of 0.77 percent, which is the minimum growth rate in last 14 years, due to the contraction in development conductor sectors of the economy such as agricultural, tourism, hydro and infrastructure.&nbsp; During the year 2058/59, when the country was reeling under internal war with rebel group, the economic growth was 0.16 percent.</p>

<p>Similarly, the inflation rate of the country has reached 9.7 percent in the current FY due to shortage of supply in compare to demand because of contraction in economic activities.</p>

<p>Although the economic growth of the country rested in minimal than the government&rsquo;s prediction of 6 percent, inflation rate however is at targeted level of 9.5 percent. &ldquo;Due to the devastating earthquake of last year followed by economic blockade, all economic activities and industrial sector were negatively affected causing contraction in the economy,&rdquo; says Krishna Prasad Devkota, Joint Secretary of Economic Policy Analysis Division of Finance Ministry. The size of economy has increased to Rs 2249 billion in the current FY from Rs 2120 billion of previous FY.</p>

<p>&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-27',
			'modified' => '2016-05-27',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3445',
			'image' => null,
			'article_date' => '2016-05-27 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 7 => array(
		'Article' => array(
			'id' => '3610',
			'article_category_id' => '1',
			'title' => 'Banking Felons may Become Directors of BFIs',
			'sub_title' => '',
			'summary' => 'May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.',
			'content' => '<p style="text-align: justify;">May 26: A way might have paved for individuals punished for act against commercial value of becoming directors of banks and financial institutions (BFIs). The finance committee of Legislature-Parliament have recently endorsed such suggestion included in bills of BFIs submitted by MP Deepak Kuinkel.</p>

<p style="text-align: justify;">The sub-section (J) Disqualification of Directors under section (18) of proposed main bill had the sentence &ldquo;As per the prevailing law, less than five years since action taken by established regulatory body on the ground of act against commercial value and law.&rdquo; But the sub-committee has removed the phrase &ldquo;commercial value&rdquo;. &ldquo;Act against commercial value is also the act against judicial law,&rdquo; says a legal practitioner , &ldquo;However, there is still room for amendments in the bill as it has not been discussed in parliament.&rdquo; He opined that if the bill gets approval as it is; chances of increase in banking instability is high. The approved bill submitted with suggestions under leadership of MP Kuinkel will be submitted in meeting of Parliament on May 26.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3444',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	),
	(int) 8 => array(
		'Article' => array(
			'id' => '3609',
			'article_category_id' => '1',
			'title' => 'Ncell Introduces Unlimited Roaming Data',
			'sub_title' => '',
			'summary' => 'May 26: Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.',
			'content' => '<p style="text-align: justify;">May 26:&nbsp;Ncell has launched daily unlimited data roaming pack. According to the telecom services provider, the new plan targets customers who need to use data while roaming in Axiata network countries.</p>

<p style="text-align: justify;">Under the scheme, Ncell subscribers can purchase daily data roaming pack at Rs 1,500 (including taxes) and enjoy unlimited data while travelling in Bangladesh, Cambodia, Malaysia and Sri Lanka.</p>

<p style="text-align: justify;">As per the company, subscribers can activate the unlimited data roaming pack on a recurring mode or one-time basis. Issuing a statement, Ncell informs that the activation on recurring mode ensures customers to automatically receive daily unlimited data roaming pack everyday throughout their travel, whereas activation on one-time basis would require them to activate the pack everyday as per their needs.</p>

<p style="text-align: justify;">In order to buy the pack, subscribers are required to dial *17127# to activate roaming service from the received information.</p>

<p style="text-align: justify;">&ldquo;Through these data packs, both pre-paid and post-paid subscribers will be able to stay connected with their relatives once being connected with Robi Axiata(Bangladesh), Smart Axiata(Cambodia), Celcom Axiata (Malaysia) and Dialog Axiata (Sri Lanka),&rdquo; says the company.</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3443',
			'image' => '20160526011724_ncell.jpg',
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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	(int) 9 => array(
		'Article' => array(
			'id' => '3608',
			'article_category_id' => '1',
			'title' => 'Banks Tighten Loans on Receivables',
			'sub_title' => '',
			'summary' => 'May 26: Business sector has complained of difficulty in receiving loans on current capitals from banks and financial institutions (BFIs) which is given on receivables above 90 days.',
			'content' => '<p style="text-align: justify;">May 26: The country&rsquo;s business sector has complained on difficulties in receiving loans on current capitals from banks and financial institutions (BFIs) which is provided on receivables above 90 days.</p>

<p style="text-align: justify;">&ldquo;Banks have been demanding us reports on such receivables. They are not issuing loans on receivables above 90 days,&rdquo; says Dinesh Shrestha, Vice-Chairman of Federation of Nepalese Chamber of Commerce and Industries (FNCCI). He complains that due to the declining availability of loans, operation of businesses have become problematic. &ldquo;We serve as personal guarantor for current capital loans, also keeping separate collaterals and show receivables too,&rdquo; he clarifies, adding, &ldquo;It is wrong to deny loans even with three levels of securities.&rdquo; He points out that BFIs should not forget honesty of shown by businessmen regarding the payment of loans during the events following the devastating earthquake and the border blockade due to which BFIs were able to earn profit in such adverse situation.</p>

<p style="text-align: justify;">However, the banks are rejecting the claims of the business sectors saying that they have not stopped issuing loans on receivables above 90 days to all customers.&nbsp; &ldquo;We are issuing such loans to selective customers only,&rdquo; says Bhuwan Dhahal, CEO of Sanima Bank.</p>

<p style="text-align: justify;">The banks have tightened the issuance of such loans after Nepal Rastra Bank (NRB), issued a circular and formulated a new mechanism regarding micro-inspection loans in the end of previous FY. According to the NRB circular, loans issued against receivables above 90 days should also be kept under classification of micro- inspection loans. Under the classification, BFIs are required to have minimum 5 percent of principal of such loans in loan loss provision. The banks have also tightened issuing such loans, as, the concessions on loan mechanism provided by NRB during the devastating earthquake of last year and the border blockade have came to an end.</p>

<p style="text-align: justify;">Meanwhile, NRB says it had implemented the new regulation to tackle the problems arise from such loans.</p>

<p style="text-align: justify;">&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-26',
			'modified' => '2016-05-26',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3442',
			'image' => null,
			'article_date' => '2016-05-26 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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	(int) 10 => array(
		'Article' => array(
			'id' => '3607',
			'article_category_id' => '1',
			'title' => 'Gurans Life Opens Branch in Attariya',
			'sub_title' => '',
			'summary' => 'May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.',
			'content' => '<p style="text-align: justify;">May 25: Gurans Life Insurance has started a branch in Attariya, Kailali. Professior Dr Fatte Bahadur KC, Chairman of Insurance Board inaugurated the branch amid a program on Sunday. In the program, Dr KC stressed on expansion of insurance services all across the country given that Nepal lacks practice of both life and general insurance in public level. Revealing that only 6/7 percentage of total population has taken life insurance in Nepal, he opined of formulating simple claim payment process and expand insurance services in rural areas as well.</p>

<p style="text-align: justify;">In the program, Shanker Prasad Dhahal, CEO of the company informs that Gurans Life has its operation in all districts of Far-Western Region with its branches in Kailali, Kanchanpur, Doti, Dadheldhura of Far-Western Region. He says that Gurans Life has brought life insurance scheme of Rs 10,000 to Rs 150,000 considering the lower class.&nbsp;</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3441',
			'image' => '20160525042452_guran.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
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	(int) 11 => array(
		'Article' => array(
			'id' => '3606',
			'article_category_id' => '1',
			'title' => 'Yeti Introduces Yeti Anmol Bachat Plan',
			'sub_title' => '',
			'summary' => 'May 25: Yeti Development Bank has brought new saving scheme ‘Yeti Anmol Bachat.’ As per the press release issued by the bank the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.',
			'content' => '<h3 style="text-align: justify;">May 25: Yeti Development Bank has brought new saving scheme &lsquo;Yeti Anmol Bachat.&rsquo; Issuing a press statement, the bank informs that the scheme which will provide six percent interest rate per annum will be implemented from Wednesday.</h3>

<h3 style="text-align: justify;">According to the bank, customers can open an account from minimum of &nbsp;Rs. 1,500 and will get free VISA card, internet banking and ABBS facility. The bank informs that customers will get 100 percent discount in the annual cost on the locker facility for the first year. Currently, the bank is providing financial services through 25 branches.</h3>

<h3 style="text-align: justify;">&nbsp;</h3>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3440',
			'image' => '20160525033347_yeti.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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		)
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	(int) 12 => array(
		'Article' => array(
			'id' => '3605',
			'article_category_id' => '1',
			'title' => 'Garima Devt Bank Opens Branch at  Bardaghat',
			'sub_title' => '',
			'summary' => 'May 25: A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.',
			'content' => '<h3 style="text-align:justify"><span style="font-size:16px">May 25:&nbsp;</span><span style="font-family:times new roman,times,serif; font-size:16px">A national level development bank, Garima Development Bank which is headquartered in Pokhara has officially started its branch in Bardaghat, Nawalparasi. Rewati Prasad Nepal, Director of the bank, has inaugurated the Bardaghat branch amid a program organised on Tuesday.</span></h3>

<h3 style="text-align:justify"><span style="font-size:16px"><span style="font-family:times new roman,times,serif">Govinda Prasad Dhakal, CEO of the bank said that the branch will provide modern financial services and bring special program to improvise the financial reach of the region. Currently, Garima is providing banking services through 28 branches. &nbsp;</span></span></h3>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3439',
			'image' => '20160525032037_20160524070807_garima bikash bank.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
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	(int) 13 => array(
		'Article' => array(
			'id' => '3604',
			'article_category_id' => '1',
			'title' => 'Sunrise Bank Starts Branchless Banking in Dangihat',
			'sub_title' => '',
			'summary' => 'May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. “The bank has started the service with an aim of providing banking services in the places where such services have not reached,” informs the bank in a press statement.',
			'content' => '<p style="text-align: justify;">May 25: Sunrise Bank has started branchless banking service from Dangihat-6, Morang. &ldquo;The bank has started the service with an aim of providing banking services in the places where such services have not reached,&rdquo; informs the bank in a press statement.</p>

<p style="text-align: justify;">The branchless banking service was inaugurated by the Vice-General Manager of the bank Asha Rana Adhikari on May 24. On the occasion, Adhikari highlighted the services provided by the branchless banking and handover the point of sale machine to Rajesh Kumar Rai, Representative of branchless banking.</p>

<p style="text-align: justify;">Currently, the bank is providing modern and easily accessible services through 53 branches and 67 ATMs. &nbsp;The bank has previously started branchless banking service in Mangaltar of Kavre, Bahundangi of Jhapa and Kantibazar of Mahottari.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3438',
			'image' => '20160525015940_sun.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
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	(int) 14 => array(
		'Article' => array(
			'id' => '3603',
			'article_category_id' => '1',
			'title' => 'LIC Nepal endorses 25% Bonus Share',
			'sub_title' => '',
			'summary' => 'May 25: The 14th Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.',
			'content' => '<p style="text-align: justify;">May 25: The 14<sup>th</sup> Annual General Meeting (AGM) of Life Insurance Cooperation (LIC) Limited held on May 24 has endorsed the proposal to distribute 25 percent bonus share and 1.32 percent cash dividend for tax provision.</p>

<p style="text-align: justify;">Similarly, the AGM has endorsed the balance sheet and income and expenditure report of the fiscal year 2071/2072. Likewise, the AGM has unanimously elected Kumar Kesar Bista in the board of director (BOD) from the general shareholders. The company has earned insurance premium of Rs 1.81 billion in the FY 2071/72. During the period, the company has issued 49,000 new insurance policies. The company had total number of 515,000 insurance policies and fund of Rs 20.25 billion in total life insurance fund till the end of the FY.</p>

<p style="text-align: justify;">The company informs that there has been the growth of 30.59 percent in total life insurance fund, 41.67 percent in first insurance policy income and 63.10 percent in the issue of insurance policies in the FY 2071/2072.</p>
',
			'published' => true,
			'created' => '2016-05-25',
			'modified' => '2016-05-25',
			'keywords' => '',
			'description' => '',
			'sortorder' => '3437',
			'image' => '20160525014513_lic.jpg',
			'article_date' => '2016-05-25 00:00:00',
			'homepage' => false,
			'breaking_news' => false,
			'main_news' => true,
			'in_scroller' => false,
			'user_id' => '16'
		)
	)
)
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