$user = $this->Session->read('Auth.User');
//find the group of logged user
$groupId = $user['Group']['id'];
$viewFile = '/var/www/html/newbusinessage.com/app/View/Articles/view.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$image = 'https://www.old.newbusinessage.com/app/webroot/img/news/20161218120149_loan.jpg'
$user = null
include - APP/View/Articles/view.ctp, line 115
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
Notice (8): Trying to access array offset on value of type null [APP/View/Articles/view.ctp, line 115]
$user = $this->Session->read('Auth.User');
//find the group of logged user
$groupId = $user['Group']['id'];
$viewFile = '/var/www/html/newbusinessage.com/app/View/Articles/view.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$image = 'https://www.old.newbusinessage.com/app/webroot/img/news/20161218120149_loan.jpg'
$user = null
include - APP/View/Articles/view.ctp, line 115
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
Notice (8): Trying to access array offset on value of type null [APP/View/Articles/view.ctp, line 116]
//find the group of logged user
$groupId = $user['Group']['id'];
$user_id=$user["id"];
$viewFile = '/var/www/html/newbusinessage.com/app/View/Articles/view.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$image = 'https://www.old.newbusinessage.com/app/webroot/img/news/20161218120149_loan.jpg'
$user = null
$groupId = null
include - APP/View/Articles/view.ctp, line 116
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
$viewFile = '/var/www/html/newbusinessage.com/app/View/Articles/view.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$image = 'https://www.old.newbusinessage.com/app/webroot/img/news/20161218120149_loan.jpg'
$user = null
$groupId = null
$user_id = null
$date = '2016-12-18 00:00:00'
$dateFromDatabase = (int) 1481998500
$newDate = 'Dec 18, 2016'
$articleView = array(
'article_id' => '4953',
'hit' => '1922'
)
$word_count = (int) 337
$time_to_read = (float) 1.69
$time_to_read_min = (float) 1
$time_to_read_second = (float) 41
include - APP/View/Articles/view.ctp, line 241
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.
In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.
Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.
In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.
Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent.
FormHelper::create() - CORE/Cake/View/Helper/FormHelper.php, line 383
include - APP/View/Articles/view.ctp, line 273
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
$viewFile = '/var/www/html/newbusinessage.com/app/View/Elements/side_bar.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
include - APP/View/Elements/side_bar.ctp, line 60
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/view.ctp, line 391
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
Warning (2): simplexml_load_file() [<a href='http://php.net/function.simplexml-load-file'>function.simplexml-load-file</a>]: I/O warning : failed to load external entity "" [APP/View/Elements/side_bar.ctp, line 60]
$viewFile = '/var/www/html/newbusinessage.com/app/View/Elements/side_bar.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
simplexml_load_file - [internal], line ??
include - APP/View/Elements/side_bar.ctp, line 60
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/view.ctp, line 391
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
file not found!
Notice (8): Undefined variable: file [APP/View/Elements/side_bar.ctp, line 133]
$viewFile = '/var/www/html/newbusinessage.com/app/View/Elements/side_bar.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$xml = false
include - APP/View/Elements/side_bar.ctp, line 133
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/view.ctp, line 391
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
Warning (2): simplexml_load_file() [<a href='http://php.net/function.simplexml-load-file'>function.simplexml-load-file</a>]: I/O warning : failed to load external entity "" [APP/View/Elements/side_bar.ctp, line 133]
$viewFile = '/var/www/html/newbusinessage.com/app/View/Elements/side_bar.ctp'
$dataForView = array(
'article' => array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
[maximum depth reached]
)
),
'Slider' => array()
),
'current_user' => null,
'logged_in' => false
)
$article = array(
'Article' => array(
'id' => '4953',
'article_category_id' => '1',
'title' => 'Loan-Deposit Ratio above 80%',
'sub_title' => '',
'summary' => 'December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. T',
'content' => '<p style="text-align:justify">December 18: According to a study conducted by Nepal Rastra Bank (NRB), the loan deposit ratio in the current FY has reached 81.2 per cent resulted by a raise in loan extensions compare to deposits of BFIs. As the ratio is above 80 per cent, the market may face liquidity problem in the near future. The ratio was of 77.8 per cent during the last FY. As per the study, areas other than Kathmandu have above 80 per cent such ratio, among which, Birgunj topped the list with 164.48 per cent loan deposit ratio.</p>
<p style="text-align:justify">In the review period, deposits of BFIs have increased by 20.2 per cent to Rs 1962.27 billion compare to 23 per cent growth in the last FY. Expansion of banking services providing easy and better accessibility to the general public and raise in remittance flow has caused the BFIs' deposit to escalate during the review period. Meanwhile, the loan extensions of the BFIs have increased by 25.4 per cent amounting to Rs 1593.57 billion during the period. In the last FY, such loan extensions had increased by 23.7 per cent.</p>
<p style="text-align:justify">Kathmandu, being the capital of the country has the best accessibility to BFIs. During the period, a total of 3,721 branches of BFIs are under operation. Among them, Kathmandu has the most number of branches of 1,051. As per the study, Dhangadhi has the least number of BFIs' branches with only 190 branches operating.</p>
<p style="text-align:justify">In the total deposit, Kathmandu contributes 68.1 per cent of the total deposits. Similarly, outside the valley, Pokhara topped the list with 7.6 per cent deposits collection. Likewise, Dhangadhi, being the least financial accessible area contributes only 1.6 per cent in the total deposits.</p>
<p style="text-align:justify">Moreover, BFIs have extended the highest loan amount to Kathmandu. In the total amount of loan, Kathmandu utilises 52.6 per cent of BFIs loans. Outside the capital, the BFIs have extended the highest loans to Birgunj of 11.6 per cent and the least loans to Dhangadhi of 2.7 per cent. </p>
',
'published' => true,
'created' => '2016-12-18',
'modified' => '2016-12-18',
'keywords' => '',
'description' => '',
'sortorder' => '4778',
'image' => '20161218120149_loan.jpg',
'article_date' => '2016-12-18 00:00:00',
'homepage' => false,
'breaking_news' => false,
'main_news' => true,
'in_scroller' => false,
'user_id' => '16'
),
'ArticleCategory' => array(
'id' => '1',
'name' => 'NEWS',
'parentOf' => '0',
'published' => true,
'registered' => '2015-07-20 00:00:00',
'sortorder' => '158',
'del_flag' => '0',
'homepage' => true,
'display_in_menu' => true,
'user_id' => '1',
'created' => '0000-00-00 00:00:00',
'modified' => '2018-11-22 11:58:49'
),
'User' => array(
'password' => '*****',
'id' => '16',
'user_detail_id' => '0',
'group_id' => '1',
'username' => 'anmaharjan@newbusinessage.com',
'name' => '',
'email' => 'anmaharjan@newbusinessage.com',
'address' => '',
'gender' => '',
'access' => '1',
'phone' => '',
'access_type' => '0',
'activated' => false,
'sortorder' => '0',
'published' => '0',
'created' => '2016-04-04 17:02:17',
'last_login' => '2018-09-17 11:47:56',
'ip' => '202.63.242.112'
),
'ArticleComment' => array(),
'ArticleFeature' => array(),
'ArticleHasAuthor' => array(),
'ArticleHasTag' => array(),
'ArticleView' => array(
(int) 0 => array(
'article_id' => '4953',
'hit' => '1922'
)
),
'Slider' => array()
)
$current_user = null
$logged_in = false
$xml = false
simplexml_load_file - [internal], line ??
include - APP/View/Elements/side_bar.ctp, line 133
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/Articles/view.ctp, line 391
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
